topic Re: AMEX APPROVAL in Credit Card Approvals

AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 11:20:15 GMT

This is was really weird. I applied for the Amex Blue Sky online about three weeks ago and was instantly denied. I called the recon line a few days later to no avail. So I gave up on this card and decided to eventually try for the CSP. This morning out of the blue I received an email that stated that I was NOW approved for the Amex Blue Sky. Why would Amex change their mind, especially without me initiating a review of my application.

And secondly, is there a way to PC my blue sky into the blue cash. I still want the CSP to be my travel card of choice.

Re: AMEX APPROVAL

Repo-ed — Fri, 16 Nov 2012 13:10:59 GMT

We've read somebody else having this happen a week or two ago.

I would check your report for 2 HP from the same CRA.

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 13:33:26 GMT

@Repo-ed wrote:
We've read somebody else having this happen a week or two ago.

I would check your report for 2 HP from the same CRA.

It's weird normally I would care but I'm too excited about starting my relationship with Amex. The csr I spoke with said I would have to cancel the blue sky and apply for the blue cash, a product change would not be possible. Anyone know if this is true?

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 13:50:42 GMT

Congrats

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 14:03:30 GMT

@Credit314 wrote:
Congrats

Thank you. Now one more card until I start gardening for years.

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 14:47:06 GMT

Wait until you activate the card and then use the secure message center. I did it with my blue to a bce. As long as the AF is the same.

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 15:23:26 GMT

@Anonymous wrote:
Wait until you activate the card and then use the secure message center. I did it with my blue to a bce. As long as the AF is the same.

Okay just what I was looking for. Thank you.

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 15:57:16 GMT

No problem, Id recommend going to the bce and not the regular blue though.

Re: AMEX APPROVAL

Epcot — Fri, 16 Nov 2012 16:02:02 GMT

That is weird, but Congrats on the approval!

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 18:04:10 GMT

@Anonymous wrote:
No problem, Id recommend going to the bce and not the regular blue though.

The preferred one? I will eventually but right now I don't spend enough on groceries/gas to pay off the annual fee.

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 18:06:28 GMT

No the blue cash everday, no AF. Or is that the one you want to switch to already?

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 18:13:07 GMT

@Anonymous wrote:
No the blue cash everday, no AF. Or is that the one you want to switch to already?

Yeah. I got approved for the blue sky no af. I want to switch to the blue cash no af.

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 18:23:22 GMT

There are two. There's a blue cash, blue cash everyday and blue cash preferred. The preferred has an annual fee. The other two don't. The blue cash gives you points. The everyday gives you cash back.

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 18:30:14 GMT

@Anonymous wrote:
There are two. There's a blue cash, blue cash everyday and blue cash preferred. The preferred has an annual fee. The other two don't. The blue cash gives you points. The everyday gives you cash back.

Hmm didn't know that. What's the difference between points and cash back?

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 18:43:28 GMT

Preference, use amexs' compare cards feature and look at the benefits of both. Pick the one that best suits your needs.

Re: AMEX APPROVAL

Anonymous — Fri, 16 Nov 2012 18:44:58 GMT

@Anonymous wrote:
Preference, use amexs' compare cards feature and look at the benefits of both. Pick the one that best suits your needs.

K thanks for the advice. I swear I learn something new here everyday.