topic Re: discover 40 day increase in Credit Card Approvals

discover 40 day increase

Belfanm — Thu, 24 Mar 2016 02:33:45 GMT

45 days ago I asked for an increase and received a $500 increase from 3200 to 3700. I asked for another increase 2 weeks later via luv button and was denied. I tried again 2 days ago (38 days) and logged on today to see a $1500 CLI. I'm finally at $5200! Thanks discover..I will try again in 6 more months. My card is 8 mths old.

Re: discover 40 day increase

Anonymous — Thu, 24 Mar 2016 02:51:33 GMT

Don't wait that long try again in 31 days

Re: discover 40 day increase

Belfanm — Thu, 24 Mar 2016 16:51:19 GMT

I will definitely take your advice! Especially since Discover does SP. 😊

Re: discover 40 day increase

Anonymous — Thu, 24 Mar 2016 17:30:33 GMT

Yes, do not wait that long. I have had my card for 6 to 8 months and it has gone from $5,000 to $10,000 because of the increases.

Re: discover 40 day increase

Anonymous — Thu, 24 Mar 2016 18:57:42 GMT

You don't have to wait 6 mos! I received my card in June with SL $5000. Hit luv button 91 days later and instant $500 increase, hit button again 31 days later and received the 2 day message and was given $1500 increase, hit button 31 days later in November and received 2 day message ( was denied due to "insufficient experience with current credit limit), hit button 31 days later and received 2 day message and given $1500 increase, denied in Jan for "insufficient experience," skipped Feb, hit luv button today and was given instant $3000 increase!!! $5000 to $11,500 in 9 mos! TU 722.

Re: discover 40 day increase

CreditMagic7 — Thu, 24 Mar 2016 19:19:46 GMT

Nice

Congrats!

Re: discover 40 day increase

Nova5041 — Thu, 24 Mar 2016 19:20:49 GMT

@Anonymous wrote:
You don't have to wait 6 mos! I received my card in June with SL $5000. Hit luv button 91 days later and instant $500 increase, hit button again 31 days later and received the 2 day message and was given $1500 increase, hit button 31 days later in November and received 2 day message ( was denied due to "insufficient experience with current credit limit), hit button 31 days later and received 2 day message and given $1500 increase, denied in Jan for "insufficient experience," skipped Feb, hit luv button today and was given instant $3000 increase!!! $5000 to $11,500 in 9 mos! TU 722.

This just got me excited, I just got my card! My sl was 5k too! Another month before I can hit the luv button though! 😊

Re: discover 40 day increase

Nova5041 — Thu, 24 Mar 2016 19:22:25 GMT

Congrats on the increase, hope I can do the same!

Re: discover 40 day increase

Anonymous — Fri, 25 Mar 2016 00:06:29 GMT

Congrats on the CLI

Re: discover 40 day increase

alextercero — Fri, 25 Mar 2016 08:15:17 GMT

Congrats

Re: discover 40 day increase

Anonymous — Fri, 25 Mar 2016 11:59:54 GMT

Congratulations on your Discover CLI, belfanm!

Re: discover 40 day increase

Belfanm — Fri, 25 Mar 2016 12:19:12 GMT

Thanks everyone for the advice. I will try again in 30 days.

Re: discover 40 day increase

Kriz1 — Fri, 25 Mar 2016 14:04:09 GMT

Well done there.. I got an instant approval at the beginning of feb. Now I'm just waiting a few more days to hit the button again. But definitely try your technique..
Thanks for sharing

Re: discover 40 day increase

Anonymous — Fri, 25 Mar 2016 16:22:41 GMT

I just received my 1st Discover Card last week... $5,000 CL... used it to transfers some balances from cap1 and barclays. Hope to get a nice increase... went on a credit spree... ouch... my bad... applied for walmart mc and was approved $5,000 .... all in all i recieved 2 out of 5 apps... damn

Re: discover 40 day increase

Belfanm — Fri, 25 Mar 2016 16:26:27 GMT

Congrats on your approvals! Truthfully, discover is my best card! Be good to them and they will be good to you. I started off at a measly 1400 but 8 months later I'm at 5200 with no HPs. I have a venture with 15k; In 2 more months I will be eligible for a 6 month CLI with Capital one. Walmart is a good company as well!

Re: discover 40 day increase

Belfanm — Fri, 25 Mar 2016 16:29:45 GMT

Go ahead and hit it :-)! Gotta love Discover!!!!! Make sure you use your card as much as possible. They give out high CLI's based off of your cards usage. I don't carry cash so it's easy for me to swipe my card for every purchase. Plus right now I believe I'm enrolled in their 5% cash back on gas, groceries, and resturants.

Re: discover 40 day increase

Anonymous — Fri, 25 Mar 2016 16:32:51 GMT

Anyone know what the timeline for cl increases are for most cc. I have cap 1 , barclays, credit 1 <ugh... cant get a cli for my life with them, but they want me to open another account> walmart store, walmart mc, cu cc, discover.

Re: discover 40 day increase

Belfanm — Fri, 25 Mar 2016 16:37:36 GMT

For walmart, call credit solutions. It's been a SP for me. A few months ago I went from 1400 to 6k. Capital one is every 6 months w a HP.

Re: discover 40 day increase

Anonymous — Fri, 25 Mar 2016 16:56:19 GMT

Congrats on the increase!!

Re: discover 40 day increase

Loquat — Fri, 25 Mar 2016 18:29:02 GMT

Congrats on the CLI!