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    <title>topic Re: So much luv from CHASE!!! RITZ CARLTON APPROVED in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351936#M357166</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/763153"&gt;@dstew201&lt;/a&gt; wrote:&lt;BR /&gt;Ok. Did a quick Google search for the AF waiver and definitely not worth it, not even sure it's ethical!! Last thing I want to do is get on chase's bad side!&lt;BR /&gt;&lt;BR /&gt;The perks are worth the fee, IMO!&lt;BR /&gt;&lt;BR /&gt;I should have the card before the end of Dec., so I can use the 300 credit now, and again after Jan 1st? Being so close to the end of year I hate to lose of on the credit for 2015!!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yep you can use it before end of year and on Jan 1st.. That is 600 right there. &amp;nbsp;Just got mine and paid a few bills for 600$.. Wasn't quite sure what to expect from the card, but the packaging is very nice and the card is well over the top and heavy as you probably already know. &amp;nbsp;Very nice looking card for sure.&lt;/P&gt;</description>
    <pubDate>Mon, 30 Nov 2015 23:15:39 GMT</pubDate>
    <dc:creator>CreditCuriosity</dc:creator>
    <dc:date>2015-11-30T23:15:39Z</dc:date>
    <item>
      <title>So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351363#M356977</link>
      <description>&lt;P&gt;Recently approved for the Slate, Marriott Premier, and MileagePlus.... &amp;nbsp; &amp;nbsp; &amp;nbsp;Final card to be added to my stable: &amp;nbsp; RITZ CARLTON!!! Was approved for 10k!!&lt;/P&gt;&lt;P&gt;Can't wait to get that beauty in my hands!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am DONE FOR 2015!! &amp;nbsp;Into the garden I go for 2016!!&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 17:02:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351363#M356977</guid>
      <dc:creator>dstew201</dc:creator>
      <dc:date>2015-11-30T17:02:44Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351380#M356980</link>
      <description>Congrats!</description>
      <pubDate>Mon, 30 Nov 2015 16:51:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351380#M356980</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-30T16:51:48Z</dc:date>
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    <item>
      <title>Re: So much luv from CHASE!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351401#M356991</link>
      <description>&lt;P&gt;Congrats on your new Chase card. Enjoy the Ritz Visa, its definitey a nice card.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 17:16:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351401#M356991</guid>
      <dc:creator>ddemari</dc:creator>
      <dc:date>2015-11-30T17:16:39Z</dc:date>
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    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351407#M356993</link>
      <description>&lt;P&gt;Stellar! &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 17:18:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351407#M356993</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-30T17:18:15Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351414#M356997</link>
      <description>&lt;P&gt;Very nice congrats! You got those 4 cards in the last 30 days?&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 17:22:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351414#M356997</guid>
      <dc:creator>tntexans72</dc:creator>
      <dc:date>2015-11-30T17:22:47Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351439#M357007</link>
      <description>&lt;P&gt;@tntexans72: thanks!! Just outside the 30 day window... The Slate was mid Oct. and remaining cards Nov 4th-Nov 28th.&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 17:46:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351439#M357007</guid>
      <dc:creator>dstew201</dc:creator>
      <dc:date>2015-11-30T17:46:25Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351442#M357010</link>
      <description>&lt;P&gt;Congrats on the new Chase addition. Nice SL too!&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 17:49:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351442#M357010</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-30T17:49:08Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351589#M357074</link>
      <description>&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif"&gt;&lt;EM&gt;Congrats&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 19:26:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351589#M357074</guid>
      <dc:creator>alextercero</dc:creator>
      <dc:date>2015-11-30T19:26:32Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351634#M357087</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 19:59:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351634#M357087</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-30T19:59:49Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351668#M357098</link>
      <description>&lt;P&gt;Congrats on your approval... Mine is on the UPS truck now to be delivered today&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 20:19:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351668#M357098</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-11-30T20:19:41Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351670#M357099</link>
      <description>Congrats! I just got approved for the SW Raipd rewards Premier on 26 Nov and United Mileage On 28th. I appd today for Marriot and was denied due to too many applications. Wondering if I wait 30 days</description>
      <pubDate>Mon, 30 Nov 2015 20:20:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351670#M357099</guid>
      <dc:creator>texasman07</dc:creator>
      <dc:date>2015-11-30T20:20:10Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351683#M357101</link>
