topic Re: 3 for 3 CLI Approvals! in Credit Card Approvals

3 for 3 CLI Approvals!

CreditWorld2013 — Mon, 26 Nov 2012 19:44:26 GMT

Well...about 2 weeks ago I wrote about how I was approved for a credit limit increase on my Discover and Citi card. So I started thinking about my Capital One card being the only card that I wouldn't get an increase on. After the regular agent said I was denied due to capital one policy and so on. Nothing indicated an issue with my actual credit. I decided to contact the Executive Office gave them my info and they said they would look into it. Today, I checked my account and I was increased $500. So a little less than a year ago I had no revolving credit. Now I have doubled all of my initial limits of $500

Today, I now have:

Citi Forward - $1,000

Discover More - $1,000

Capital One Journey - $1,000

In addition, the only Hard Pull came from Discover.

Re: 3 for 3 CLI Approvals!

Anonymous — Mon, 26 Nov 2012 19:47:04 GMT

congratulations!!

Re: 3 for 3 CLI Approvals!

Epcot — Mon, 26 Nov 2012 19:52:40 GMT

Nice, Congrats!

Re: 3 for 3 CLI Approvals!

tennisfan78 — Tue, 27 Nov 2012 03:52:16 GMT

wow, thats awesome, Congrats!!!

Re: 3 for 3 CLI Approvals!

Anonymous — Tue, 27 Nov 2012 04:05:00 GMT

Congrats!

Re: 3 for 3 CLI Approvals!

beb86 — Tue, 27 Nov 2012 06:26:01 GMT

Nice work!!!!

Re: 3 for 3 CLI Approvals!

nicholasyud — Tue, 27 Nov 2012 06:41:24 GMT

let garden them....Very nice...

Re: 3 for 3 CLI Approvals!

CreditWorld2013 — Tue, 27 Nov 2012 07:10:47 GMT

Thanks guys! I'm just glad some of the hard work is finally paying off. My EQ Fico is 710 and now I'm still debating on when I should apply for the Chase Freedom.

Re: 3 for 3 CLI Approvals!

TiggerDat — Tue, 27 Nov 2012 11:12:28 GMT

@CC365 wrote:
Well...about 2 weeks ago I wrote about how I was approved for a credit limit increase on my Discover and Citi card. So I started thinking about my Capital One card being the only card that I wouldn't get an increase on. After the regular agent said I was denied due to capital one policy and so on. Nothing indicated an issue with my actual credit. I decided to contact the Executive Office gave them my info and they said they would look into it. Today, I checked my account and I was increased $500. So a little less than a year ago I had no revolving credit. Now I have doubled all of my initial limits of $500

Today, I now have:

Citi Forward - $1,000
Discover More - $1,000
Capital One Journey - $1,000

In addition, the only Hard Pull came from Discover.

How did you ever get the executive office phone number I looked for quite some time on the internet for it, since customer service reps kept telling me either no such place exists or they don't have the number. I had to file a complaint with the BBB to get them to contact me. Good luck on the increases though. I recently ended up with 5; Walmart, Belks, Bealls, Marathon, and Capital One after the complaint and talking to their executive office. For me they quadrupled my limit.

You should go into gardening mode for a while and simply work on limit increases without hard pulls. Once you get over $2500 you should see a new jump in your score. You should sign up for the Cardit Karma service to track your progress.