topic Re: Neiman Marcus Credit Card! in Credit Card Approvals

Neiman Marcus Credit Card!

Anonymous — Tue, 22 Mar 2016 23:35:46 GMT

Im stuck on wether I should apply for the Neiman Marcus credit card.

I've been reading post about people being approved for them, but most of them are from posts done in 2011 - 2014.

Has anyone applied recently and checked to see whats the outcome? What was your credit score when you were approved?

My Discover Credit Score: 729

Capital One: 707

Credit Karma: TU: 720 / EQ: 724

I dont want to apply to be denied and have my credit score be affected for nothing.

Re: Neiman Marcus Credit Card!

Anonymous — Tue, 22 Mar 2016 23:56:32 GMT

My DW has the card, apped in store with a purchase. You will be approved probably for $700, maybe more. App in store and make a purchase when you apply.

She was over 700. You'll get it. Let us know the starting limit.

Re: Neiman Marcus Credit Card!

Creditplz — Wed, 23 Mar 2016 00:03:28 GMT

My DW applied like 4-5 days ago? Approved after some verification, approved for $3700, all her scores are 735-755 Fico 8. I've always heard of borderline approvals with a SL of $700.

Re: Neiman Marcus Credit Card!

ohreally7654 — Wed, 23 Mar 2016 01:05:57 GMT

OP, with your scores I can pretty much guarantee an approval. I was approved 4 months ago, barely into the 600s. I'm now at $3k CL, after spending a few hundred dollars and PIF. My scores have improved quite a bit since initial approval, but still lower than yours. Good luck, and keep us posted!

Re: Neiman Marcus Credit Card!

ddemari — Wed, 23 Mar 2016 02:18:09 GMT

They pulled TU for me here in IL. I had a 700 FICO and was approved for 700 online. Had to call in to figure out what the limit was.

Re: Neiman Marcus Credit Card!

Creditaddict — Wed, 23 Mar 2016 03:08:26 GMT

Just apply online... once it's opened and you get the card you can call in for CLI every month with SP until you get it where you want it.... They will approve in 600's they are pretty easy card to get... borderline approval is the $700.

Re: Neiman Marcus Credit Card!

Anonymous — Wed, 23 Mar 2016 03:34:56 GMT

I applied online, but got a message that I have applied succesfully, but that they need more time to review my application.

To expect a letter in 10 - 30 days!

AGH! DENIED.

Re: Neiman Marcus Credit Card!

ddemari — Wed, 23 Mar 2016 04:02:47 GMT

Could not be a total denial, call them tomorrow.

Re: Neiman Marcus Credit Card!

ohreally7654 — Wed, 23 Mar 2016 10:27:00 GMT

I would definitely call as the last poster mentioned! The last three apps I've done in the last week gave me the 7-10 day message which in the past for me has always meant denied. But this time they were all 3 just verification. I called and approved in minutes. Hopefully it works out the same for you as well!

Re: Neiman Marcus Credit Card!

ddemari — Wed, 23 Mar 2016 14:07:19 GMT

Usually if they deny you get a flat out denial, I'd call for sure

Re: Neiman Marcus Credit Card!

B335is — Wed, 23 Mar 2016 15:27:52 GMT

It might be verification. This card seems to do this with online apps. Keep us posted.

Re: Neiman Marcus Credit Card!

Anonymous — Wed, 23 Mar 2016 22:07:02 GMT

Thanks guys for the encouragement!

After speaking to a representative, about a bit more verification, I was approved for a card.

Limit starts at $2K.

Thanks again for the encouragement!!!

Re: Neiman Marcus Credit Card!

Creditaddict — Wed, 23 Mar 2016 22:17:18 GMT

Call back Ina week and ask for cli

Re: Neiman Marcus Credit Card!

ohreally7654 — Thu, 24 Mar 2016 01:38:24 GMT

Congrats OP! It will grow fast! Enjoy your new card!

@Anonymous wrote:
Thanks guys for the encouragement!

After speaking to a representative, about a bit more verification, I was approved for a card.

Limit starts at $2K.

Thanks again for the encouragement!!!

Re: Neiman Marcus Credit Card!

CountryLivin — Sun, 27 Mar 2016 11:25:20 GMT

Congrats!

Re: Neiman Marcus Credit Card!

Anonymous — Mon, 28 Mar 2016 20:21:33 GMT

@Anonymous wrote:
Thanks guys for the encouragement!

After speaking to a representative, about a bit more verification, I was approved for a card.

Limit starts at $2K.

Thanks again for the encouragement!!!

I've always love shopping at Neimans and I opened an account last July while in San Fran with a CL of 700.00. The first few months, no CLI. Flood gates opened in November and today my account sits at 10K. Not too shabby for 7 months, lol, Also, no hard pull!

With your starting limit of 2K your increases probably will be more substantial. Congrats!

Re: Neiman Marcus Credit Card!

roughdraff — Tue, 29 Mar 2016 01:10:55 GMT

I got approved for 700 in April 2015 (not instant) had to call in. My EQ fico was like in the 640's after about 7 months it's at 25,000 and bloomingdales is at 18k my EQ fico is like 654 or something, was like 660 when I received 25 k limit. No kidding!