topic Re: Credit Line Increase in Credit Card Approvals

Credit Line Increase

RonDawg — Sun, 04 Nov 2012 17:57:53 GMT

I have found the closer you are to Christmas the easier it is to get a CLI, Anyone else find this to be true?

Re: Credit Line Increase

chnceit — Sun, 04 Nov 2012 21:12:51 GMT

I believe this is true. CCC want more people to finance with them and dont want to lose business especially during this season

Re: Credit Line Increase

Anonymous — Mon, 05 Nov 2012 00:17:45 GMT

People usually spend a lot more during Christmas. If you have a higher credit line you are more likely to spend more. The banks want you to spend a lot of money and pay them interest.

Re: Credit Line Increase

youngandcreditwrthy — Mon, 05 Nov 2012 00:54:31 GMT

This is why Im glad my Amex 61 3xcli mark will be around mid december :-D. I might request it on Dec 20th or Dec 24th! Lol

Re: Credit Line Increase

Anonymous — Mon, 05 Nov 2012 00:56:58 GMT

@youngandcreditwrthy wrote:
This is why Im glad my Amex 61 3xcli mark will be around mid december :-D. I might request it on Dec 20th or Dec 24th! Lol

Do you know if I can try this with Discover, too? 61 days really?

Re: Credit Line Increase

Epcot — Mon, 05 Nov 2012 01:43:57 GMT

I have been tempted to apply for the walmart card in store during the holiday season, hoping for a high starting CL. If not, the card grows nicely.

Re: Credit Line Increase

youngandcreditwrthy — Mon, 05 Nov 2012 01:49:14 GMT

With Amex, only the initial credit line can be increased after 61 days, then any approved cli after will require a six month period.

Nah, Discover is a stickler, no cli for at least six months-absolutely no way around it lol!

Re: Credit Line Increase

frugalQ — Mon, 05 Nov 2012 01:56:48 GMT

I received a Discover auto CLI after my 4th statement cut.... Went from 5k to 6.5k

No idea what triggered it, but apparently I did something right. :-)

Re: Credit Line Increase

armbenderc — Mon, 05 Nov 2012 03:02:18 GMT

@RonDawg wrote:
I have found the closer you are to Christmas the easier it is to get a CLI, Anyone else find this to be true?

I hope so, my Wal-Mart Store is sitting at 2.9k CL, just PIF last month. I hope to get auto cli to 5.8k and a Discover upgrade also.

Re: Credit Line Increase

Anonymous — Mon, 05 Nov 2012 03:04:42 GMT

I doubt this is true for Cap 1

Re: Credit Line Increase

nicholasyud — Mon, 05 Nov 2012 03:45:15 GMT

@Credit314 wrote:
I doubt this is true for Cap 1

you know you love Capital One credit line increase line

""This Capital One account is not currently eligible for a credit line increase upon request. We're
reviewing our policy for increasing credit limits. While we do this, we won't be able to offer you
more credit.""""

To Op : yes i think CC company would love to increase more availaible credit line to customer thou because that's the only way they make more money........buttttttttttttttttttttttttttttttttt

Not Capital One