      <description>&lt;P&gt;edit cant read dates so post isnt important&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 20:29:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351683#M357101</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-11-30T20:29:15Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351726#M357112</link>
      <description>@texasmsn07: maybe if you spread the apps 14-30 days apart? Or maybe 2 max every 30 days for the co branded??</description>
      <pubDate>Mon, 30 Nov 2015 20:51:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351726#M357112</guid>
      <dc:creator>dstew201</dc:creator>
      <dc:date>2015-11-30T20:51:22Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351728#M357114</link>
      <description>@@CC: awesome news!! Were you able to waive the AF for the first year?</description>
      <pubDate>Mon, 30 Nov 2015 20:52:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351728#M357114</guid>
      <dc:creator>dstew201</dc:creator>
      <dc:date>2015-11-30T20:52:52Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351811#M357132</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/763153"&gt;@dstew201&lt;/a&gt; wrote:&lt;BR /&gt;@@CC: awesome news!! Were you able to waive the AF for the first year?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No haven't tried nor will I try.. There is supposedly&amp;nbsp;a way of doing it, but to be honest the card especially if the 140k promo comes back around it is worth the AF for me personally and you gotta pay for the benefits or that is how I view it. &amp;nbsp;300 Airline credit, free nights and club level upgrades, etc is worth it to me.. &amp;nbsp;That is just this year next year January&amp;nbsp;is another 300 airline credit come Jan 1st.. There is a way of doing it though, just not sure if it is appropriate to talk about here, but you can google how to do it&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;UPS of course is running behind today. &amp;nbsp;Actually have 2 cards coming from them as they got confused, nothing like a backup version&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 22:02:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351811#M357132</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-11-30T22:02:02Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351846#M357143</link>
      <description>Ok. Did a quick Google search for the AF waiver and definitely not worth it, not even sure it's ethical!! Last thing I want to do is get on chase's bad side!&lt;BR /&gt;&lt;BR /&gt;The perks are worth the fee, IMO!&lt;BR /&gt;&lt;BR /&gt;I should have the card before the end of Dec., so I can use the 300 credit now, and again after Jan 1st? Being so close to the end of year I hate to lose of on the credit for 2015!!</description>
      <pubDate>Mon, 30 Nov 2015 22:24:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351846#M357143</guid>
      <dc:creator>dstew201</dc:creator>
      <dc:date>2015-11-30T22:24:24Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351936#M357166</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/763153"&gt;@dstew201&lt;/a&gt; wrote:&lt;BR /&gt;Ok. Did a quick Google search for the AF waiver and definitely not worth it, not even sure it's ethical!! Last thing I want to do is get on chase's bad side!&lt;BR /&gt;&lt;BR /&gt;The perks are worth the fee, IMO!&lt;BR /&gt;&lt;BR /&gt;I should have the card before the end of Dec., so I can use the 300 credit now, and again after Jan 1st? Being so close to the end of year I hate to lose of on the credit for 2015!!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yep you can use it before end of year and on Jan 1st.. That is 600 right there. &amp;nbsp;Just got mine and paid a few bills for 600$.. Wasn't quite sure what to expect from the card, but the packaging is very nice and the card is well over the top and heavy as you probably already know. &amp;nbsp;Very nice looking card for sure.&lt;/P&gt;</description>
      <pubDate>Mon, 30 Nov 2015 23:15:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351936#M357166</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-11-30T23:15:39Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351977#M357182</link>
      <description>Pics!!!! 😀😀</description>
      <pubDate>Mon, 30 Nov 2015 23:41:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4351977#M357182</guid>
      <dc:creator>dstew201</dc:creator>
      <dc:date>2015-11-30T23:41:04Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4352007#M357195</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/763153"&gt;@dstew201&lt;/a&gt; wrote:&lt;BR /&gt;Pics!!!! 😀😀&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Lol will try to take some in a bit, laying in bed right now&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.... &amp;nbsp;Pics don' really do it justice.. &amp;nbsp;I was expecting Visa on front, but it is on back so front is just The Ritz Carlton and the lion and my name, back has all the rest... Will try to get them up later for you&lt;/P&gt;</description>
      <pubDate>Tue, 01 Dec 2015 00:01:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4352007#M357195</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-12-01T00:01:22Z</dc:date>
    </item>
    <item>
      <title>Re: So much luv from CHASE!!! RITZ CARLTON APPROVED</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4352183#M357257</link>
      <description>&lt;P&gt;Here you go... Doesn't do it justice lol... &amp;nbsp;You will have yours in a week or two &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/17642i75500CB79B24A1F1/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="ritz1.jpg" title="ritz1.jpg" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 01 Dec 2015 01:51:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/So-much-luv-from-CHASE-RITZ-CARLTON-APPROVED/m-p/4352183#M357257</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2015-12-01T01:51:52Z</dc:date>
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