topic Re: A Few Comenity Increases! in Credit Card Approvals

A Few Comenity Increases!

Anonymous — Sun, 29 Nov 2015 22:26:48 GMT

Preparing for a fantastic December, decided to ask for some increases from my friends at Comenity, lol! This is the first increase that I have ever gotten from these cards.

HSN 300.00. (Card is 5 months old)

Total Rewards 1800.00 ( 5 months old)

Motorola 300.00. (5 months old)

No increase for Sportsmans Visa or Modell Visa. Overstock and J Crew are up in a couple weeks for increases.

Re: A Few Comenity Increases!

Anonymous — Sun, 29 Nov 2015 22:37:43 GMT

@Anonymous wrote:
Preparing for a fantastic December, decided to ask for some increases from my friends at Comenity, lol! This is the first increase that I have ever gotten from these cards.

HSN 300.00. (Card is 5 months old)
Total Rewards 1800.00 ( 5 months old)
Motorola 300.00. (5 months old)

No increase for Sportsmans Visa or Modell Visa. Overstock and J Crew are up in a couple weeks for increases.

Congrats Rosey. Will think good thoughts about your TR, SVG, and Modell accounts.

Re: A Few Comenity Increases!

Anonymous — Sun, 29 Nov 2015 23:18:31 GMT

Thanks kaykay65!!

Re: A Few Comenity Increases!

alextercero — Sun, 29 Nov 2015 23:41:48 GMT

Congrats

Re: A Few Comenity Increases!

Cotton_Britches — Sun, 29 Nov 2015 23:59:22 GMT

What was your HSN limit before the increase?

Re: A Few Comenity Increases!

Anonymous — Mon, 30 Nov 2015 00:09:12 GMT

@Cotton_Britches wrote:
What was your HSN limit before the increase?

Started at 2,000, opened in July 2015, now 2300.00. I have used the card a couple of times and PIF each time. Have asked for an increase a couple of times in the past, this is the first time I've been successful. I get at least 10 emails a day for sales now, lol!

Re: A Few Comenity Increases!

B335is — Mon, 30 Nov 2015 00:33:44 GMT

Congrats Rosey!

Re: A Few Comenity Increases!

Anonymous — Mon, 30 Nov 2015 00:48:54 GMT

Congrats!

Re: A Few Comenity Increases!

Anonymous — Mon, 30 Nov 2015 01:08:11 GMT

Thanks B335is and NeverTooLate!

Re: A Few Comenity Increases!

Anonymous — Mon, 30 Nov 2015 01:13:48 GMT

Congratulations!

Re: A Few Comenity Increases!

Anonymous — Mon, 30 Nov 2015 01:16:59 GMT

Congrats!!!!!

I don't have a single acount with comenity bank. Any advice which card is a good place to start??

MyFico: EX: 726, TU: 719, EQ:710

Re: A Few Comenity Increases!

Anonymous — Mon, 30 Nov 2015 03:21:30 GMT

@Anonymous wrote:
Congrats!!!!!

I don't have a single acount with comenity bank. Any advice which card is a good place to start??

MyFico: EX: 726, TU: 719, EQ:710

Your scores are very good, I would go for their Visa or Mastercards. Go into Comenity website and the drop down box will list all of their credit card accounts. There are many store cards, but unless you actually shop there, I'd leave them alone. COmenity is known for the SCT, and with your score most cards will be easy to acquire , just don't open too many at one time. Recently Comenity have been auditing and closing accounts.

With your scores you may want to look at other lenders as well, Chase, Discover. Amex, BOA or some Credit unions as well. Good luck!

Re: A Few Comenity Increases!

Anonymous — Mon, 30 Nov 2015 03:28:05 GMT

@Anonymous wrote:
Congratulations!

Thanks Musiclover! I see you have been gardening for a month now, how are you holding up? lol! Next weekend will be a month for me since my last app and I am shaking like a leaf.😂😂. The withdrawal is taking its toll, lol! I'm trying to hold out till the new year, but I just don't know. I will work on the CLi though and maybe that will be enough.

Re: A Few Comenity Increases!

Country_Feller — Mon, 30 Nov 2015 05:56:09 GMT

Congratulations!!!

Re: A Few Comenity Increases!

ddemari — Mon, 30 Nov 2015 17:19:00 GMT

Congrats! Dang that Modell's Visa, hopefully they will quit being stingy and give you a CLI soooon!

Re: A Few Comenity Increases!

Anonymous — Mon, 30 Nov 2015 18:24:20 GMT

@ddemari wrote:
Congrats! Dang that Modell's Visa, hopefully they will quit being stingy and give you a CLI soooon!

Lol, lol, isn't that the truth, a bunch of Scrooges! Thanks.

Re: A Few Comenity Increases!

klrmac — Mon, 30 Nov 2015 20:11:23 GMT

If you used JCrew at all, I got them up to $4500 from $300 by buying a pair of shoes for my son for $60. Then after I paid that off, I requested credit limit increase after the next cut and boom $4500.

Now I let it sit for available credit on the CR.

I only use it once in a while for shoes, I refuse to pay $148 for a men's shirt.

Re: A Few Comenity Increases!

Anonymous — Mon, 30 Nov 2015 20:57:44 GMT

Congrats, I don't have a single Comenity card! Even though they have a few stores I like...how are they on CLIs in general?

Re: A Few Comenity Increases!

Anonymous — Tue, 01 Dec 2015 01:28:00 GMT

@Anonymous wrote:
Congrats, I don't have a single Comenity card! Even though they have a few stores I like...how are they on CLIs in general?

In my opinion, they are definitely not as generous as Synchrony. They pull EQ for the majority of their cards. Their Visa and Mastercards are ok, there is no back door number to call for increases unless you want a HP. They are number one when it comes to the SCT (shopping cart Trick). The store cards, Overstock, HSN, Motorola, Serta bedding and some of the furniture stores offer very good starting limits, several thousands, but the clothing stores will average 500 to 700.00 limits.

I opened several Comenity accounts doing my rebuilding stage, and I will be closing some early next year. You can go to the Comenity website and inquiry into the many many businesses they represent.