topic Re: Finally some Synchrony love! in Credit Card Approvals

Finally some Synchrony love!

mattayy — Wed, 30 Mar 2016 16:22:52 GMT

Just chatted in for amazon/walmart and requested a $5k limit, both cards had $1k and both were approved for $5k (don't know if I should have requested more just to see lol) and then I called paypal for my smart connect account and talked to the CR and asked for $5k limit (card had a $1.3k limit) and was countered and approved for $3.5k limit.

I feel like calling in and chatting is the only way to get increases through them, just happy it finally happened! I have had all of those cards for 2 years with no increases until now

Re: Finally some Synchrony love!

CreditMagic7 — Wed, 30 Mar 2016 17:00:59 GMT

Nice

It takes some time but they do grow frequently.

Congrats!

Re: Finally some Synchrony love!

Anonymous — Wed, 30 Mar 2016 22:24:08 GMT

Nice, congrats !!

Re: Finally some Synchrony love!

Anonymous — Thu, 31 Mar 2016 02:44:04 GMT

Nice! I need to start working on PayPal. What phone# did you call? Thx!

Re: Finally some Synchrony love!

Anonymous — Thu, 31 Mar 2016 12:13:53 GMT

Congrats! As your TU score increases, give Credit Solutions a call, they wont disappoint!

Re: Finally some Synchrony love!

MyLoFICO — Thu, 31 Mar 2016 12:56:54 GMT

@mattayy wrote:
Just chatted in for amazon/walmart and requested a $5k limit, both cards had $1k and both were approved for $5k (don't know if I should have requested more just to see lol) and then I called paypal for my smart connect account and talked to the CR and asked for $5k limit (card had a $1.3k limit) and was countered and approved for $3.5k limit.

I feel like calling in and chatting is the only way to get increases through them, just happy it finally happened! I have had all of those cards for 2 years with no increases until now

Congrats! But yes, you left money on the table. Chat or call them back (not for PP) and ask for 15k. Take what they offer. Sunc is pretty black and white with CLI's. They gratn approvals based on yout TU score. But, its no harm in trying.

Re: Finally some Synchrony love!

mattayy — Thu, 31 Mar 2016 15:23:21 GMT

I just called the paypal smart connect phone number and spoke with the CR (the automated system doesn't work for CLI for me).

Re: Finally some Synchrony love!

mattayy — Thu, 31 Mar 2016 15:39:34 GMT

I chatted both of them and they countered with a $6k limit, so $1k increase for both, can't complain!

Re: Finally some Synchrony love!

MyLoFICO — Thu, 31 Mar 2016 18:18:10 GMT

Anytime you ask for X amount and the counter with a lower off you have gotten your max for the time being. I call/chat them once a month as long as my scores are going up. Staying the same or going lower and I don't call. Congrats on the extra limit.

Re: Finally some Synchrony love!

alextercero — Thu, 31 Mar 2016 19:04:46 GMT

Congrats