topic Re: Penfed Platinum Rewards Visa signature in Credit Card Approvals

Penfed Platinum Rewards Visa signature

Anonymous — Thu, 05 May 2016 17:22:26 GMT

Recently was approved for auto loan with Penfed. Decided to take advantage of the HP and go ahead and apply for a credit card. Was approved for starting limit of $12500 with 13.24% apr. Stats below:

Income $70-$75k

AAoA about 2 years

Current utilization of all cards 5%

Highest credit limit of cards at time of application USAA Signature Visa $13k

No negatives or derogatories on credit reports

Credit report pulled (for auto loan and was used for this application as Penfed will do so for 90 days) Equifax

Credit score at time of approval Not totall sure as Penfed uses the Nextgen score, but my 08 Eq is right at 700. Edited to add that Penfed states my Nextgen EQ is 703 at time of approval.

Equifax number of inquiries 12

Re: Penfed Platinum Rewards Visa signature

Anonymous — Wed, 04 May 2016 19:02:05 GMT

Congrats nice sl

Re: Penfed Platinum Rewards Visa signature

jacetx — Wed, 04 May 2016 20:56:17 GMT

Congrats!!! I was approved too recently, welcome to the family!

Re: Penfed Platinum Rewards Visa signature

Gatito — Wed, 04 May 2016 21:06:00 GMT

To be a member of Pen Fed does one have to be in the area? I'm in California can I still join? I've been hearing a lot about their auto refinance.

Re: Penfed Platinum Rewards Visa signature

Anonymous — Wed, 04 May 2016 21:45:39 GMT

Yes

Re: Penfed Platinum Rewards Visa signature

baller4life — Wed, 04 May 2016 22:01:14 GMT

@Gatito wrote:
To be a member of Pen Fed does one have to be in the area? I'm in California can I still join? I've been hearing a lot about their auto refinance.

Open membership. Anyone can join by donating to one of the organizations they list on their site.

Re: Penfed Platinum Rewards Visa signature

Anonymous — Wed, 04 May 2016 22:04:46 GMT

Congratulations!

Re: Penfed Platinum Rewards Visa signature

Anonymous — Wed, 04 May 2016 22:28:45 GMT

Congrats on the approval, nice SL

Re: Penfed Platinum Rewards Visa signature

Loquat — Wed, 04 May 2016 22:36:45 GMT

Congrats on the approval and the very nice SL!

Re: Penfed Platinum Rewards Visa signature

Anonymous — Wed, 04 May 2016 22:54:28 GMT

congrats!! That likely the card i will get with them later on when I'm ready to join.

What was your main deciding factor in choosing that particular card?

Re: Penfed Platinum Rewards Visa signature

Anonymous — Thu, 05 May 2016 00:42:09 GMT

Very nice. Congrats to you!

Re: Penfed Platinum Rewards Visa signature

Anonymous — Thu, 05 May 2016 00:57:50 GMT

Congrats

Re: Penfed Platinum Rewards Visa signature

alextercero — Thu, 05 May 2016 05:13:29 GMT

Congrats

Re: Penfed Platinum Rewards Visa signature

RonM21 — Thu, 05 May 2016 09:40:28 GMT

Congrats on the nice approval limit!