topic Re: Chase AARP card in Credit Card Approvals

Chase AARP card

2011beginnings — Mon, 07 Dec 2015 01:54:24 GMT

Just applied and was approved for the card but...only for a $500 limit.

Currently, I have three cards and they are as follows:

Chase Freedom ($5500)
*Chase Sapphire Preferred ($11500)
Chase Marriott Rewards Premier ($5000)

Why such a low limit on the AARP?

I have other cards with discover, AMEX, BOFA, capital one, penfed and sallie Mae

Re: Chase AARP card

2011beginnings — Mon, 07 Dec 2015 01:55:46 GMT

Also, this is the lowest of ANY of my cards. The lowest before this was $5000. I've never been approved for such a low limit.

Re: Chase AARP card

CreditCuriosity — Mon, 07 Dec 2015 02:03:46 GMT

You have probably hit you current internal limit with them is most likely the case. You can call them and have them move some CL's around from another card or two to get the limit up to a more useable limit without any pulls on your CR. Hope this helps.

Congrats on the approval btw!

Re: Chase AARP card

B335is — Mon, 07 Dec 2015 02:05:47 GMT

Congrats! CC is right, you've most likely hit your internal limit with Chase.

Re: Chase AARP card

tntexans72 — Mon, 07 Dec 2015 02:43:49 GMT

Did they pulled 1 or 2 reports? Hmmm, shocked that it was that low. Congrats for the signup bonus though.

Re: Chase AARP card

Anonymous — Mon, 07 Dec 2015 03:34:46 GMT

Yes u have hit their ceiling

Re: Chase AARP card

Anonymous — Mon, 07 Dec 2015 03:38:44 GMT

Congrats on the approval!

Re: Chase AARP card

alextercero — Mon, 07 Dec 2015 04:01:32 GMT

Congrats

Re: Chase AARP card

signaturecardmember — Mon, 07 Dec 2015 04:14:49 GMT

Congratulations! Mine started out at only $1k and that was after a manual review for hitting internal limits at the time. I maxed it out the first month and PIF, by the 2nd statement or so they gave me an auto cli to $2k and then since then I had incrased it by transferring to $2500 a while ago and just recently to $3500. By far my most frequently used card since I eat out a lot.

Re: Chase AARP card

Anonymous — Mon, 07 Dec 2015 04:15:33 GMT

Congrats

Re: Chase AARP card

Anonymous — Mon, 07 Dec 2015 04:26:52 GMT

@CreditCuriousity wrote:
You have probably hit you current internal limit with them is most likely the case. You can call them and have them move some CL's around from another card or two to get the limit up to a more useable limit without any pulls on your CR. Hope this helps.

Congrats on the approval btw!

Re: Chase AARP card

Anonymous — Mon, 07 Dec 2015 07:04:36 GMT

Cngrats on your approval! Do you have a lot of inquiries? What is your current utilization? These two things could have had an impact on your approval.

Re: Chase AARP card

2011beginnings — Mon, 07 Dec 2015 16:42:35 GMT

Utilization is less than 1%. I have maybe 5 inquiries. I think I've just hit my ceiling with Chase but it's okay. I am only using this card for the sign up bonus and the times where I don't use my chase sapphire preferred.

I was just curious because my first approvals by Chase started at 5k about 2-3 years ago.