topic Re: Neiman Marcus Capital One in Credit Card Approvals

Neiman Marcus Capital One

Anonymous — Sun, 27 Dec 2015 16:43:31 GMT

I have a Capital One credit card $3000 limit but i never spend more than 20% and I pay off the balance in full each month. I'm curious as to my odds in getting a NM credit card before I apply and take the HP.

Capital One just increased my CLI to $5000

TU:704

EX: 677

EQ: 683

Re: Neiman Marcus Capital One

B335is — Sun, 27 Dec 2015 17:30:02 GMT

I think you have a good chance. They usually pull EQ, sometimes TU. Once approved, they're good about increasing the limit by calling in.

Re: Neiman Marcus Capital One

Anonymous — Sun, 27 Dec 2015 17:32:12 GMT

Thanks. I'm generally not one for HP or useless credit cards and I have NO store cc at all so this will be a first.

Re: Neiman Marcus Capital One

B335is — Sun, 27 Dec 2015 17:41:33 GMT

Goodluck! I got approved for $3500 I think and asked them to increase to $6k which they did.

Re: Neiman Marcus Capital One

Anonymous — Sun, 27 Dec 2015 18:00:47 GMT

omg congrats!!!!

Re: Neiman Marcus Capital One

B335is — Sun, 27 Dec 2015 18:04:36 GMT

Thanks, it was a few years ago. Did you apply?

Re: Neiman Marcus Capital One

Anonymous — Sun, 27 Dec 2015 18:12:38 GMT

Give it a try and let us know how it goes. I love my Neiman Marcus card and they can be generous with CLi's when you show use of the card. My card is now at $9,500 CL and it is less than a year old.

Re: Neiman Marcus Capital One

Anonymous — Sun, 27 Dec 2015 18:54:32 GMT

I just tried and when I clicked submit the screen showed an error message and said the site was down. I'm going to try again tomorrow.

Re: Neiman Marcus Capital One

ohreally7654 — Mon, 28 Dec 2015 05:14:22 GMT

@Anonymous wrote:
I have a Capital One credit card $3000 limit but i never spend more than 20% and I pay off the balance in full each month. I'm curious as to my odds in getting a NM credit card before I apply and take the HP.

Capital One just increased my CLI to $5000

TU:704
EX: 677
EQ: 683

Your odds are definitely very good. I got my Neiman's card earlier this year with scores in the low 600's and several baddies. Good luck and let us know how it goes!

Re: Neiman Marcus Capital One

Anonymous — Mon, 28 Dec 2015 14:41:38 GMT

I got approved but only for $700 and when I called for a CLI they said they were unable to increase it at the moment :-(

Re: Neiman Marcus Capital One

dbw79 — Mon, 28 Dec 2015 15:01:24 GMT

Congrats. It's still an approval and I'm sure it will grow with you. Who did they pull?

Re: Neiman Marcus Capital One

CYBERSAM — Mon, 28 Dec 2015 18:01:32 GMT

Congrats!

Best thing about Neiman Marcus Capital One card is that you can do CLI without HP, unlike many other store cards!

I wish Macy's Card was with CapOne!

Re: Neiman Marcus Capital One

ddemari — Mon, 28 Dec 2015 19:06:06 GMT

Good luck! When I applied I was approved with this screen. No limit, had to call. Neimans and Saks both pull TU here in Chicago, IL.

They for some reason don't like me and refuse any tempts for CLI's for me. They use EQ for CLI's in my experience.

Re: Neiman Marcus Capital One

B335is — Mon, 28 Dec 2015 22:47:16 GMT

Congrats I knew you'd get it!

Re: Neiman Marcus Capital One

OMW2_HighAcheiver — Mon, 28 Dec 2015 23:46:05 GMT

@ddemari wrote:
Good luck! When I applied I was approved with this screen. No limit, had to call. Neimans and Saks both pull TU here in Chicago, IL.
They for some reason don't like me and refuse any tempts for CLI's for me. They use EQ for CLI's in my experience.

I was in Chicago for the holiday 😆 Just beat this ice storm junk here in Michigan😠

Re: Neiman Marcus Capital One

bodyboy1 — Tue, 29 Dec 2015 02:48:50 GMT

@Anonymous wrote:
I have a Capital One credit card $3000 limit but i never spend more than 20% and I pay off the balance in full each month. I'm curious as to my odds in getting a NM credit card before I apply and take the HP.

Capital One just increased my CLI to $5000

TU:704
EX: 677
EQ: 683

@> Congrats on the Cli (What kind of card is it) explain.. And if u upgraded (yet!) to visa sig or World card?/ Why not.. if not!>? You Know u can use Niemans @ Bergdorf Goodman Rite!?

Re: Neiman Marcus Capital One

B335is — Tue, 29 Dec 2015 02:57:40 GMT

@bodyboy1 wrote:
@Anonymous wrote:
I have a Capital One credit card $3000 limit but i never spend more than 20% and I pay off the balance in full each month. I'm curious as to my odds in getting a NM credit card before I apply and take the HP.

Capital One just increased my CLI to $5000

TU:704
EX: 677
EQ: 683
@> Congrats on the Cli (What kind of card is it) explain.. And if u upgraded (yet!) to visa sig or World card?/ Why not.. if not!>? You Know u can use Niemans @ Bergdorf Goodman Rite!?

Neiman Marcus only has the store card, there is no Visa/MC option. Saks has WEMC version available though.

Re: Neiman Marcus Capital One

Anonymous — Tue, 29 Dec 2015 03:31:57 GMT

Congratulations! Make good use if the card and your CLI will come in good time.

Re: Neiman Marcus Capital One

bodyboy1 — Tue, 29 Dec 2015 03:51:53 GMT

@B335is wrote:
@bodyboy1 wrote:
@Anonymous wrote:
I have a Capital One credit card $3000 limit but i never spend more than 20% and I pay off the balance in full each month. I'm curious as to my odds in getting a NM credit card before I apply and take the HP.

Capital One just increased my CLI to $5000

TU:704
EX: 677
EQ: 683
@> Congrats on the Cli (What kind of card is it) explain.. And if u upgraded (yet!) to visa sig or World card?/ Why not.. if not!>? You Know u can use Niemans @ Bergdorf Goodman Rite!?
Neiman Marcus only has the store card, there is no Visa/MC option. Saks has WEMC version available though.

> ( The "Capital One Card" What kink of card is it!?) the 0ne you got the increase on>?

Re: Neiman Marcus Capital One

Anonymous — Tue, 29 Dec 2015 05:11:14 GMT

Congrats!