topic Re: Discover 31 day Gravy Train in Credit Card Approvals

Discover 31 day Gravy Train

3bcswins3 — Tue, 03 May 2016 00:12:01 GMT

For the second time, I have received a 31 day discover cli. First one took me from 15K to 21K and then I just now went up another 6K from 21K to 27K. Both increases came with a 2 day review message. The calendar is set to try again in 31 days. I always PIF and my balance is almost always below 200 bucks so I have low utilization. Can't do a discover thread without a shoutout to Baller and everyone else who contributes!!

Re: Discover 31 day Gravy Train

baller4life — Tue, 03 May 2016 00:24:07 GMT

Awesome job!!

Re: Discover 31 day Gravy Train

coldnmn — Tue, 03 May 2016 00:44:07 GMT

Congrats! Discover Rocks!

Re: Discover 31 day Gravy Train

Anonymous — Tue, 03 May 2016 00:50:27 GMT

Congrats!

Re: Discover 31 day Gravy Train

B335is — Tue, 03 May 2016 00:56:43 GMT

Nice bump, congrats!

Re: Discover 31 day Gravy Train

alextercero — Tue, 03 May 2016 01:23:50 GMT

Congrats

Re: Discover 31 day Gravy Train

Anonymous — Tue, 03 May 2016 01:35:11 GMT

Congrats!

T minus 10 days and counting.

Re: Discover 31 day Gravy Train

Anonymous — Tue, 03 May 2016 01:49:10 GMT

Very nice, congrats !!

Re: Discover 31 day Gravy Train

DoroLucky — Tue, 03 May 2016 01:51:24 GMT

Congrats OP!

I can't wait for my Disco CLI...second statement cuts today and I'm staying up so I can request one lol

Anyway I'm very very weak @ Captool's signature 😂😂😂😂

Re: Discover 31 day Gravy Train

RonM21 — Tue, 03 May 2016 02:51:51 GMT

Congrats!

Re: Discover 31 day Gravy Train

Anonymous — Tue, 03 May 2016 03:28:48 GMT

Very nice congrats on your CLI!

Re: Discover 31 day Gravy Train

Anonymous — Tue, 03 May 2016 03:51:52 GMT

Congrats on the CLI!

Re: Discover 31 day Gravy Train

SouthJamaica — Tue, 03 May 2016 03:54:22 GMT

@3bcswins3 wrote:
For the second time, I have received a 31 day discover cli. First one took me from 15K to 21K and then I just now went up another 6K from 21K to 27K. Both increases came with a 2 day review message. The calendar is set to try again in 31 days. I always PIF and my balance is almost always below 200 bucks so I have low utilization. Can't do a discover thread without a shoutout to Baller and everyone else who contributes!!

May I ask what your FICO 8 TU score is?

Re: Discover 31 day Gravy Train

3bcswins3 — Tue, 03 May 2016 10:56:49 GMT

My FICO 8 TU is at 775. These increases of 6K have been a giant jump for me. My credit line has jumped 12K in the last 62 days which is higher than my SL on the card. The hardest part for me is being patient waiting for the increase to show up. Since I requested on Thursday night, it didn't show up until yesterday because they didn't look at anything over the weekend and yesterday was the second business day.

Re: Discover 31 day Gravy Train

Loquat — Tue, 03 May 2016 11:20:57 GMT

Very nice! Enjoy the increase!

Re: Discover 31 day Gravy Train

Anonymous — Tue, 03 May 2016 11:35:41 GMT

Congrats

Re: Discover 31 day Gravy Train

Anonymous — Tue, 03 May 2016 12:14:56 GMT

My gravy train derailed I got the last two Cli 31 days apart for 4K each. Was denied last week at 32 days denied again this week hmmmm

Re: Discover 31 day Gravy Train

baller4life — Tue, 03 May 2016 12:49:27 GMT

It's funny how the gravy train of last year spoiled us all to expect frequent clis from Discover. When before then they were known as the stingiest lender. My oh my how the tables have turned!

Re: Discover 31 day Gravy Train

SouthJamaica — Tue, 03 May 2016 13:04:14 GMT

@3bcswins3 wrote:
My FICO 8 TU is at 775. These increases of 6K have been a giant jump for me. My credit line has jumped 12K in the last 62 days which is higher than my SL on the card. The hardest part for me is being patient waiting for the increase to show up. Since I requested on Thursday night, it didn't show up until yesterday because they didn't look at anything over the weekend and yesterday was the second business day.

Thanks. Congratulations on that strong score.

Re: Discover 31 day Gravy Train

SouthJamaica — Tue, 03 May 2016 13:07:19 GMT

@baller4life wrote:
It's funny how the gravy train of last year spoiled us all to expect frequent clis from Discover. When before then they were known as the stingiest lender. My oh my how the tables have turned!

Yes that was fun, it was great the way you picked up on it.

Meanwhile OP's experience suggests that there is still something of a CLI "gravy train" with Discover for those who have gilt-edged FICO 8 TU scores.