topic Re: AARP denied? in Credit Card Approvals

AARP denied? - update

newhis — Fri, 11 Dec 2015 15:58:53 GMT

I applied for the AARP card and got the 7-10 days. Now I called the automated status line and it say that I'll get the resolution in writing in 30 days.

I guess this is a denial. Maybe they no longer approve people with ITIN. Clean file, util below 10%, score 750+

A wasted HP is the worst (or 2)

UPDATE: Approved!

http://ficoforums.myfico.com/t5/Credit-Card-Applications/AARP-denied-update/m-p/4368704#M98726

Re: AARP denied?

Gmood1 — Tue, 08 Dec 2015 15:33:27 GMT

Not necessarily, they may contact you for verification. At which time you'll be approved.
Just wait it out, you'll be fine.

Re: AARP denied?

newhis — Tue, 08 Dec 2015 16:47:37 GMT

Thank you. I'll wait and call tomorrow to see if anything changes.

Re: AARP denied?

willwar14 — Tue, 08 Dec 2015 16:49:55 GMT

30 day message is usually a just an approval waiting to happen, call the verification line and see if they need more info, if they don't they may want to transfer you to lending, at which point hang up, just my 2 cents.

Re: AARP denied?

willwar14 — Tue, 08 Dec 2015 16:50:19 GMT

Re: AARP denied?

Anonymous — Tue, 08 Dec 2015 16:52:47 GMT

@newhis wrote:
I applied for the AARP card and got the 7-10 days. Now I called the automated status line and it say that I'll get the resolution in writing in 30 days.

I guess this is a denial. Maybe they no longer approve people with ITIN. Clean file, util below 10%, score 750+

A wasted HP is the worst (or 2)

If you applied today, sometimes you can request a CLI on your Freedom and get them to use the same HP. If the app doesn't go through hopefully you can salvage some value there?

Re: AARP denied?

Anonymous — Wed, 09 Dec 2015 02:09:12 GMT

Wait it out, or call Verification. Lending is NOT YOUR FRIEND. I think you got the card.

Re: AARP denied?

uswala — Wed, 09 Dec 2015 02:15:52 GMT

That was the case with my DW as well. Later she called verification and was instantaneously told she was approved with $4.5K CL.

Re: AARP denied?

CreditCuriosity — Wed, 09 Dec 2015 02:52:00 GMT

30 day phone message is a good thing same with two week... 7-10 days not so much.. Wait it out it could take a week or two and they will call you if they need anything. My hyatt by automated phone was 30 days and approved next day for 17.5k and my Ritz was two week and 4 or 5 days later approved as wel without talking to anyone..

Re: AARP denied?

woodyman100 — Wed, 09 Dec 2015 03:00:39 GMT

Any updates?

Re: AARP denied?

newhis — Wed, 09 Dec 2015 03:29:45 GMT

Thank you all. Nothing new. Just around 30 hrs since the app. Will keep you posted.

Re: AARP denied?

Anonymous — Wed, 09 Dec 2015 07:12:23 GMT

Let us know!

Re: AARP denied?

taxi818 — Thu, 10 Dec 2015 00:54:27 GMT

@newhis wrote:
I applied for the AARP card and got the 7-10 days. Now I called the automated status line and it say that I'll get the resolution in writing in 30 days.

I guess this is a denial. Maybe they no longer approve people with ITIN. Clean file, util below 10%, score 750+

A wasted HP is the worst (or 2)

If you got that message it means you are good to go in most cases. As long as it does not say 7-10 days. If it says 2 weeks or 30 days. more than likely approved. Whatever you do. Do not call and speak to lending. how many times have we said this on the forum with chase. only a little homework required. just wait it out.

Re: AARP denied?

newhis — Thu, 10 Dec 2015 14:21:13 GMT

@taxi818 wrote:
@newhis wrote:
I applied for the AARP card and got the 7-10 days. Now I called the automated status line and it say that I'll get the resolution in writing in 30 days.

I guess this is a denial. Maybe they no longer approve people with ITIN. Clean file, util below 10%, score 750+

A wasted HP is the worst (or 2)
If you got that message it means you are good to go in most cases. As long as it does not say 7-10 days. If it says 2 weeks or 30 days. more than likely approved. Whatever you do. Do not call and speak to lending. how many times have we said this on the forum with chase. only a little homework required. just wait it out.

Thank you taxi818.

Re: AARP denied?

Believe1970 — Thu, 10 Dec 2015 14:42:42 GMT

Re: AARP denied?

newhis — Fri, 11 Dec 2015 15:55:56 GMT

UPDATE: Approved!

Just called the status line! Still no signs of the card online, so I don't know the limit.

Re: AARP denied?

Anonymous — Fri, 11 Dec 2015 16:18:45 GMT

Status line usually tells the limit.

Congrats on your approval!

Re: AARP denied?

newhis — Fri, 11 Dec 2015 16:20:01 GMT

@Anonymous wrote:
Status line usually tells the limit.

Congrats on your approval!

Thank you. I called again and you are right $10,900 limit.

Re: AARP denied?

Anonymous — Fri, 11 Dec 2015 16:23:55 GMT

@newhis wrote:
@Anonymous wrote:
Status line usually tells the limit.

Congrats on your approval!
Thank you. I called again and you are right $10,900 limit.

Nice limit!!

Re: AARP denied?

Anonymous — Fri, 11 Dec 2015 16:26:56 GMT

@newhis wrote:
@Anonymous wrote:
Status line usually tells the limit.

Congrats on your approval!
Thank you. I called again and you are right $10,900 limit.

Congrats!!! What report did they pull? Did you app for another card to take advantage of HP?