topic Re: Walmart luv button in Credit Card Approvals

Walmart luv button

Swapmeet — Sat, 09 Nov 2013 22:39:33 GMT

For the first time ever, I was approved for a cli by hitting the luv button at Wal Mart Financial services. I went from 1600 to 2400. I am happy. I have hit the luv button like 35 times and been rejected 34..lol. Similar results when I call, except maybe 3 times they hooked it up. Either way, I'm happy...Persistence breaks resistance.

Re: Walmart luv button

myjourney — Sat, 09 Nov 2013 22:43:16 GMT

@Swapmeet wrote:
For the first time ever, I was approved for a cli by hitting the luv button at Wal Mart Financial services. I went from 1600 to 2400. I am happy. I have hit the luv button like 35 times and been rejected 34..lol. Similar results when I call, except maybe 3 times they hooked it up. Either way, I'm happy...Persistence breaks resistance.

Congrats Nice CLI

Re: Walmart luv button

Irisa — Sat, 09 Nov 2013 22:52:19 GMT

@Swapmeet wrote:
For the first time ever, I was approved for a cli by hitting the luv button at Wal Mart Financial services. I went from 1600 to 2400. I am happy. I have hit the luv button like 35 times and been rejected 34..lol. Similar results when I call, except maybe 3 times they hooked it up. Either way, I'm happy...Persistence breaks resistance.

WTG Swap, congrats on the CLI

Re: Walmart luv button

Swapmeet — Sat, 09 Nov 2013 22:56:25 GMT

@Irisa wrote:
@Swapmeet wrote:
For the first time ever, I was approved for a cli by hitting the luv button at Wal Mart Financial services. I went from 1600 to 2400. I am happy. I have hit the luv button like 35 times and been rejected 34..lol. Similar results when I call, except maybe 3 times they hooked it up. Either way, I'm happy...Persistence breaks resistance.
WTG Swap, congrats on the CLI

Thanks girl!

Re: Walmart luv button

tray — Sat, 09 Nov 2013 23:08:21 GMT

Congrats nice cli.....

Re: Walmart luv button

Swapmeet — Sat, 09 Nov 2013 23:48:35 GMT

Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.

Re: Walmart luv button

Irisa — Sun, 10 Nov 2013 00:00:47 GMT

@Swapmeet wrote:
Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.

Oh wow, that's awesome Swap. Congrats again!!

A very nice CLI just in time for your Silver spade next week.. Keep up the good gardening work

Re: Walmart luv button

RyVision — Sat, 09 Nov 2013 23:54:23 GMT

@Swapmeet wrote:
Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.

Just a heads up with that. GE has been known to suddenly close down accounts in some cases with people requesting CLIs too frequently. Not saying it's a given, but you might want to research the boards about it a bit before calling back to request more.

Re: Walmart luv button

LearningMoreAboutCredit — Sat, 09 Nov 2013 23:55:38 GMT

@Swapmeet wrote:
Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.

According to your CLs in your sig why not ask for 10-15k and let them counter...going to the well too many times in a short time frame could alert GECRB and shut down your account altogether. I've read other posts from GECRB customers getting their accounts closed for asking for CLIs too often. Congrats on your CLI though...

Re: Walmart luv button

Irisa — Sun, 10 Nov 2013 00:00:01 GMT

@RyVision wrote:
@Swapmeet wrote:
Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.
Just a heads up with that. GE has been known to suddenly close down accounts in some cases with people requesting CLIs too frequently. Not saying it's a given, but you might want to research the boards about it a bit before calling back to request more.

I did not know that. Thanks for the heads up RyVision.

Re: Walmart luv button

Swapmeet — Sun, 10 Nov 2013 00:23:01 GMT

@RyVision wrote:
@Swapmeet wrote:
Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.
Just a heads up with that. GE has been known to suddenly close down accounts in some cases with people requesting CLIs too frequently. Not saying it's a given, but you might want to research the boards about it a bit before calling back to request more.

I research before everything that I do. My research shows that I am fine. So I will go ahead with my plan to call tomorrow and ask for 2k more. Thank you for your heads up though, I do appreciate it.

Re: Walmart luv button

Swapmeet — Sun, 10 Nov 2013 00:32:32 GMT

@LearningMoreAboutCredit wrote:
@Swapmeet wrote:
Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.
According to your CLs in your sig why not ask for 10-15k and let them counter...going to the well too many times in a short time frame could alert GECRB and shut down your account altogether. I've read other posts from GECRB customers getting their accounts closed for asking for CLIs too often. Congrats on your CLI though...

This is a valid point. The reason that I didn't ask for 10-15k is because they have never countered me before, so I figured that I would be conservative. Tomorrow I will ask for 5k more and see if they counter me. If they don't, no biggie. I never carry a balance on this card. I just use it every once in a while and pay it off as soon as the charge posts.

