topic Re: Amex Gold Approval in Credit Card Approvals

Amex Gold Approval

sphinx313 — Sun, 20 Dec 2015 04:07:51 GMT

Shocked. Applied on a total whim on the grounds that "charge cards are easier to get." They are, because I applied for a BCE immediately after and was declined. It is my understanding that since I am in the club now, it is only a soft pull to try, so I may try for a regular blue, maybe there's a difference there. Not sure, but super stoked about this approval. I probably had no business applying.

TU: 672

EQ: 672

EX: ???

3 Baddies. 2 CO from 2010 and a Verizon collection (all paid). 29% utilization. 19 Inquiries (mostly from car shopping)

I can't wait to get a credit card from Amex. I'll take and keep the charge until long after that happens for backdating. I will probably pay 1 AF and then cancel after. Wouldn't mind a PRG upgrade in the future. I am overwhelmed. I have been working on my credit for the last 5 years and it is seemingly finally paying off. I am hoping the Amex TL will scare Chase into giving me a CL on my Freedom that's been stuck at $500 for over a year, lol.

Just posting to let potential appliers know my credit picture would've prevented me from applying usually but I just had a "Screw it." moment because I have always wanted an Amex.

Re: Amex Gold Approval

TrialByFire — Sun, 20 Dec 2015 04:44:32 GMT

Congrats on your Amex approval and good job on rebuilding!

FYI it's my understanding that Amex quit backdating TLs, unless you're wanting the MS date for aesthetic reasons on the card itself. What are you referring to as the "regular blue"? I thought that was the BCE?

Also I wouldn't hold your breath waiting on auto luv from Chase lol. I went a year and a half before giving in to a HP

Re: Amex Gold Approval

sphinx313 — Sun, 20 Dec 2015 04:57:13 GMT

Hey, thanks! There's a BCE and a "Blue Cash" that isn't preferred or everyday. I can only imagine it's "easier" to get but I think I'll just wait. Chase has really just hated me. They shouldn't have even approved me. I even used the heck out of it over that year but it was a pain to pay it off just to use it again. I'll wait until i am CSP eligible and cancel both my $500 freedom and SLATE. I really only want about 4 cards. CSP and BCE/P being 2 of them. If capital one won't pc my qs1 to a qs I will be closing it once I get the cards I want.

Re: Amex Gold Approval

TrialByFire — Sun, 20 Dec 2015 05:16:09 GMT

Yeah there sure is an Amex blue, i forgot about that one. No idea how its UW criteria compares to the BCE/bcp tho

Re: Amex Gold Approval

Anonymous — Sun, 20 Dec 2015 05:45:50 GMT

Congratulations!

Re: Amex Gold Approval

B335is — Sun, 20 Dec 2015 06:49:40 GMT

Congrats!

Re: Amex Gold Approval

Anonymous — Sun, 20 Dec 2015 15:06:57 GMT

Congrats on the approval

Re: Amex Gold Approval

Anonymous — Sun, 20 Dec 2015 16:41:34 GMT

congrats on the approval

Re: Amex Gold Approval

Anonymous — Sun, 20 Dec 2015 16:58:40 GMT

Congrats! Awesome job on rebuilding your credit! Keep up the good work and you'll eventually reach your goal!

Re: Amex Gold Approval

Anonymous — Sun, 20 Dec 2015 19:52:18 GMT

Congratulations, sphinx!

Re: Amex Gold Approval

alextercero — Sun, 20 Dec 2015 20:06:45 GMT

Congrats

Re: Amex Gold Approval

Anonymous — Sun, 20 Dec 2015 20:16:13 GMT

So exciting -- congrats!

Re: Amex Gold Approval

OmarGB9 — Mon, 21 Dec 2015 01:16:20 GMT

Grats

Re: Amex Gold Approval

Anonymous — Mon, 21 Dec 2015 04:38:34 GMT

Congrats!

Re: Amex Gold Approval

Anonymous — Mon, 21 Dec 2015 06:32:15 GMT

Congratulations! Glad that you went with your gut and just applied! Sometimes the rules are meant to be broken and things work out in our favor!