topic Re: Nice cap1 cli on my quicksilver1 in Credit Card Approvals

Nice cap1 cli on my quicksilver1

kugel — Mon, 09 May 2016 15:06:28 GMT

Yesterday was a day after my third statement cut quick silver 1
pulled the trigger went from $500 to $5000 still shocked 😀😀😀

Current fico scores ex 654 equifax 673 tu 675
Was discharged over 3 months ago

U guys think I have a shot to have soon or later a pre approval offer for the visa quick silver ? So far nothing

Re: Nice cap1 cli on my quicksilver1

AzaleaB — Mon, 09 May 2016 15:57:44 GMT

Wow! Nice increase! Not familiar with Cap1 cc.

Re: Nice cap1 cli on my quicksilver1

Anonymous — Tue, 10 May 2016 01:48:16 GMT

Very nice - congrats!!

Re: Nice cap1 cli on my quicksilver1

Anonymous — Tue, 10 May 2016 02:14:01 GMT

Wow thats a GREAT increase !! Congrats

Re: Nice cap1 cli on my quicksilver1

Loquat — Tue, 10 May 2016 02:41:15 GMT

That's a very generous increase from CapOne. Enjoy!

Re: Nice cap1 cli on my quicksilver1

Anonymous — Tue, 10 May 2016 03:01:28 GMT

Now that's an increase! Congrats!

I'll be over here in the corner pouting over the $100 CLI they offered me this morning.

Re: Nice cap1 cli on my quicksilver1

RonM21 — Tue, 10 May 2016 09:10:51 GMT

Congrats OP

Re: Nice cap1 cli on my quicksilver1

Anonymous — Tue, 10 May 2016 09:14:39 GMT

That's awesome! congrats

Re: Nice cap1 cli on my quicksilver1

jstap01 — Tue, 10 May 2016 11:55:39 GMT

NOXqs - don't accept that offer. Keep checking everyday. Bigger offers will come

Re: Nice cap1 cli on my quicksilver1

Anonymous — Tue, 10 May 2016 12:30:57 GMT

Wow! Huge increase. Since it has been only three months since your d/c, and it looks like your credit scores are rebounding nicely, I'd just continue to use your Q1 as your everday card. My nephew's d/c was in July, 2015. He started off with Q1 and the Cap One Plat., and after three months and the sixth month mark (credit steps cli), he went from $1K on both to $4K. Then, this past March, he app'd for the Venture, and was approved for $15K. His scores recovered nicely after his d/c, and when he app'd for the Venture, his Fico scores were in the 670's.

Keep checking Cap One's preapproval site periodically, and be patient Don't apply for too much credit ( keep your inquiries down), and you just may get that QS approval down the road. Good luck in your rebuild!

Re: Nice cap1 cli on my quicksilver1

kugel — Tue, 10 May 2016 14:18:26 GMT

Thanks
he had a offer for the venture card or he just cold applied for it ?

Re: Nice cap1 cli on my quicksilver1

kugel — Tue, 10 May 2016 14:21:47 GMT

Also wen I first got the card after a month I got a email saying ill get a credit line increas to 750$ At my fifth statement if i keep the account good
Will I get in the fifth months that$200 increas or ppl get more than that ?

Re: Nice cap1 cli on my quicksilver1

driftless — Tue, 10 May 2016 14:30:47 GMT

@kugel wrote:
U guys think I have a shot to have soon or later a pre approval offer for the visa quick silver ? So far nothing

I think that Cap1's pre-qualified site uses reports that are 2 - 3 months old, so be patient.

Re: Nice cap1 cli on my quicksilver1

Anonymous — Tue, 10 May 2016 14:50:52 GMT

He had an offer on their preapproval site. It appeared just about eight months after his d/c. Also, when your Q1 hits the six months mark, even though you received a cli already, you will most likely still receive the $250 which is your credit steps increase. His fico 08 scores were in the 670's range, income is $78K, and his reported utilization was just around 5%. He charged large amounts, paid large amounts, and just kept repeating this. Cap One seems to really like usuage, and large payments.

Op, time is on your side. Just be patient, and take small, baby steps right now. If your stats are similar to his (you were just awarded a fantastic cli so that's very encouraging), I'd say you're on the right track to getting that Venture or QS in the not so distant future.

Re: Nice cap1 cli on my quicksilver1

kugel — Tue, 10 May 2016 15:05:25 GMT

Thanks 😀

Re: Nice cap1 cli on my quicksilver1

Anonymous — Tue, 10 May 2016 15:13:15 GMT

You're welcome!

Re: Nice cap1 cli on my quicksilver1

JustinA — Wed, 11 May 2016 02:39:21 GMT

Did you just click the button online or talk to someone? In hindsight I'm kicking myself for taking the 100 CLI on all 3 cap1 cards.

Re: Nice cap1 cli on my quicksilver1

kugel — Wed, 11 May 2016 16:44:15 GMT

I clicked online

Re: Nice cap1 cli on my quicksilver1

GirlMelanie89 — Wed, 11 May 2016 17:07:57 GMT

That is awesome!!! Congrats OP!!

Re: Nice cap1 cli on my quicksilver1

Wolfeyy — Wed, 11 May 2016 18:24:25 GMT

Im jealous. Everyones getting increases and im over hear still stuck at 400. Going on 9 months now. xD