topic Re: Cap One automatic CLI! in Credit Card Approvals

Cap One automatic CLI!

dizzydee — Tue, 13 Nov 2012 04:05:01 GMT

Hi Folks,

Just wanted to share some news. I just hit my 6 th month mark with Cap One and woke up to an increase on my cl. I originally had a $500 cl and they increased it on their won without me requesting it to $750. Not much, but a start. I know they can be stingy with their increases, but I wanted to share the news.

Thanks

Re: Cap One automatic CLI!

Anonymous — Tue, 13 Nov 2012 04:08:05 GMT

yay!

Re: Cap One automatic CLI!

beb86 — Tue, 13 Nov 2012 04:11:40 GMT

I would say this is the standard credit step(s) CLI they give after the 5th statement.

Re: Cap One automatic CLI!

Epcot — Tue, 13 Nov 2012 04:14:02 GMT

Nice, Congrats!

Re: Cap One automatic CLI!

Anonymous — Tue, 13 Nov 2012 04:20:28 GMT

@beb86 wrote:
I would say this is the standard credit step(s) CLI they give after the 5th statement.

yeap i received my first increase to 750. Then to 1,000 and eventually 1,500. Now I've been stuck here for years. But congratulations, nonetheless.

Re: Cap One automatic CLI!

webhopper — Tue, 13 Nov 2012 06:33:47 GMT

The credit steps program is great for newish credit card users! Positive rewards for good behavior always beats negative reenforcement. Way To go!

Re: Cap One automatic CLI!

Anonymous — Tue, 13 Nov 2012 13:59:20 GMT

Congrats

Re: Cap One automatic CLI!

TiggerDat — Tue, 13 Nov 2012 14:21:36 GMT

That is not a credit limit increase, that is their credit step program. It ends after one step.

You may never get another increase from that. I got a credit step from $300 to $500 and I have never gotten anything since then! I have gotten much higher limits from other banks and limit increases too from the others! In fact, the Capone card I have is the lowest limit I have. It was not until 3 days ago. I had a Belks card I got 3 months ago which had a $200 limit and I have never used. They seemed fit to give me a limit of $800 for never using their card. (Yeah, I find that a bit amusing, but what the heck.) Walmart started me off with $500 and after 3 months raised it to $1000 and I hardly use the card. I don't think I have charged more than $225 to the card.

Good luck

Re: Cap One automatic CLI!

Anonymous — Tue, 13 Nov 2012 15:17:28 GMT

Yeah that's happened with all my capital ones so far...been stuck at 750 with all 3 for a while...feels like ill never get any higher. Anyone had success recently with automatic increases on cap one?

Re: Cap One automatic CLI!

Shogun — Tue, 13 Nov 2012 15:19:55 GMT

+1 It's a credit step, but a CLI is good by any means!