topic Re: Major RECON SUCCESS!!!! in Credit Card Approvals

Major RECON SUCCESS!!!!

Anonymous — Mon, 12 Nov 2012 22:38:49 GMT

Ok ,

So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.

I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.

The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"

WOW!!! From a TD to a $5000 limit! I am AMAZED!

Re: Major RECON SUCCESS!!!!

Anonymous — Mon, 12 Nov 2012 22:42:35 GMT

Congrats! Which Chase card were you approved for?

Re: Major RECON SUCCESS!!!!

Anonymous — Mon, 12 Nov 2012 22:43:23 GMT

Congrats!! I had to beg and plead to get Chase to give me a 500.00 credit limit!! Next time I will have you call them for me! *lol*

Re: Major RECON SUCCESS!!!!

thelizardking69k — Mon, 12 Nov 2012 22:43:43 GMT

Congratulations! That's great. I'm especially impressed by your work with Chase, but doubling your credit limit with Lowe's is nothing to sneeze at either.

I thought I was celebrating a successful recon myself until a few minutes ago. I ended up being denied again after being told there wouldn't be any problem for the same reason I was given the first time.So obnoxious!

Re: Major RECON SUCCESS!!!!

dodgerslv — Mon, 12 Nov 2012 22:48:59 GMT

@Anonymous wrote:
Ok ,

So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.

I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.

The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"

WOW!!! From a TD to a $5000 limit! I am AMAZED!

WOW!!! I love hearing succesfull recon stories like these! Big Congrats!!!...especially the generous limit that was given with a 4 yr old BK...I couldnt get one back in august because of a 5 year old paid chargeoff and one utility collection that was 2 years old. Again, a big Congrats!!

Re: Major RECON SUCCESS!!!!

Anonymous — Mon, 12 Nov 2012 22:49:43 GMT

It is the Slate card and they gave me the highest rate they have at 21.99%, but I am in the door with Chase, the card has 15 months 0% and $0balance transfer fee for 60 days. I will pay special attention to this card for the next 12 months and then try for the Freedom card.

I am AMAZED that they approved it and for this amount! Absolutley BLOWN away!

Re: Major RECON SUCCESS!!!!

dodgerslv — Mon, 12 Nov 2012 22:55:22 GMT

@Anonymous wrote:
It is the Slate card and they gave me the highest rate they have at 21.99%, but I am in the door with Chase, the card has 15 months 0% and $0balance transfer fee for 60 days. I will pay special attention to this card for the next 12 months and then try for the Freedom card.

I am AMAZED that they approved it and for this amount! Absolutley BLOWN away!

Haha...i would be too!! I applied for the Chase Freedom back in August when i was denied on recon also....is the Slate an easier card to get than the Freedom?? Anyone know? Are chances of approval greater when you apply for the Slate card?

Re: Major RECON SUCCESS!!!!

Anonymous — Mon, 12 Nov 2012 23:02:20 GMT

@Anonymous wrote:
Ok ,

So my TU FICO finally broke 700 and I decided agan to try for Lowes and Chase after being told no on several occasions.

I applied with Lowe's and was approved for $500, I was able to recon this to $1000 with little effort.

The big shocker is CHASE! I applied with them and was denied for a 4 year old bk. I answered a few questions and was asked for how much of a credit line I wanted. I said $5000 (figuring that my highest now is $4000) and they came back and said "Congradulations your application has been approved, I show your initial credit limit as $5000!"

WOW!!! From a TD to a $5000 limit! I am AMAZED!

they denied me with a 7.5 yr bk...score in the 715 range after i was approved or 3 AMEX cards......oh well......CONGRATS the approvals

Re: Major RECON SUCCESS!!!!

Anonymous — Mon, 12 Nov 2012 23:36:18 GMT

Congrats

Re: Major RECON SUCCESS!!!!

webhopper — Tue, 13 Nov 2012 00:08:14 GMT

Congrats!!!

Re: Major RECON SUCCESS!!!!

guydiver — Tue, 13 Nov 2012 00:12:46 GMT

Take care of that Lowe's card and you could be at 10K before you know it.

Re: Major RECON SUCCESS!!!!

TyLey — Tue, 13 Nov 2012 00:19:24 GMT

Congrats.

Re: Major RECON SUCCESS!!!!

beb86 — Tue, 13 Nov 2012 00:21:20 GMT

Awesome recons...CONGRATS!!

Re: Major RECON SUCCESS!!!!

Anonymous — Tue, 13 Nov 2012 00:57:10 GMT

Congrats! Chase slapped me down hard! Your success gives me reason for hope. Slate versus Freedom ? Hmmm

Re: Major RECON SUCCESS!!!!

Anonymous — Tue, 13 Nov 2012 02:52:57 GMT

Thanks all!

The only RECON I was not successful with was Discover. I called in and asked that they update my report (mortgage was not reporting on EFX and is now) but they woould not budge. Says have to wait a full 30 days and reapply...

Re: Major RECON SUCCESS!!!!

Anonymous — Tue, 13 Nov 2012 02:58:20 GMT

CHASE is hard to get, so congrats. I have one chase credit card and I got drilled when I asked for a credit limit increase after six months. Finally, I went from 500-1500, chase is a good company though so congrats. I got three amex's but now need to wait till some of my inquiries drop to get the BCP. Good Luck!

Re: Major RECON SUCCESS!!!!

Epcot — Tue, 13 Nov 2012 03:00:06 GMT

Nice, Congrats!

Re: Major RECON SUCCESS!!!!

bostonte — Tue, 13 Nov 2012 03:16:15 GMT

Congratulations. Were any Chase accounts included in your bankruptcy?

Re: Major RECON SUCCESS!!!!

Anonymous — Tue, 13 Nov 2012 03:33:49 GMT

@bostonte wrote:
Congratulations. Were any Chase accounts included in your bankruptcy?

Yes,

I had 2 accounts with Chase included in my BK. They where both with my ex spouse. I have had perfect history since, Have had 2 cars with Chase as well.

Re: Major RECON SUCCESS!!!!

Anonymous — Tue, 13 Nov 2012 04:00:26 GMT

WOW!!!!

The card is ALREADY showing in my Chase Online Account!

Account Details

Details for CREDIT CARD XXXX

Minimum Payment Due Next Payment Due DateLast Payment AmountLast Payment Posted DateCash Advance BalanceCash Advance LimitAvailable for Cash Advance

	Payment Info
			$0.00

			01/05/2013

			$0.00

			Not Available


	Cash Advance
			$0.00

			$2,500.00

			$0.00

Current BalancePending ChargesTotal Credit LimitAvailable CreditLast Statement DateNext Closing DateBalance Last StatementAs OfPurchase APRCash APR

	Account Info
			$0.00

			$0.00

			$5,000.00

			$5,000.00

			Not Available

			Not Available

			$0.00


	APR
			Not Available

			0.00%

			23.99%