topic Re: Can I recon Home Depot and Best Buy Visa limits? in Credit Card Approvals

Can I recon Home Depot and Best Buy Visa limits?

willwar14 — Thu, 10 Mar 2016 18:43:58 GMT

Well I can't garden.. But today I went into Home Depot and Best Buy, and was approved for a 2k Home Depot card, and a 4K Best Buy visa, can I recon these limits? Not sure who they pulled yet but my scores are 720+ across the board, and a very thin profile of about 1 year of history..

Re: Can I recon Home Depot and Best Buy Visa limits?

kdm31091 — Thu, 10 Mar 2016 19:17:58 GMT

@willwar14 wrote:
Well I can't garden.. But today I went into Home Depot and Best Buy, and was approved for a 2k Home Depot card, and a 4K Best Buy visa, can I recon these limits? Not sure who they pulled yet but my scores are 720+ across the board, and a very thin profile of about 1 year of history..

You can recon, but Citi is known to require another HP, and with your profile and lots of new accounts I'd leave well enough alone for now vs asking for more. Not saying that to be unkind...just think your profile needs some time to grow and breathe. Most of your APRs are 20+% which indicates lenders need some time and history before approving you for more (or higher limits).

Re: Can I recon Home Depot and Best Buy Visa limits?

FinStar — Thu, 10 Mar 2016 22:10:00 GMT

I'm sure you're welcome to try OP, but it will likely result in another HP, and depending on what they have already approved, they may not go much higher.

Re: Can I recon Home Depot and Best Buy Visa limits?

klarso11 — Thu, 10 Mar 2016 22:20:23 GMT

My experience with Bestbuy was a HP cli request at 1 year anniversaries. They gave me what I asked for both times.