topic Re: OMG DISCOVER MOTIVA APPROVED!!! in Credit Card Approvals

OMG DISCOVER MOTIVA APPROVED!!!

youngandcreditwrthy — Mon, 01 Oct 2012 04:11:42 GMT

Instant approval! Idk like CL yet, but Im so amazed!!!

I got 0% for 15 mos on purchases and transfers!!!!! Wooowwwww!!!!!!

Ive spent years building my credit to get this!!! Bout to try to find the approval line number to find credit line!!!!

You guys have helped me so much!!

Re: OMG DISCOVER MOTIVA APPROVED!!!

nicholasyud — Mon, 01 Oct 2012 04:12:48 GMT

your credit file and score ?

Re: OMG DISCOVER MOTIVA APPROVED!!!

creditnocash — Mon, 01 Oct 2012 04:13:39 GMT

congrats! discover is a good bank to keep positive histor with.

treat it well!.

Re: OMG DISCOVER MOTIVA APPROVED!!!

LS2982 — Mon, 01 Oct 2012 04:14:48 GMT

CONGRATS!!!

What's the difference between motiva and more?

Re: OMG DISCOVER MOTIVA APPROVED!!!

maiden_girl — Mon, 01 Oct 2012 04:28:51 GMT

CONGRATS

oh and you don't have to call for your CL..just go to discover.com and type in "application status" in the search and type in your info and it will tell you how much youve been approved for.

Re: OMG DISCOVER MOTIVA APPROVED!!!

migliogiorni — Mon, 01 Oct 2012 04:19:57 GMT

congrats welcome to primeville

Re: OMG DISCOVER MOTIVA APPROVED!!!

maiden_girl — Mon, 01 Oct 2012 04:23:22 GMT

@LS2982 wrote:
CONGRATS!!!

What's the difference between motiva and more?

MOTIVA automatically signs you up for cashback rewards. And you get it for ALL purchases...vs Discover More where you have to sign up for each quarter and cashback is only valid for selected catagories for that quarter. I should've apped for MOTIVA. LOL

Re: OMG DISCOVER MOTIVA APPROVED!!!

youngandcreditwrthy — Mon, 01 Oct 2012 04:34:38 GMT

Meh More seemed boring plus the intro apr of 0% on purch/xfers didn't last 15 months like with Motiva!!! Wow! Called for the CL..

$4,000!!!!!!!!!!!!! Highest starting limit ever!!!!!

And their Customer Service is 24/7; I spoke to an Am rep. I have more 0% offers than I know what do with at this point. She recommended that I lower some of my unused credit lines to get a higher limit in 6 mos.

Well, idk my true Fico...
But CreditSesame is 688
CK is 676
Exp Plus is 703

Oh btw, the online app status thing was down on the website.

I just hope they don't lower the intro offer of 0% from 15 mos down to like 6 mos... But I didn't really need the cred anyway... Was just curious as my scores are fairly high atm

I'm sorrry I ever knocked Discover, although my WMT Discover just lost it's luster since I have a REAL ONE!!! Hehehe

You guys are the best. Now, I just need to make sure I pay down that damn Barclay's Amex for real. Hahahha
I wanna app for a real Amex still, but I don't mind waiting til I grad next year to get a true Amex. Right now, 0% cred and cashback is king.
:-)

Re: OMG DISCOVER MOTIVA APPROVED!!!

maiden_girl — Mon, 01 Oct 2012 04:37:39 GMT

I wonder if I can call and PC for MOTIVA...after I got MORE...I saw MOTIVA and wanted it! LOL!

Re: OMG DISCOVER MOTIVA APPROVED!!!

youngandcreditwrthy — Mon, 01 Oct 2012 04:52:45 GMT

As you know...anything's worth a try with these credit folk...

Im still just floored... I remember being 18-19 and thinking how great it would be to build my cred with a Discover...little did I know.. I'd need to build it to get it hahaha!!
Now I wonder how the aaoa will hit and the inq... Ugh even ten points of a loss on fico makes me mad grrrrrr lol

:-)

Re: OMG DISCOVER MOTIVA APPROVED!!!

youngandcreditwrthy — Mon, 01 Oct 2012 04:53:12 GMT

Try it maidengirl!!!!

Re: OMG DISCOVER MOTIVA APPROVED!!!

maiden_girl — Mon, 01 Oct 2012 04:56:02 GMT

I wonder if they'd even go for it with my account being so new and all...It's only like a month old now.

Re: OMG DISCOVER MOTIVA APPROVED!!!

youngandcreditwrthy — Mon, 01 Oct 2012 05:06:19 GMT

Ohh lol they'll prob make you wait... Idk... Discover is a credit I barely have any experience with, except being denied several times over the years

Question: can I ask them to overnight the card for free?!?! Lol

Damn, now Im wanting to app for the Amex BCE... Ohhhhh Amexxxxx!!! Grr
I mean if Discover will approve me, why wouldn't Amex? Right?! Lol

Re: OMG DISCOVER MOTIVA APPROVED!!!

maiden_girl — Mon, 01 Oct 2012 05:08:51 GMT

Amex isn't really big here. It's mainly VISA and Mastercard...and occasionally I'll run into a place that will accept my Discover card...which is why I want to app for the Citi Forward card since it's back by VISA. Tired of Cap1...

Re: OMG DISCOVER MOTIVA APPROVED!!!

youngandcreditwrthy — Mon, 01 Oct 2012 05:14:49 GMT

Oh god.... As soon as you can, get something better than Capital One. I'm sure you've seen the threads about C1. I feel like they try to keep your score low with low limits.

Ah! Citi and Boa scare me... Ive read horrrrrribbllleeee reviews, more thab any of creditor, about them.
I almost apped for the boa amex and not the
Motiva!! Eeek lol

Re: OMG DISCOVER MOTIVA APPROVED!!!

maiden_girl — Mon, 01 Oct 2012 05:20:05 GMT

I recently had success with a Cap1 increase with the Exec office I just really want that damn citi forward card cuz they keep denying me! LOL!

Re: OMG DISCOVER MOTIVA APPROVED!!!

youngandcreditwrthy — Mon, 01 Oct 2012 05:29:22 GMT

Omg!!!! You lucky b!!!!! Capital One hates me lol even after six years of pristine history!!! I got those three letters from my exec num calls today... All three said the same d--- bulls--- excuse! Gr!!! I'm tempted to really call and get super rude just because I have nothing to lose really, ehhh but I won't bother with it.

Why does Citi deny you?

Re: OMG DISCOVER MOTIVA APPROVED!!!

maiden_girl — Mon, 01 Oct 2012 05:46:33 GMT

Too many inquires...not enough history...too many applications in 60 day period. LMAO.

Re: OMG DISCOVER MOTIVA APPROVED!!!

youngandcreditwrthy — Mon, 01 Oct 2012 05:50:44 GMT

What's your aaoa? Util?

You should prob wait six months.

Meh Citi always denied me too. Simplicity looks faaaantastic, but they seem like bas---rds. LOL

Re: OMG DISCOVER MOTIVA APPROVED!!!

youngandcreditwrthy — Mon, 01 Oct 2012 05:51:14 GMT

The Citi Diamond Preferred looks niiiiiccceeeee tooo hehe!