topic Re: AMEX BCE..Dare I?? in Credit Card Approvals

AMEX BCE..Dare I??.........APPROVED

Anonymous — Mon, 26 Nov 2012 15:54:54 GMT

I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

Re: AMEX BCE..Dare I??

distantarray — Sun, 25 Nov 2012 21:56:56 GMT

@Anonymous wrote:
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

i think it's time you contacted the Executive office at Capital One for that toy limit

but yea go for it I got approved for BCP with lower scores than you have since you got backdated you can do things anytime but you can get a extra 11 months or so if you wait til January

Re: AMEX BCE..Dare I??

armbenderc — Sun, 25 Nov 2012 21:57:12 GMT

@Anonymous wrote:
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

Dooo etttt.

Re: AMEX BCE..Dare I??

SnackTrader — Sun, 25 Nov 2012 22:26:36 GMT

Edit: 19 years old Amex already, nevermind.

Re: AMEX BCE..Dare I??

Anonymous — Sun, 25 Nov 2012 22:00:43 GMT

I haven't decided what I want to do about the Cap1 yet. With both of my current Amex cards reporting 1993 I really don't need it for history. If I got a decent limit on it I might keep it. That's tactic is worth considering as well. But the BCE would be backdated to 1993 as well wouldn't it, since that is my "Member since" date now.

Re: AMEX BCE..Dare I??

distantarray — Sun, 25 Nov 2012 22:01:03 GMT

@SnackTrader wrote:
Wait until January.

it's good advice but since he has 19 years backdating already the gains aren't going to make that much of a difference =)

Re: AMEX BCE..Dare I??

Anonymous — Sun, 25 Nov 2012 22:05:13 GMT

I say do it! You have great scores with backdating is a huge plus.

Re: AMEX BCE..Dare I??

Anonymous — Sun, 25 Nov 2012 22:25:50 GMT

I can't find the link to check the status of the app (I got the standard 14 day thing). Anyone have it? Nevermind, found it: https://www262.americanexpress.com/eaol/welcome.do

Re: AMEX BCE..Dare I??

armbenderc — Sun, 25 Nov 2012 22:26:45 GMT

@Anonymous wrote:
I can't find the link to check the status of the app (I got the standard 14 day thing). Anyone have it? Nevermind, found it: https://www262.americanexpress.com/eaol/welcome.do

Did you get it? OMG OMG OMG

Re: AMEX BCE..Dare I??

Anonymous — Sun, 25 Nov 2012 22:30:23 GMT

It says check back in 24 hours. So I'll go look every so often and see.

Re: AMEX BCE..Dare I??

LS2982 — Sun, 25 Nov 2012 22:35:50 GMT

@distantarray wrote:
@Anonymous wrote:
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.
i think it's time you contacted the Executive office at Capital One for that toy limit

but yea go for it I got approved for BCP with lower scores than you have since you got backdated you can do things anytime but you can get a extra 11 months or so if you wait til January

I agree with contacting the Exec. office of Cap1.

All of your stats look fine to get it it's all about whether you want to burn that INQ.

Re: AMEX BCE..Dare I??

LS2982 — Sun, 25 Nov 2012 22:36:56 GMT

@Anonymous wrote:
I haven't decided what I want to do about the Cap1 yet. With both of my current Amex cards reporting 1993 I really don't need it for history. If I got a decent limit on it I might keep it. That's tactic is worth considering as well. But the BCE would be backdated to 1993 as well wouldn't it, since that is my "Member since" date now.

Yes, it would also backdate to 1993.

Re: AMEX BCE..Dare I??

Anonymous — Sun, 25 Nov 2012 22:39:54 GMT

No matter how it turns out this is my last app for awhile. Except for deciding what I'm going to do about the Cap1 card.

Re: AMEX BCE..Dare I??

Duncanrr — Sun, 25 Nov 2012 22:40:10 GMT

Drapp it. Good luck.

Re: AMEX BCE..Dare I??

Anonymous — Sun, 25 Nov 2012 22:45:10 GMT

I'm still at work so no Drapping yet. I get off in a couple of hours.LOL

Re: AMEX BCE..Dare I??

Epcot — Sun, 25 Nov 2012 23:16:35 GMT

Hope for the best, keep us posted!

Re: AMEX BCE..Dare I??

Repo-ed — Sun, 25 Nov 2012 23:49:50 GMT

just call!

Re: AMEX BCE..Dare I??

Anonymous — Mon, 26 Nov 2012 00:03:49 GMT

I'm at work and we don't use government phones to call Amex.LOL I'll be off in a bit.

Re: AMEX BCE..Dare I??

armbenderc — Mon, 26 Nov 2012 00:06:02 GMT

@Anonymous wrote:
I'm at work and we don't use government phones to call Amex.LOL I'll be off in a bit.

Cell phone!

Re: AMEX BCE..Dare I??

Anonymous — Mon, 26 Nov 2012 00:17:40 GMT

In Diego Garcia? They have them but not practical or cheap. Even the "Toll Free" call on a regular phone costs about .60 a minute. Besides, where I work no cell phones, cameras, transmitting equipment, etc, etc. And the number that the staus page says to call doesn't open until 6 am MST M-F. So unless I call the CSR number I'm out of luck anyway. And I get off shift in 30 minutes. EDIT: And I just this minute got the e-mail thanking me for my application.LOL