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    <title>topic Re: PenFed Platinum Rewards in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575922#M411488</link>
    <description>&lt;P&gt;Very nice, congrats on the approval&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 03 May 2016 01:57:48 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-05-03T01:57:48Z</dc:date>
    <item>
      <title>PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575008#M411287</link>
      <description>&lt;P&gt;Approved after 2 declines in the last 2 years!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/20807i5F214C7BB0B2C352/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="penfed.jpg" title="penfed.jpg" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 17:54:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575008#M411287</guid>
      <dc:creator>jacetx</dc:creator>
      <dc:date>2016-05-02T17:54:41Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platiunum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575012#M411288</link>
      <description>&lt;P&gt;Congrats decent approval amount along with not the worse apr.. Must be doing something right!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.. What was your Next Gen EQ 02 Score if you don't mind sharing.&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 17:55:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575012#M411288</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2016-05-02T17:55:16Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575017#M411291</link>
      <description>Nice job! Persistence pays off!</description>
      <pubDate>Mon, 02 May 2016 17:56:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575017#M411291</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2016-05-02T17:56:54Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platiunum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575022#M411292</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@CreditCuriousity wrote:&lt;BR /&gt;&lt;P&gt;Congrats decent approval amount along with not the worse apr.. Must be doing something right!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.. What was your Next Gen EQ 02 Score if you don't mind sharing.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I have no clue. I did not see it during the application. Guess I will have to find out when I receive the card along with the approval letter.&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 17:58:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575022#M411292</guid>
      <dc:creator>jacetx</dc:creator>
      <dc:date>2016-05-02T17:58:43Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platiunum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575024#M411293</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@jace8602 wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@CreditCuriousity wrote:&lt;BR /&gt;&lt;P&gt;Congrats decent approval amount along with not the worse apr.. Must be doing something right!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.. What was your Next Gen EQ 02 Score if you don't mind sharing.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I have no clue. I did not see it during the application. Guess I will have to find out when I receive the card along with the approval letter.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You will see it tomorrow in your mail&amp;nbsp;from them on their website a document about the "Price you pay for credit" or something of the sorts&amp;nbsp;it will arrive tomorrow morning&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 18:01:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575024#M411293</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2016-05-02T18:01:03Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platiunum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575025#M411294</link>
      <description>&lt;P&gt;Good job!! Enjoy it.&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 18:00:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575025#M411294</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-02T18:00:09Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575028#M411295</link>
      <description>&lt;P&gt;Congratz and enjoy your new PenFed credit card...PenFed is awesome and you have 90 days to apply for ANYTHING ELSE without a HP from them &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 18:01:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575028#M411295</guid>
      <dc:creator>nycplayboy78</dc:creator>
      <dc:date>2016-05-02T18:01:03Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575037#M411297</link>
      <description>&lt;P&gt;I'm wondering if I should go ahead and apply for the PLOC and the checking (I'm iffy about this one since they require a $500 minimum balance).&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 18:03:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575037#M411297</guid>
      <dc:creator>jacetx</dc:creator>
      <dc:date>2016-05-02T18:03:57Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575059#M411300</link>
      <description>Nice! Congrats</description>
      <pubDate>Mon, 02 May 2016 18:13:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575059#M411300</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-02T18:13:39Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575060#M411301</link>
      <description>&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif"&gt;&lt;EM&gt;Congrats&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 18:14:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575060#M411301</guid>
      <dc:creator>alextercero</dc:creator>
      <dc:date>2016-05-02T18:14:41Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575247#M411343</link>
      <description>&lt;P&gt;Congrats on your PenFed approval!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 19:32:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575247#M411343</guid>
      <dc:creator>ddemari</dc:creator>
      <dc:date>2016-05-02T19:32:07Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575300#M411356</link>
      <description>&lt;P&gt;Thank you all. Having the BK fall off from my credit reports has made a huge difference in the outcome of the applications.&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 19:53:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575300#M411356</guid>
      <dc:creator>jacetx</dc:creator>
      <dc:date>2016-05-02T19:53:48Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575342#M411374</link>
      <description>Congrats on your approval! I'm sure you're enjoying having a different outlook with he BK falling off.</description>
      <pubDate>Mon, 02 May 2016 20:14:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575342#M411374</guid>
      <dc:creator>RonM21</dc:creator>
      <dc:date>2016-05-02T20:14:13Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575449#M411395</link>
      <description>&lt;P&gt;Congratulations and welcome to the PenFed family.&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 21:05:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575449#M411395</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-02T21:05:54Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575669#M411434</link>
      <description>&lt;P&gt;Nicely done!&lt;/P&gt;</description>
      <pubDate>Mon, 02 May 2016 23:39:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575669#M411434</guid>
      <dc:creator>Loquat</dc:creator>
      <dc:date>2016-05-02T23:39:40Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575758#M411444</link>
      <description>&lt;P&gt;&lt;EM&gt;What a great SL - Congratulations!!&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/EM&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 03 May 2016 00:30:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575758#M411444</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-03T00:30:38Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575922#M411488</link>
      <description>&lt;P&gt;Very nice, congrats on the approval&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 03 May 2016 01:57:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4575922#M411488</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-03T01:57:48Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platinum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4576181#M411571</link>
      <description>&lt;P&gt;Awesome job! &amp;nbsp;Can't wait to join! &amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 03 May 2016 06:24:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4576181#M411571</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-03T06:24:42Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platiunum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4576291#M411603</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@CreditCuriousity wrote:&lt;BR /&gt;&lt;P&gt;Congrats decent approval amount along with not the worse apr.. Must be doing something right!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.. What was your Next Gen EQ 02 Score if you don't mind sharing.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Score was 748, just received the letter this morning.&lt;/P&gt;</description>
      <pubDate>Tue, 03 May 2016 11:50:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4576291#M411603</guid>
      <dc:creator>jacetx</dc:creator>
      <dc:date>2016-05-03T11:50:48Z</dc:date>
    </item>
    <item>
      <title>Re: PenFed Platiunum Rewards</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4576319#M411611</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@jace8602 wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@CreditCuriousity wrote:&lt;BR /&gt;&lt;P&gt;Congrats decent approval amount along with not the worse apr.. Must be doing something right!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;.. What was your Next Gen EQ 02 Score if you don't mind sharing.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Score was 748, just received the letter this morning.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks.. That is a very good next gen EQ02 score.. Most peoples EQ02 scores is approx 30-50 lower than their EQ08 it appears from what I have seen. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 03 May 2016 12:41:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Platinum-Rewards/m-p/4576319#M411611</guid>
      <dc:creator>CreditCuriosity</dc:creator>
      <dc:date>2016-05-03T12:41:38Z</dc:date>
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