topic Re: Credit Union MC CLI!!! in Credit Card Approvals

Credit Union MC CLI!!!

djshifted — Wed, 20 Jan 2016 00:17:27 GMT

Since I'm sacrificing some inquiries already, decided to go to the CU today to request a CLI on my credit card, which I've had with them for about 3 years now.

I requested an increase from $3500 to $9000... countered with $6500! I also believe they lowered my interest rate. I recall seeing an 17.xx interest rate on a statement recently, they confirmed today that my interest rate is 14.xx, which is by far my lowest non-promotional rate (20.49 on Wyndham is next).

It still remains my highest unsecured CL, not counting my combined limit with Barclay's.

This puts my 'app spree' at 1 inquiry per CRA.

Re: Credit Union MC CLI!!!

Schoolbuskid — Wed, 20 Jan 2016 00:19:05 GMT

Awesomesauce!

Re: Credit Union MC CLI!!!

Anonymous — Wed, 20 Jan 2016 00:28:28 GMT

Nice, congrats on your CLI

Re: Credit Union MC CLI!!!

Anonymous — Wed, 20 Jan 2016 06:11:21 GMT

Congrats!

Re: Credit Union MC CLI!!!

alextercero — Wed, 20 Jan 2016 07:04:20 GMT

Congrats

Re: Credit Union MC CLI!!!

Anonymous — Wed, 20 Jan 2016 13:17:53 GMT

Congratulations, djs!

Re: Credit Union MC CLI!!!

OmarGB9 — Wed, 20 Jan 2016 13:27:39 GMT

Grats

Re: Credit Union MC CLI!!!

Anonymous — Thu, 21 Jan 2016 03:56:50 GMT

Congrats on your CLI!

Re: Credit Union MC CLI!!!

-Cal- — Thu, 21 Jan 2016 04:15:51 GMT

Congrats

Re: Credit Union MC CLI!!!

djshifted — Fri, 22 Jan 2016 21:59:35 GMT

Thanks everyone!!

Just got the letter in the mail today about the increase. In addition to the $3k increase, they confirmed that they lowered my APR to 14.9%. In addition, they extended me a promotional APR on purchases, transfers, and cash advances of 3.99% until December.

Re: Credit Union MC CLI!!!

fullstackdev — Fri, 22 Jan 2016 22:01:55 GMT

Wow, you made out with your CU! Very nice, congrats!

Re: Credit Union MC CLI!!!

degs138 — Fri, 22 Jan 2016 22:55:15 GMT

Nice job