Re: Walmart luv button

LearningMoreAboutCredit — Sun, 10 Nov 2013 01:04:41 GMT

@Swapmeet wrote:
@LearningMoreAboutCredit wrote:
@Swapmeet wrote:
Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.
According to your CLs in your sig why not ask for 10-15k and let them counter...going to the well too many times in a short time frame could alert GECRB and shut down your account altogether. I've read other posts from GECRB customers getting their accounts closed for asking for CLIs too often. Congrats on your CLI though...
This is a valid point. The reason that I didn't ask for 10-15k is because they have never countered me before, so I figured that I would be conservative. Tomorrow I will ask for 5k more and see if they counter me. If they don't, no biggie. I never carry a balance on this card. I just use it every once in a while and pay it off as soon as the charge posts.

I understand. I mentioned that because i got my WM Discover in February with a 1k limit. After 2 statements, I got $800 auto-CLI. I immediately called and asked for $10k and they countered with $5k. Two months after that I only asked for $3k CLI but should have asked for $10k again. I'm waiting after my next statement cuts in two weeks and I'm thinking about asking for $10k due to the holidays when creditors seem to be more giving.

Re: Walmart luv button

09Lexie — Sun, 10 Nov 2013 02:24:18 GMT

Congratulations, Swap!

Re: Walmart luv button

coldnmn — Sun, 10 Nov 2013 02:37:07 GMT

Congrats!

Re: Walmart luv button

Swapmeet — Sun, 10 Nov 2013 07:29:54 GMT

@LearningMoreAboutCredit wrote:
@Swapmeet wrote:
@LearningMoreAboutCredit wrote:
@Swapmeet wrote:
Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.
According to your CLs in your sig why not ask for 10-15k and let them counter...going to the well too many times in a short time frame could alert GECRB and shut down your account altogether. I've read other posts from GECRB customers getting their accounts closed for asking for CLIs too often. Congrats on your CLI though...
This is a valid point. The reason that I didn't ask for 10-15k is because they have never countered me before, so I figured that I would be conservative. Tomorrow I will ask for 5k more and see if they counter me. If they don't, no biggie. I never carry a balance on this card. I just use it every once in a while and pay it off as soon as the charge posts.
I understand. I mentioned that because i got my WM Discover in February with a 1k limit. After 2 statements, I got $800 auto-CLI. I immediately called and asked for $10k and they countered with $5k. Two months after that I only asked for $3k CLI but should have asked for $10k again. I'm waiting after my next statement cuts in two weeks and I'm thinking about asking for $10k due to the holidays when creditors seem to be more giving.

And you just called credit solutions for this?

PS thanks for sharing your experience.

Re: Walmart luv button

Swapmeet — Sun, 10 Nov 2013 19:10:30 GMT

@LearningMoreAboutCredit wrote:
@Swapmeet wrote:
@LearningMoreAboutCredit wrote:
@Swapmeet wrote:
Since the luv button worked, I decided to call Walmart Credit Solutions to see if they would show me love as well. I asked for a total credit limit of 4k....and it was approved too. I will call back tomorrow and try for another 2k.
According to your CLs in your sig why not ask for 10-15k and let them counter...going to the well too many times in a short time frame could alert GECRB and shut down your account altogether. I've read other posts from GECRB customers getting their accounts closed for asking for CLIs too often. Congrats on your CLI though...
This is a valid point. The reason that I didn't ask for 10-15k is because they have never countered me before, so I figured that I would be conservative. Tomorrow I will ask for 5k more and see if they counter me. If they don't, no biggie. I never carry a balance on this card. I just use it every once in a while and pay it off as soon as the charge posts.
I understand. I mentioned that because i got my WM Discover in February with a 1k limit. After 2 statements, I got $800 auto-CLI. I immediately called and asked for $10k and they countered with $5k. Two months after that I only asked for $3k CLI but should have asked for $10k again. I'm waiting after my next statement cuts in two weeks and I'm thinking about asking for $10k due to the holidays when creditors seem to be more giving.

Now I don't know what to do LMAC, lol. I just got off the phone with credit solutions and I took your advice (or your experience) and I asked for 10k. The lady was happy to approve 10k--my first 10k+ account. Now I can't help but to think that I left some on the table--so to speak. I am going to stop now and not ask again for a few weeks...Perhaps towards the end of November.

Re: Walmart luv button

Anonymous — Sun, 10 Nov 2013 19:16:41 GMT

Wow wtg swap. Is so scary to ask for those big limits but no guys no glory lol

Re: Walmart luv button

Anonymous — Sun, 10 Nov 2013 19:17:07 GMT

Oops guts

Re: Walmart luv button

Swapmeet — Sun, 10 Nov 2013 19:50:00 GMT

lol, mm. I knew what you meant. Thank you.