topic Re: Big Synchrony LUV! Merry Christmas 😄😄 in Credit Card Approvals

Big Synchrony LUV! Merry Christmas 😄😄. UPDATE

Anonymous — Fri, 18 Dec 2015 13:58:09 GMT

I knew December had the potential to be a good month, paid off 4K worth of debt, utlization under 4% and scores are moving upward especially TU. Went in for CLI...

Ebates Visa 4K now 10K. Opened 11/19 I absolutely LOVE❤️❤️ this card and will continue to build the relationship!!!

Stash Visa. 8K now 15K. Opened 10/2015. Never used, but will in 2016!!

Sams Club MasterCard. 7K now 10K. Opened 10/30. I only asked for 10 and almost an immediate yes, left money on the table.

Other increases with Comenity

HSN. 300.00. Now 2300 first increase since open in the account in 8/2015

Overstock 300. Now 6,600

J Crew 300 now 2300. Can't seem to get the multiple increases. Next month will be 6 months...maybe that is the magically date.

Motorola 300.00. Now 2,800. First increase since opening the account in July 2015

Evaluating the two creditors, it's a no brainer what I will be doing in 2016. Sick of the small growth with SOME of the Comenity cards. Next week, I will be apping for a few cards that I've been eyeing lately! 👏🏼👏🏼👏🏼👏🏼👏🏼

Well couldn't sleep knowing that I left money on the table and ask for 4K more on my SAMs Club MasterCard and put on hold, was asked to receive a text number and recite back to her, I did and put on hold and came back CONGRATS! Approved. She asked was there anything else and it's been bugging me that I couldn't get my Walmart card higher then 6K, so I asked for a total of 10K and on hold I went and again, approved. They just haven't said no and I just have to be happy and stop second guessing myself. I'm comfortable with my increases. I am very happy with Synchrony and I will show them luv as they have shown me! I'll nurture these cards and by March and I will ask for 25K on my Ebates, Stash SAMs Club cards! Wow!

Re: Big Synchrony LUV! Merry Christmas 😄😄

IaBoy62 — Wed, 16 Dec 2015 15:55:20 GMT

Merry Christmas indeed! Good job and big congrats!

Re: Big Synchrony LUV! Merry Christmas 😄😄

galahad15 — Wed, 16 Dec 2015 15:56:34 GMT

Congratulations on the excellent CLIs! Merry Christmas to you as well

Re: Big Synchrony LUV! Merry Christmas 😄😄

tntexans72 — Wed, 16 Dec 2015 15:58:12 GMT

Wow, congrats!

Re: Big Synchrony LUV! Merry Christmas 😄😄

CreditMagic7 — Wed, 16 Dec 2015 15:59:42 GMT

For some reason Synchrony IS really high on their Ebates Visa card and YES! i use the fire out of mine (also a $10K Limit)

Some say it's one the harder cards to get approved for but once you do IT GROWS! and the savings are just off the charts. I'm going to HAVE to close my Amazon Store card with them because guess what, Ebates has that one covered too!

Congrats! on all the super luv coming your way RoseyK and as always Happy Shopping

Re: Big Synchrony LUV! Merry Christmas 😄😄

Anonymous — Wed, 16 Dec 2015 16:04:36 GMT

Outstanding!

Re: Big Synchrony LUV! Merry Christmas 😄😄

Anonymous — Wed, 16 Dec 2015 16:17:02 GMT

Thanks everyone, I'm so up about these increases!,

CreditMagic7 you are so right about Amazon and a lot of the store cards (that aren't Visa,Mastercards or Amex like Dillards or Macys) I will close them next year. Ebates....you get the discount for going with them and an extra 3% using their card. I have already received a check and over 60.00 thus far in the pipeline for Feb. I find myself wanting to shop online for all of my Xmas purchases, it just makes sense to me!

Happy to hear that Ebates works for you as well! I do have a lot of respect and appreciation for Synchrony. You can really get great increases with them!

Re: Big Synchrony LUV! Merry Christmas 😄😄

Anonymous — Wed, 16 Dec 2015 16:22:52 GMT

Nice work!

Do you remember your exact TU FICO 8 when you requested CLI?

Did you call Credit Solutions or just use the online chat?

Re: Big Synchrony LUV! Merry Christmas 😄😄

UncleB — Wed, 16 Dec 2015 16:42:59 GMT

Those are some awesome increases, Roseyk!

Congrats!

Re: Big Synchrony LUV! Merry Christmas 😄😄

CreditMagic7 — Wed, 16 Dec 2015 16:50:53 GMT

@Anonymous wrote:
Thanks everyone, I'm so up about these increases!,

CreditMagic7 you are so right about Amazon and a lot of the store cards (that aren't Visa,Mastercards or Amex like Dillards or Macys) I will close them next year. Ebates....you get the discount for going with them and an extra 3% using their card. I have already received a check and over 60.00 thus far in the pipeline for Feb. I find myself wanting to shop online for all of my Xmas purchases, it just makes sense to me!

Happy to hear that Ebates works for you as well! I do have a lot of respect and appreciation for Synchrony. You can really get great increases with them!

I kind of suspect (maybe i'm wrong?) that's why both my Amazon + Walmart store cards have come to a screeching halt at $6K so far and every month only that red rimmed letter in the mail? Maybe their telling me something. After all Sams Club MC is useable at Walmart In-Store and well, Ebates always runs some Cash Back Amazon bonuses too.

