topic Re: Amazon CLI Before 4th Statement ($$$$) in Credit Card Approvals

Amazon CLI Before 4th Statement ($$$$)

Jlu — Fri, 30 Nov 2012 05:12:13 GMT

Hadn't logged into my Amazon GE account recently and was pleasantly surprised to see this after starting with a $600 limit less than 4 months ago:

This coming month of December I've got about 5 cards that will be maturing to the 6-month-old mark so it should be an interesting month. Unlike some of you, I won't start a new thread everytime my CL goes up by $.02 Oh and interesting that I opened a Walmart GE card the day before I opened this Amazon card and Walmart is still at $300 CL even though I run a lot more through it than this Amazon card. I always wondered whether CCC were more apt to give you a CLI if you are dormant or if you are active - now I have my answer.

Merry Christmas!

Re: Amazon CLI Before 4th Statement ($$$$)

Epcot — Fri, 30 Nov 2012 05:14:39 GMT

Congrats, that's a nice increase!

Re: Amazon CLI Before 4th Statement ($$$$)

brother7 — Fri, 30 Nov 2012 05:32:26 GMT

Last Payment: $.5.99

Congrats on your skill in maintaining the optimal 1% utilization

Re: Amazon CLI Before 4th Statement ($$$$)

Anonymous — Fri, 30 Nov 2012 05:34:46 GMT

was this auto cli or did you request it?

Re: Amazon CLI Before 4th Statement ($$$$)

Jlu — Fri, 30 Nov 2012 05:41:02 GMT

@brother7 wrote:
Last Payment: $.5.99
Congrats on your skill in maintaining the optimal 1% utilization

LOL - that is freakin hilarious proof that these CLI algorithms are working as is believed. I mean someone had to have wrote a program that finds a situation where 1% utilization + 677 FICO = $1400 CLI

Re: Amazon CLI Before 4th Statement ($$$$)

Jlu — Fri, 30 Nov 2012 05:40:22 GMT

@Anonymous wrote:
was this auto cli or did you request it?

Auto ... Amazon GE is good for 1 thing.. overall utilization for scoring purposes only. Beyond that, they can take their 0% offers and stuff em.

Re: Amazon CLI Before 4th Statement ($$$$)

sphinx313 — Fri, 30 Nov 2012 05:44:11 GMT

Excellent increase. Amazon is probably my favorite online store. I am going to have to apply for one of these cards when my credit becomes acceptable.

Re: Amazon CLI Before 4th Statement ($$$$)

Anonymous — Fri, 30 Nov 2012 05:46:27 GMT

@Jlu wrote:
@Anonymous wrote:
was this auto cli or did you request it?
Auto ... Amazon GE is good for 1 thing.. overall utilization for scoring purposes only. Beyond that, they can take their 0% offers and stuff em.

Yeah because youve outgrown them. They are excellent for rebuilding or building and provide great Cli's that come with a SP

Re: Amazon CLI Before 4th Statement ($$$$)

sphinx313 — Fri, 30 Nov 2012 05:49:26 GMT

Hm, what do they pull? I wonder if I should apply at around 620 or so

Re: Amazon CLI Before 4th Statement ($$$$)

Anonymous — Fri, 30 Nov 2012 05:54:29 GMT

@sphinx313 wrote:
Hm, what do they pull? I wonder if I should apply at around 620 or so

Re: Amazon CLI Before 4th Statement ($$$$)

Jlu — Fri, 30 Nov 2012 05:56:17 GMT

@sphinx313 wrote:
Hm, what do they pull? I wonder if I should apply at around 620 or so

That's where I was when I got approved. The 600's (talking FICO scores) fly by. It's the 400's and 500's that seem to drag on for years while you studiously write GW letters and make backroom-politician style requests for PFD's. Anyhow, if you are a real 620 FICO with no burned bridges at GEMB/GECRB I'd say go for it.

Re: Amazon CLI Before 4th Statement ($$$$)

Tran92 — Fri, 30 Nov 2012 09:34:36 GMT

Congrats! Did you purchase stuff from amazon every month to get that increase? I want to get an idea on how to use the card to get a good CLI when the time comes.

Re: Amazon CLI Before 4th Statement ($$$$)

Anonymous — Fri, 30 Nov 2012 12:05:29 GMT

Congrats!!! Nice increase!! I called and asked for an increase about a month after getting my card so I have probably set myself back for getting an auto at 4 months but I can't wait to see what I get when the time comes!

Re: Amazon CLI Before 4th Statement ($$$$)

Jlu — Fri, 30 Nov 2012 14:03:54 GMT

@Tran92 wrote:
Congrats! Did you purchase stuff from amazon every month to get that increase? I want to get an idea on how to use the card to get a good CLI when the time comes.

I used it maybe twice and immediately PIF. I think they are trying to entice me to use it.