topic Re: Amex Hilton Surpass 85,000 Approval in Credit Card Approvals

Amex Hilton Surpass 85,000 Approval

creditFiend — Sat, 06 Feb 2016 23:25:47 GMT

Pts. that is.....

I've been a member since Jan. 2014; started with Green, then I closed. Opened EDP, Platinum, & PRG over time.

My scores are low 700s. I've been planning an app day for PenFed, Lowe's & Surpass; but waiting on paid collections to come off EQ & EX. TU deleted it in days of dispute.

Anywho, I missed out on the 80,000 pt offer. I'm carrying a balance transfer on my CapOne (about 65%), & so many new accounts! I wasn't sure if I'd get approved, but I said 'HEY' what the heck!

Approved for $3,100. Odd number, but I guess they're leaving spending room for the spend requirement? LOL.. who knows.

I'm not worried about the limit at all, bc I'll be transferring my EDP to it, when it arrives. I use my PRG more, plus this one. I mainly stay at Hilton & Marriott properties.

Anyways, I'm happy!!!

*edited @gdale6, please move to approvals. Thanks

Guess I was out of it thinking I posted there initially.

Re: Amex Hilton Surpass 85,000

CreditCuriosity — Fri, 05 Feb 2016 22:07:16 GMT

Grats was tempted to go for the 85k points as well on this card already have the no AF version.. Just have alot of exposure with Amex already 48k

Re: Amex Hilton Surpass 85,000

Anonymous — Fri, 05 Feb 2016 22:40:11 GMT

Congrats! Surpass is a good card and is often overlooked. Amex offers more than makes up for my annual fee.

Not sure you can reallocate credit limits upon receiving a new card. .

Re: Amex Hilton Surpass 85,000

creditFiend — Fri, 05 Feb 2016 22:57:19 GMT

Thanks CC.
@Cincinnati513 - I'm not sure either, but I read it on another site. I'll check back with data points after I activate.
@Mods. - I thought I posted this in Approvals. Lol
Please move for me. Thanks

Re: Amex Hilton Surpass 85,000

OmarGB9 — Sat, 06 Feb 2016 01:30:10 GMT

Grats

Re: Amex Hilton Surpass 85,000 Approval

Anonymous — Sun, 07 Feb 2016 03:15:48 GMT

Congrats!

Re: Amex Hilton Surpass 85,000 Approval

Anonymous — Sun, 07 Feb 2016 04:21:29 GMT

Congrats on the approval!

Re: Amex Hilton Surpass 85,000

creditFiend — Tue, 09 Feb 2016 18:49:58 GMT

@Anonymous wrote:
Congrats! Surpass is a good card and is often overlooked. Amex offers more than makes up for my annual fee.

Not sure you can reallocate credit limits upon receiving a new card. .

@Anonymous > I received & activated my card yesterday. I attempted a cli $3100 > $9000 (no go). Probably should have requested only $6200. My EDP is due for an increase after my stmt cut on the 14th. I know it's a long shot (no cli on two cards at the same time), but I will try a cli on it next Monday. Whether denied or approved, I will attempt to reallocate the following day, for data points to see if I am successful, (before the 30 day rule) as stated in another forum.

Re: Amex Hilton Surpass 85,000

Anonymous — Wed, 10 Feb 2016 03:11:30 GMT

Good luck. I tried reallocating from a year old card to a 3-4 month old card and was denied. Ended up being able to do CLI on the new card after submitting some paperwork, but was approved within a week.

Re: Amex Hilton Surpass 85,000 Approval

Anonymous — Wed, 10 Feb 2016 23:59:22 GMT

Fantastic, congrats !!!

Re: Amex Hilton Surpass 85,000 Approval

alextercero — Thu, 11 Feb 2016 00:51:15 GMT

Congrats

Re: Amex Hilton Surpass 85,000 Approval

Anonymous — Thu, 11 Feb 2016 04:04:24 GMT

congrats

Re: Amex Hilton Surpass 85,000

Anonymous — Thu, 11 Feb 2016 04:07:56 GMT

@creditFiend wrote:
@Anonymous wrote:
Congrats! Surpass is a good card and is often overlooked. Amex offers more than makes up for my annual fee.

Not sure you can reallocate credit limits upon receiving a new card. .
@Anonymous > I received & activated my card yesterday. I attempted a cli $3100 > $9000 (no go). Probably should have requested only $6200. My EDP is due for an increase after my stmt cut on the 14th. I know it's a long shot (no cli on two cards at the same time), but I will try a cli on it next Monday. Whether denied or approved, I will attempt to reallocate the following day, for data points to see if I am successful, (before the 30 day rule) as stated in another forum.

There's not a separate clock for each amex, there's one clock for all your cards. So if your EDP is due on the 14th (either because it's been 91 days from a denial or 181 from a requested CLI) then you could choose to do the EDP OR the new card. (That's my understanding and experience at least.)

Congrats on the card. I keep mulling over all the different Hiltons. I don't need another hotel card now, but when I do it'll be hard to decide whether to go for this one if it's got that good offer, or the citi no-fee one because I love the design. Or both.

Re: Amex Hilton Surpass 85,000 Approval

alvon123 — Thu, 11 Feb 2016 04:38:33 GMT

congrats!!!

Re: Amex Hilton Surpass 85,000

creditFiend — Sun, 14 Feb 2016 18:13:08 GMT

@Anonymous wrote:
@creditFiend wrote:
@Anonymous wrote:
Congrats! Surpass is a good card and is often overlooked. Amex offers more than makes up for my annual fee.

Not sure you can reallocate credit limits upon receiving a new card. .
@Anonymous > I received & activated my card yesterday. I attempted a cli $3100 > $9000 (no go). Probably should have requested only $6200. My EDP is due for an increase after my stmt cut on the 14th. I know it's a long shot (no cli on two cards at the same time), but I will try a cli on it next Monday. Whether denied or approved, I will attempt to reallocate the following day, for data points to see if I am successful, (before the 30 day rule) as stated in another forum.
There's not a separate clock for each amex, there's one clock for all your cards. So if your EDP is due on the 14th (either because it's been 91 days from a denial or 181 from a requested CLI) then you could choose to do the EDP OR the new card. (That's my understanding and experience at least.)

Congrats on the card. I keep mulling over all the different Hiltons. I don't need another hotel card now, but when I do it'll be hard to decide whether to go for this one if it's got that good offer, or the citi no-fee one because I love the design. Or both.

@Anonymous for your input @Anonymous. I agree, it took me awhile to decide, they are both great cards. For me, I finally decided Amex, due to Citi having stingy limits (with me anyways) and constantly denying cli's on my DC (there's no way they would approve a new card). I app'd Amex in hopes that I would be instantly approved, regardless of new accounts & then reallocate the limit from my EDP that I barely use.

Now I can say it worked out for me. I was able to reallocate $14,500 from my EDP to Surpass only 9 days old

This was mentioned on DocO*Cred site. I would love to post the link to do it online but not sure if that would be a violation. For those looking to reallocate, Google his link "How to reallacate your limit with American Express". From the comments, the card transferring to, no longer must be 30 days old.

*Happy Valentine's Day* everyone!