topic Re: Visa Signature minimum credit limits in Credit Card Approvals

Visa Signature minimum credit limits

Anonymous — Mon, 14 Mar 2016 22:02:54 GMT

Does have anyone know what the minimum credit limit is on a Visa Signature? I just got my nice shiny new Chase Amazon Rewards Signature VISA....with a $2k SL...

Re: Visa Signature minimum credit limits

thummel — Mon, 14 Mar 2016 22:05:03 GMT

I just got my new Chase Amazon and noticed it was a visa signature too and my limit is 3.5K. Weather it's an actual signature with the benefits I don't know for sure.

Re: Visa Signature minimum credit limits

Anonymous — Mon, 14 Mar 2016 22:10:47 GMT

It says Signature near the VISA logo, plus it came with a pamphlet explaining all of the signature benefits, so I'd imagine it is

@thummel wrote:
I just got my new Chase Amazon and noticed it was a visa signature too and my limit is 3.5K. Weather it's an actual signature with the benefits I don't know for sure.

Re: Visa Signature minimum credit limits

ddemari — Mon, 14 Mar 2016 23:21:06 GMT

Usually visa signature is 5k some lenders do a 4K.
I read a few posts of this Amazon visa signature Chase thing happening. I'm super jealous. I have an Amazon visa with a 4.5k limit and its standard visa.

Re: Visa Signature minimum credit limits

Creditplz — Tue, 15 Mar 2016 00:31:57 GMT

I have always heard of 5k signature status.

Re: Visa Signature minimum credit limits

Anonymous — Tue, 15 Mar 2016 04:04:35 GMT

@Creditplz wrote:
I have always heard of 5k signature status.

But just like wearing white after Labor Day.....the 'old school rules aren't enforced by the threat of gunfire.

The issusing company can decide if they chose to designate a card a siggy or not....

One USAA Visa with a 5k limit is a siggy

Another one issued the same day 5k limit isn't a siggy

Why? Wth knows

Why not one 10k siggy?

Could be the standard card is a 'rate advantage' ...meaning lower %

vs the siggy has a 1pt higher % rate....perhaps?

Re: Visa Signature minimum credit limits

Scott_S — Tue, 15 Mar 2016 04:07:15 GMT

Same here, I always thought 5K was the starting point...

Re: Visa Signature minimum credit limits

smoop88 — Tue, 15 Mar 2016 05:04:07 GMT

I got the same chase Amazon visa and it is $500

Re: Visa Signature minimum credit limits

JSS3 — Tue, 15 Mar 2016 23:53:54 GMT

4000 Amazon approval. Came as a Visa Sig.

Re: Visa Signature minimum credit limits

Ford725 — Wed, 16 Mar 2016 05:11:56 GMT

I got approved for a Chase Amazon last month and when the card came in the mail, it said SIGNATURE under the Visa logo. The catch is, I was only approved for $500!!! I must have stared at it for an HOUR trying to figure out if it was a dummy card, but it also came with the signature pamphlet.

Re: Visa Signature minimum credit limits

Dluvr22 — Wed, 20 Apr 2016 13:10:49 GMT

I got approved for the Amazon Visa card in October of last year. On March 22nd I got a Secure Message from Chase stating that my Card had been uprgraded to include Visa Signature Benefits as of March 18th and my card member agrement had been amended to include some legal terms. I also receieved a link to the Visa Signature Benefits for my review .

Fast forward to a month later and I have yet to recieve the actual card so I called Chase up. The representative I spoke to confirms that I do have the signature benefits on my card account ( signature concierge services, lost luggage reimbursement, travel accident insurance) etc., however he stated that the card itself will be mailed out until after January 2017.

Anyone ever heard of this? Having the benefits but not the card itself?

Oh and I just received a follow up email from Chase after my call reiterating my "Signature Benefits".

Re: Visa Signature minimum credit limits

Anonymous — Wed, 20 Apr 2016 13:23:03 GMT

Dluvr22, After I received my message, I requested a replacement card. It came a week later with the new Visa Signature logo. So you do not have to wait until next year to get it.

Re: Visa Signature minimum credit limits

Anonymous — Wed, 20 Apr 2016 13:26:51 GMT

Ddemari, from what I understand, all Amazon Chase cards were upgraded to the Visa Signature. You might want to call them to confirm if yours was too. Then request a replacement card with the same number.

Re: Visa Signature minimum credit limits

Dluvr22 — Wed, 20 Apr 2016 13:35:06 GMT

@Anonymous wrote:
Dluvr22, After I received my message, I requested a replacement card. It came a week later with the new Visa Signature logo. So you do not have to wait until next year to get it.

i was thinking along hre same lines.

Thanks