topic Re: 5/24 Exception! CSP and Freedom Approved!! in Credit Card Approvals

5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 19:59:47 GMT

Hi Everyone!!

Just so excited. I was nervous and did not think at all I would get approved as I opened 5 accounts in the past 24 months. However, just got approved for the CSP for 12.9 and a freedom for 9k! I did have a pre-approve for a freedom.

In the past 24 months I opened:

Chase Sapphire (not CSP)

Amex Gold Priemer Rewards

Barclay Arrival Plus

Amex Delta (60k bonus offer)

Capital One Quick Silver

+2 Denials (Citi Prestiege and Chase Freedom 9 months ago)

My New Credit Profile

Amazon Store: 6.5k

Capital Quick Silver: 10k

Delta Amex Gold: 9.5k

CSP: 12.9k

Freedom: 9k

Discover: 5K

Chase Sapphire: 6.5k

Barclay Arrival Plus: 6.5k

Amex Gold Preimier Reward Card (Charge)

CS: Equifax: 729

Transunion: 740

Experian: 730 (due to new inquries)

Time for the Garden!!!!

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 19:46:58 GMT

congrats!!

thanks for sharing

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 19:51:22 GMT

Every rule has an exception!!! Congratulations

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 20:04:52 GMT

congrats and thank you for sharing!! giving me hope that I might be able to get CSP + Freedom even though I'm at 4/24 right now

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 20:25:51 GMT

Thanks so much everyone.

Also wandering builder Chase combines inquiries if they are multiple in a day and you don't mix between personal and business.

So my freedom and csp was from one pull. If you only have 4 cards and want to try make sure you app for both on the same day.

Also, chase limits to 2 apps per month and the 5/24 rule is supposed to apply for co branded cards in April. It would be wise to think of what you want to get. For example, the companion pass on SW by getting the 50 k plus and premiere and etc.

Not sure if you knew this already but just in case!

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 20:27:37 GMT

Sorry quick edit. The companion for SW is 110k, so make sure you will travel to make the extra 10k or transfer (some transfers don't count).

Good luck!!!!!!

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 20:40:04 GMT

Congrats

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 20:53:31 GMT

congrats

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 21:01:12 GMT

@Anonymous wrote:
Thanks so much everyone.

Also wandering builder Chase combines inquiries if they are multiple in a day and you don't mix between personal and business.

So my freedom and csp was from one pull. If you only have 4 cards and want to try make sure you app for both on the same day.

Also, chase limits to 2 apps per month and the 5/24 rule is supposed to apply for co branded cards in April. It would be wise to think of what you want to get. For example, the companion pass on SW by getting the 50 k plus and premiere and etc.

Not sure if you knew this already but just in case!

Thanks for sharing! I didn't know that - even more hopeful now

btw, did you know your screen name means 'friend' in Korean? just noticed haha

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Wed, 16 Mar 2016 21:02:01 GMT

Yes Lolz. I am Korean and glad it helped!

Re: 5/24 Exception! CSP and Freedom Approved!!

9CLINE — Wed, 16 Mar 2016 21:52:04 GMT

Grats 2 ya !!!!!!!!

Re: 5/24 Exception! CSP and Freedom Approved!!

Anonymous — Thu, 17 Mar 2016 00:08:03 GMT

A final thank you all!

Re: 5/24 Exception! CSP and Freedom Approved!!

CreditMagic7 — Thu, 17 Mar 2016 00:12:02 GMT

CONGRATULATIONS!!