Re: Big Synchrony LUV! Merry Christmas 😄😄

B335is — Wed, 16 Dec 2015 17:00:18 GMT

Congrats!

Re: Big Synchrony LUV! Merry Christmas 😄😄

Anonymous — Wed, 16 Dec 2015 17:03:44 GMT

@CreditMagic7 wrote:
@Anonymous wrote:
Thanks everyone, I'm so up about these increases!,

CreditMagic7 you are so right about Amazon and a lot of the store cards (that aren't Visa,Mastercards or Amex like Dillards or Macys) I will close them next year. Ebates....you get the discount for going with them and an extra 3% using their card. I have already received a check and over 60.00 thus far in the pipeline for Feb. I find myself wanting to shop online for all of my Xmas purchases, it just makes sense to me!

Happy to hear that Ebates works for you as well! I do have a lot of respect and appreciation for Synchrony. You can really get great increases with them!
I kind of suspect (maybe i'm wrong?) that's why both my Amazon + Walmart store cards have come to a screeching halt at $6K so far and every month only that red rimmed letter in the mail? Maybe their telling me something. After all Sams Club MC is useable at Walmart In-Store and well, Ebates always runs some Cash Back Amazon bonuses too.

OMG, CreditMagic7. Both of my Walmart and Amazon cards have halted at 6K. I can't buy an increase, lol and I know my TU score has increased by at least 40 points since they gave me 6K. So interesting that that has happened to you as well. I paid both Walmart and Amazon off. I haven't used Walmart since October....sort of boycotting them😂😂. I read people get up to 10K easy with Walmart and they are hating on me, lol! But now, Walmart who. I'm not using the card anymore, hope they will solicite me for there Visa card, it's been 7 months now. I'm in no hurry though. And like you say SAMs club can be used at Walmart and Ebates has All of them covered. We are GOOD!👏🏼👏🏼

Re: Big Synchrony LUV! Merry Christmas 😄😄

Anonymous — Wed, 16 Dec 2015 17:06:56 GMT

@Anonymous wrote:
Nice work!

Do you remember your exact TU FICO 8 when you requested CLI?

Did you call Credit Solutions or just use the online chat?

EvoXTuna. TU Fico is 730 now and I just requested the increases yesterday and today. I called during the day credit Solution at 866 519 6441. I did call three different times though, didn't want to appear greedy, lol!

Re: Big Synchrony LUV! Merry Christmas 😄😄

Ron1 — Wed, 16 Dec 2015 17:10:55 GMT

Congrats!!! Looks like Synchrony in Christmas moods.

Ron.

Re: Big Synchrony LUV! Merry Christmas 😄😄

Anonymous — Wed, 16 Dec 2015 17:39:32 GMT

@Anonymous wrote:
@Anonymous wrote:
Nice work!

Do you remember your exact TU FICO 8 when you requested CLI?

Did you call Credit Solutions or just use the online chat?
EvoXTuna. TU Fico is 730 now and I just requested the increases yesterday and today. I called during the day credit Solution at 866 519 6441. I did call three different times though, didn't want to appear greedy, lol!

Nice, thank you. I'll have to give it another go in about a month when my TU is up to 730+

I'd really love to take my Lowes card above 17K for some much-needed work on our home

Re: Big Synchrony LUV! Merry Christmas 😄😄

Anonymous — Wed, 16 Dec 2015 17:41:02 GMT

Roseyk....You are one of the many folks on here that give us lots of inspiration.... Congrats on all your success.

Re: Big Synchrony LUV! Merry Christmas 😄😄

Anonymous — Wed, 16 Dec 2015 17:55:34 GMT

@Anonymous wrote:
Roseyk....You are one of the many folks on here that give us lots of inspiration.... Congrats on all your success.

allotacards....thanks so much for your kind words, it means so much! Best wishes!

Re: Big Synchrony LUV! Merry Christmas 😄😄

woodyman100 — Wed, 16 Dec 2015 17:57:10 GMT

I had this card and loved it!

It will rack up the points fast!

I got rid of it because I found that I was buying just to rack up the cash back.

I had to nip it in the bud

@CreditMagic7 wrote:
For some reason Synchrony IS really high on their Ebates Visa card and YES! i use the fire out of mine (also a $10K Limit)

Some say it's one the harder cards to get approved for but once you do IT GROWS! and the savings are just off the charts. I'm going to HAVE to close my Amazon Store card with them because guess what, Ebates has that one covered too!

Congrats! on all the super luv coming your way RoseyK and as always Happy Shopping

Re: Big Synchrony LUV! Merry Christmas 😄😄

ddemari — Thu, 17 Dec 2015 01:07:49 GMT

Congrats Roseyk!!! you have done very well!!!

Re: Big Synchrony LUV! Merry Christmas 😄😄

missy42 — Thu, 17 Dec 2015 01:23:30 GMT

Congrats, I wish I could get to $6K I'm struggling at the $4K mark with Walmart and $2k at Sams, $4K at Amazon. I would love to get Ebates Visa card but I'm sure I don't qualify for that I'll have to wait until next year and give them a shot after my gardening spell. Congrats on hyour Merry Synchrony Luv!!!!