topic Re: Bank of America 6 month CLI in Credit Card Approvals

Bank of America 6 month CLI

Gmood1 — Sun, 03 Jan 2016 02:42:32 GMT

I forgot my Bank Of America Cash rewards had passed the 6 month window. Went in and requested 25K as I figured they'd counter offer or just turn me down. lol

SL $5000 just approved for $10,100.

They pulled TU, thought it would have been EX with higher score and no baddies. I'll certainly take it.

TU had the least inqs (12). I haven't used the card in a couple of months.

Re: Bank of America 6 month CLI

Anonymous — Sun, 03 Jan 2016 02:44:08 GMT

Nicely done!!

Re: Bank of America 6 month CLI

OmarGB9 — Sun, 03 Jan 2016 02:46:18 GMT

Kinda random with that extra $100. Lol. Grats.

Re: Bank of America 6 month CLI

Anonymous — Sun, 03 Jan 2016 02:47:48 GMT

Congratulations, gmood! Very nice

Re: Bank of America 6 month CLI

Gmood1 — Sun, 03 Jan 2016 02:49:10 GMT

@OmarGB9 wrote:
Kinda random with that extra $100. Lol. Grats.

Yeah..lmao..I thought that was strange to. What's with the $100 off limits? thanks!

Re: Bank of America 6 month CLI

Anonymous — Sun, 03 Jan 2016 03:32:54 GMT

@Gmood1 wrote:
@OmarGB9 wrote:
Kinda random with that extra $100. Lol. Grats.
Yeah..lmao..I thought that was strange to. What's with the $100 off limits? thanks!

Congratulations on the great increase!

That odd number on there kind of makes you anxious for the next six months so you can ask for another CLI to round it up, at least I would.

Re: Bank of America 6 month CLI

Anonymous — Sun, 03 Jan 2016 04:01:06 GMT

Congrats on your CLI!!

Re: Bank of America 6 month CLI

ScoreOrBeScored — Sun, 03 Jan 2016 04:12:09 GMT

congrats on ur cli . amex added a $100 on the end of my new limit and i accepted and then called them and asked them to

CLD $100 ..they did it right then.

if it bothers you then call back door number to ask them for a $100 cld or to up the limit to the nearest $1k lol

Re: Bank of America 6 month CLI

CreditMagic7 — Sun, 03 Jan 2016 04:20:14 GMT

Nice return for your efforts. I say it all the time in here with lunacy it seems but man BofA Really Rocks!!

They balloon CLI both my accounts last month by double. Very well worth the single HP on TU.

I do use the dickens out of their cards.

Re: Bank of America 6 month CLI

Gmood1 — Sun, 03 Jan 2016 05:07:42 GMT

CreditMagic7 wrote:

Nice return for your efforts. I say it all the time in here with lunacy it seems but man BofA Really Rocks!!

They balloon CLI both my accounts last month by double. Very well worth the single HP on TU.

I do use the dickens out of their cards.

Seems like they really like you CM7. I haven't gotten in as tight with them as you have just yet. However, I was shocked to see they doubled the limit.

I guess I get them confused with Citi from time to time. Who refuses to raise my limit pass $3K. lol

Re: Bank of America 6 month CLI

ddemari — Sun, 03 Jan 2016 05:09:50 GMT

Congrats! Very nice limit.

Re: Bank of America 6 month CLI

elim — Sun, 03 Jan 2016 05:16:12 GMT

Congrats GM! I just got my first BOA card a month ago and can't wait to get the limit up! Hope they oblige. :]

Re: Bank of America 6 month CLI

Gmood1 — Sun, 03 Jan 2016 05:25:44 GMT

Thanks guys!! Elim...I thought this card was going to sit at 5k for life. Lol
BofA is the only lender to call me before giving me a card. Guess lending is not as tough as I once thought.

Re: Bank of America 6 month CLI

pizza1 — Sun, 03 Jan 2016 15:26:07 GMT

very nice!!

Re: Bank of America 6 month CLI

Anonymous — Sun, 03 Jan 2016 17:54:46 GMT

Grats! Wonder how a CLI would work on a joint account. Thinking it would be foolish to waste a HP on a CLI for my amtrak, when the rep basically said at 12 months 1 HP could split the account into two, do a CLI

@Gmood1 wrote:
@CreditMagic7 wrote:
Nice return for your efforts. I say it all the time in here with lunacy it seems but man BofA Really Rocks!!

They balloon CLI both my accounts last month by double. Very well worth the single HP on TU.

I do use the dickens out of their cards.
Seems like they really like you CM7. I haven't gotten in as tight with them as you have just yet. However, I was shocked to see they doubled the limit.
I guess I get them confused with Citi from time to time. Who refuses to raise my limit pass $3K. lol

Re: Bank of America 6 month CLI

Gmood1 — Sun, 03 Jan 2016 18:10:37 GMT

@Anonymous wrote:
Grats! Wonder how a CLI would work on a joint account. Thinking it would be foolish to waste a HP on a CLI for my amtrak, when the rep basically said at 12 months 1 HP could split the account into two, do a CLI

Thanks, I'm not sure about the joint accounts. I don't have any of those. Why 12 months? I thought Bank of America was normally 6 months between CLI's.

Re: Bank of America 6 month CLI

tntexans72 — Sun, 03 Jan 2016 18:50:58 GMT

Congrats!

Re: Bank of America 6 month CLI

alextercero — Sun, 03 Jan 2016 20:22:37 GMT

Congrats

Re: Bank of America 6 month CLI

Anonymous — Sun, 03 Jan 2016 23:09:40 GMT

@Gmood1 wrote:
@Anonymous wrote:
Grats! Wonder how a CLI would work on a joint account. Thinking it would be foolish to waste a HP on a CLI for my amtrak, when the rep basically said at 12 months 1 HP could split the account into two, do a CLI

Thanks, I'm not sure about the joint accounts. I don't have any of those. Why 12 months? I thought Bank of America was normally 6 months between CLI's.

12 months to separate joint account is what I was told. who knows. the whole approval process was a joke. BOA did not like me in september!

Re: Bank of America 6 month CLI

twiddledee — Sun, 03 Jan 2016 23:39:12 GMT

If you have 2 cards with BofA and call for CLI on both do they only pull one TU ?