topic Re: Discover Approved !!! in Credit Card Approvals

Discover Approved !!!

nicholasyud — Sun, 09 Sep 2012 18:14:49 GMT

I just help my dad to get a Discover credit card and they approved him with 17XX credit limit even thou he doesnt have any credit card under his name.

2 authority credit card which is 300 and 500 capital one .

1 paid off car loan and 1 current student loan joint.

1 charge off and 2 collection

i dont know what his score it but they offer him with 2k limit..........

Oh yeahhhh now i just need to add myself as a authorite user and trash Orchard Bank, Capital One, Credit One........you no longer in the ralationship with me man. . Going to garden within 1 years or 2

Your account was requested on XXXXX,XXX PM EDT.

We're reviewing your application and will notify you within 5-7 days once your approval status has been determined.

To expedite the process, please contact a Discover Application Specialist at 1-800-XXX-XXXX between the hours of:
Call in and got approved with a different term you are my buddie now Discover

Re: Discover Approved !!!

Aspireto850 — Sun, 09 Sep 2012 18:19:19 GMT

Congrats to Dad. I have a similar credit profile and they denied me. Because of your story, I might have to try doing a recon.

Re: Discover Approved !!!

Shogun — Sun, 09 Sep 2012 19:03:16 GMT

Congrats!!!!

Re: Discover Approved !!!

Jlu — Sun, 09 Sep 2012 19:05:18 GMT

Welcome to the USA.

Re: Discover Approved !!!

nicholasyud — Sun, 09 Sep 2012 19:18:08 GMT

@Jlu wrote:
Welcome to the USA.

thank you guys...what do you mean lol

Re: Discover Approved !!!

nicholasyud — Mon, 10 Sep 2012 02:09:18 GMT

Congratulations! Your Card Application Has Been Approved.

Welcome to Discover. Your new card will be mailed to you shortly. Once it arrives please be sure to call in and activate your card.

Your Discover Card Features

$1,700.00 Credit Limit

So happyyy

Re: Discover Approved !!!

Anonymous — Tue, 06 Nov 2012 15:57:36 GMT

@nicholasyud wrote:
I just help my dad to get a Discover credit card and they approved him with 17XX credit limit even thou he doesnt have any credit card under his name.
2 authority credit card which is 300 and 500 capital one .
1 paid off car loan and 1 current student loan joint.
1 charge off and 2 collection
i dont know what his score it but they offer him with 2k limit..........
Oh yeahhhh now i just need to add myself as a authorite user and trash Orchard Bank, Capital One, Credit One........you no longer in the ralationship with me man. . Going to garden within 1 years or 2

Your account was requested on XXXXX,XXX PM EDT.

We're reviewing your application and will notify you within 5-7 days once your approval status has been determined.

To expedite the process, please contact a Discover Application Specialist at 1-800-XXX-XXXX between the hours of:
Call in and got approved with a different term you are my buddie now Discover

How old were the collection accounts and what were they for?

Re: Discover Approved !!!

nicholasyud — Tue, 06 Nov 2012 16:35:02 GMT

@Anonymous wrote:
How old were the collection accounts and what were they for?

Charge off account in 2011
.........unpaid

Re: Discover Approved !!!

Anonymous — Tue, 06 Nov 2012 16:43:11 GMT

What where your 2 collection accounts for? I was thinking of applying but have 2 medical collections in dispute.

Re: Discover Approved !!!

nicholasyud — Tue, 06 Nov 2012 16:56:59 GMT

@Anonymous wrote:
What where your 2 collection accounts for? I was thinking of applying but have 2 medical collections in dispute.

Credit card ............be ready to explain those question they going to ask you.............

Re: Discover Approved !!!

Epcot — Tue, 06 Nov 2012 17:36:40 GMT

Nice, Congrats to you both!

Re: Discover Approved !!!

Anonymous — Tue, 06 Nov 2012 18:19:55 GMT

Congrats on helping your dad obtain the cc

Re: Discover Approved !!!

Anonymous — Tue, 06 Nov 2012 19:03:54 GMT

Credit card ............be ready to explain those question they going to ask you.............

Oh I know. I already reconned for Chase with them on there, they pulled my TU which had removed the collections when I explained to her the collections were in dispute because I never received a bill for them, thinking my insurance was taking care of them.