topic Re: Yay! Chase Sapphire Preferred Approval!!! in Credit Card Approvals

Yay! Chase Sapphire Preferred Approval!!!

Anonymous — Tue, 01 Dec 2015 02:07:27 GMT

I applied for the CSP on 22Nov and did not get automatically approved. I got a little sad because I had hoped on using it for black Friday so that I can get those 50k bonus points. I called the automated number and they told me that I would hear from them in 2 weeks.

My husband and I combined make over 6 figures, haven't applied for a credit card since 2013, just got a mortgage in September, and bought a new car 2 weeks ago. I was wondering if it was the mortgage inquiry and the new car loan that maybe caused me to have to wait for an approval.

I got a voicemail from them last night, 29Nov, from Chase's fraud prevention service saying that I needed to call them back to verify some of my information. I had to verify my cellphone, address, and a few other questions from the application-- then the lady said I was approved with a starting limit of 16k! How awesome!

She said it would take 2-3 weeks for the card to come in the mail, but I asked if there was a way to expedite it and she said she was able to via UPS and that I'd get it within 2-3 days!

I'm excited! I've heard a lot of really good things about this card!

Re: Yay! Chase Sapphire Preferred Approval!!!

Anonymous — Tue, 01 Dec 2015 02:10:52 GMT

congrats. now return all your purchases and do them again lol.

Re: Yay! Chase Sapphire Preferred Approval!!!

Anonymous — Tue, 01 Dec 2015 02:19:09 GMT

@Anonymous wrote:
congrats. now return all your purchases and do them again lol.

haha do it congrats!!!

Re: Yay! Chase Sapphire Preferred Approval!!!

CreditCuriosity — Tue, 01 Dec 2015 02:42:14 GMT

Grats very nice approval... Is this your first Chase card? Great card as it is my everyday card for most part and more-so my eating out card!

Re: Yay! Chase Sapphire Preferred Approval!!!

ddemari — Tue, 01 Dec 2015 02:57:49 GMT

That's a great approval! CSP I use for general spend as well as travel, it's a good card.

Re: Yay! Chase Sapphire Preferred Approval!!!

Anonymous — Tue, 01 Dec 2015 03:08:16 GMT

@Anonymous wrote:
congrats. now return all your purchases and do them again lol.

i wish!!! one of my big purchases for black friday was a new washer/dryer for our new house and it's getting delivered this saturday... if only it were that easy!!!

Re: Yay! Chase Sapphire Preferred Approval!!!

Anonymous — Tue, 01 Dec 2015 03:10:07 GMT

@CreditCuriousity wrote:
Grats very nice approval... Is this your first Chase card? Great card as it is my everyday card for most part and more-so my eating out card!

yes it is! my coworker influenced me to get it because of the bonus. i figured i apply since i'm at a point where i could afford a few hard pulls.

it seems like it has a great travel rewards system so i'm looking forward to using it towards a vacation next year!

Re: Yay! Chase Sapphire Preferred Approval!!!

Anonymous — Tue, 01 Dec 2015 03:11:35 GMT

@ddemari wrote:
That's a great approval! CSP I use for general spend as well as travel, it's a good card.

thank you! do you have any advice on how to use it towards travel? or any good deals/experiences you had with it?

looking forward to maximizing the rewards-- i heard not to redeem it for cash or amazon credit.

Re: Yay! Chase Sapphire Preferred Approval!!!

CreditCuriosity — Tue, 01 Dec 2015 03:50:14 GMT

@Anonymous wrote:
@ddemari wrote:
That's a great approval! CSP I use for general spend as well as travel, it's a good card.
thank you! do you have any advice on how to use it towards travel? or any good deals/experiences you had with it?

looking forward to maximizing the rewards-- i heard not to redeem it for cash or amazon credit.

Travel partners and transferring points is your best value on the card... Also if you have under 5 new accounts in 24 months your might want to consider pairing it up with the Chase freedom card to maximize rewards.. If you have more than 5 new accounts in 24 months pass on that idea. Freedom is rotating card like discover but 5x UR points up to 1500 a quarter and then transfer them to CSP is the idea and then transfer them out to travel partner such as United or Marriott, etc...

Re: Yay! Chase Sapphire Preferred Approval!!!

Anonymous — Tue, 01 Dec 2015 04:54:49 GMT

Congrats!

Re: Yay! Chase Sapphire Preferred Approval!!!

alextercero — Tue, 01 Dec 2015 05:29:09 GMT

Congrats

Re: Yay! Chase Sapphire Preferred Approval!!!

Country_Feller — Tue, 01 Dec 2015 14:59:38 GMT

Congratulations!!!

Re: Yay! Chase Sapphire Preferred Approval!!!

Anonymous — Tue, 01 Dec 2015 15:07:50 GMT

Congrats! Very nice SL!

Re: Yay! Chase Sapphire Preferred Approval!!!

Anonymous — Tue, 01 Dec 2015 15:17:05 GMT

Congratulations!