topic Re: GE Backdoor CLI-THANKS! in Credit Card Approvals

GE Backdoor CLI-THANKS!

texasman07 — Thu, 01 Nov 2012 16:37:57 GMT

Called the backdoor on some of my GE Cards:

Banana Republic 1800 to 2500!

Gap 1450 to 2200

Paypal BC- 1400 to 1800

Walmart 2200 to 3000! ( I asked for 3700 But I will take it!)

I also got an increase on my WFNNB increases

Express from 2450 to 3000

Buckle 790 to 990

GE Backdoor CLI-THANKS!

texasman07 — Thu, 01 Nov 2012 16:40:46 GMT

I do have a silly question. Walmart 3000.00 Limit is my biggest limit so far on my credit report.

DOES THIS COUNT AS A BIG BOY LIMIT?

Re: GE Backdoor CLI-THANKS!

navigatethis12 — Thu, 01 Nov 2012 16:45:23 GMT

@texasman07 wrote:
I do have a silly question. Walmart 3000.00 Limit is my biggest limit so far on my credit report.

DOES THIS COUNT AS A BIG BOY LIMIT?

It is all relative. I remember when I thought 1000 was a huge limit. At one point I thought 3000 was a huge limit. If the limit suits you then yes it would be a "big boy" limit. You could actually look at it as you have a 9500 from GE Capital Retail Bank, which is decent for a lot of people. Down the road then that 3000 turns into 30000, you will probably look back at this and laugh.

Re: GE Backdoor CLI-THANKS!

texasman07 — Thu, 01 Nov 2012 16:49:41 GMT

Ha ha Thanks!

Re: GE Backdoor CLI-THANKS!

distantarray — Thu, 01 Nov 2012 17:25:26 GMT

lol not that i think "big boy limit" should really matter or not, but if I had to put a credit limit on it I would say $5,000 is a big boy limit since that's where Visa Signiture, and World Mastercard begins.

Re: GE Backdoor CLI-THANKS!

Anonymous — Thu, 01 Nov 2012 17:27:38 GMT

I don't I could ever spend that much money at Express... nice to know if I ever needed a brand new wardrobe I could get it... at an astounding 22% APR!! How old were your WFNB/CB accounts when you CLIed them?

Re: GE Backdoor CLI-THANKS!

texasman07 — Thu, 01 Nov 2012 17:28:46 GMT

The only reason I mention it is because i noticed on Cap1's defintion of excellent credit it states " Credit Card wit a 3,000 limit or more"

Re: GE Backdoor CLI-THANKS!

texasman07 — Thu, 01 Nov 2012 17:31:50 GMT

OOPS MY MISTAKE I MEANT 5,000! Your right!

Re: GE Backdoor CLI-THANKS!

distantarray — Thu, 01 Nov 2012 17:35:50 GMT

lol that's good. my dad wanted credit cards before a vacation, so he got the delta skymiles first amex ever for him. and only $1,000 starting limit. so after that I considered $5,000 a good credit limit since that's about how much he spent on a week vacation cruise hotel food car rental etc. they weren't pinching pennies too much as well so that worked out really good.

So for me personally $5,000 is a big boy limit cause you can buy two international flights for a vacation to travel half way around the country for you and your gf or wife, and some spending cash left over. I wouldn't want to max out multiple cards on one vacation.

Re: GE Backdoor CLI-THANKS!

youngandcreditwrthy — Thu, 01 Nov 2012 19:57:43 GMT

Wow!! Your limit is higher than mine with Express!! And to think, some fool said $2750 was the highest limit possible with them. Hhahah. I have a $2750 limit. Was there a backdoor num for Express?

Re: GE Backdoor CLI-THANKS!

Anonymous — Thu, 01 Nov 2012 19:59:33 GMT

Congrats

Re: GE Backdoor CLI-THANKS!

Anonymous — Thu, 01 Nov 2012 20:19:51 GMT

I love GE. I called the lowes back door 2 days ago for a CLI. My limit was 1200 I asked for a 5500 increase so they would counter offer. They gave me the entire 5500 so now I have a 6700 limit lmao. I've only had the card 7 months and used it one time. Next week is Walmart!

Re: GE Backdoor CLI-THANKS!

texasman07 — Thu, 01 Nov 2012 20:23:50 GMT

OOOOH NUTS!! YOUR RIGHT ABOUT EXPRESS. THE EMAIL SAID 3000 (WHAT I THOUGHT) I LOGGED ON TO SEE IT IS ONLY 2750!

IS THAT REALLY THEIR INTERNAL LIMIT? AM I STUCK AT THIS FOREVER? THIS IS MY OLDEST CARD. I OPENED IN 1999. WHOA!

Re: GE Backdoor CLI-THANKS!

texasman07 — Thu, 01 Nov 2012 20:24:43 GMT

I DID MY WFNNB ONLINE. COMPLETED THE REQUEST IN THE MORNING AND THEN BY LUNCH TIME IT WAS APPROVED.

I HAD MY LAST CLI IN JULY WITH BOTH BUCKLE AND EXPRESS.

Re: GE Backdoor CLI-THANKS!

Epcot — Thu, 01 Nov 2012 20:26:13 GMT

Congrats on all the increased CL!

Re: GE Backdoor CLI-THANKS!

texasman07 — Fri, 02 Nov 2012 22:25:10 GMT

Holy crap! GE auto increased my Paypal today! To 2200!!! That's 2 increases in 2 days!!!

Re: GE Backdoor CLI-THANKS!

texasman07 — Fri, 02 Nov 2012 22:25:46 GMT

This is nuts because for a year it was stuck at 800