topic Re: BOA Offer in Credit Card Approvals

BOA Offer

EDGE1230 — Wed, 09 Dec 2015 18:21:43 GMT

Hey guys i know there is some doubt with BOA offers. I have a cash rewards card with them currently and this offer appeared in my online banking. Is this Solid ?

Re: BOA Offer

ddemari — Wed, 09 Dec 2015 18:37:28 GMT

That is a solid offer!

Re: BOA Offer

elim — Wed, 09 Dec 2015 18:48:16 GMT

yep, that's a good one.

i just got a cash rewards offer with a solid APR and was approved with a tax lien on my reports (i also seem to remember burning them for a couple hundred in checking years ago). but, they double pulled me... EQ 690 / EX 675 :[

TU CLI's though, and that's my best at 730 :]

edit: mine was a snail mail offer if it makes a dif

Re: BOA Offer

EDGE1230 — Wed, 09 Dec 2015 18:49:38 GMT

Actually all of the cards were offered to me in my online banking and each one of them had a specific APR listed. I was kind of surprised as i high higher utilization on my current cash rewards card.

Re: BOA Offer

willwar14 — Wed, 09 Dec 2015 18:52:14 GMT

My understanding is if it gives you a solid APR your good to go!!

Re: BOA Offer

Anonymous — Wed, 09 Dec 2015 19:04:51 GMT

Are you going for it?

Re: BOA Offer

EDGE1230 — Wed, 09 Dec 2015 19:57:44 GMT

i went for it guys. Got instant approval for 1k. lower then i liked . Now i wonder if i should recon or leave it be

Re: BOA Offer

myjourney — Wed, 09 Dec 2015 20:05:40 GMT

Congrats Edge

You can attempt to recon limit but know that BofA is HP crazy

Re: BOA Offer

willwar14 — Wed, 09 Dec 2015 20:07:12 GMT

Yeah, from what I have seen to recon the limit is another HP :/.

Re: BOA Offer

CreditMagic7 — Wed, 09 Dec 2015 21:16:49 GMT

Congrats!

Re: BOA Offer

alextercero — Wed, 09 Dec 2015 21:21:48 GMT

Congrats

Re: BOA Offer

pizza1 — Wed, 09 Dec 2015 21:25:16 GMT

congrats to you on the approval!!

Re: BOA Offer

Anonymous — Wed, 09 Dec 2015 22:23:55 GMT

Congrats! Now hurry up and apply for a Better Balance Rewards for a decent chance on the inquiries merging into one.

Re: BOA Offer

EDGE1230 — Thu, 10 Dec 2015 14:08:03 GMT

Thanks guys ! I think i am just going to try and grow this one by charging up and PIF.