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    <title>topic Re: Amex Hilton &amp;amp; JPMorgan Ritz Approvals! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597276#M417057</link>
    <description>&lt;P&gt;congrats!! &amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 17 May 2016 02:25:10 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-05-17T02:25:10Z</dc:date>
    <item>
      <title>Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596747#M416820</link>
      <description>&lt;P&gt;I kept getting those awfully tempting offers from Amex &amp;amp; Hilton for the HHonors Surpass card with the 100k point sign-up bonus, so I finally gave in. Just got the approval back, woohoo! Though it's only a $9,500 initial CL, I'll gladly take it knowing it'll be higher in no time thanks to the amazing people that are Amex. Hilton just bumped me to Diamond HHonors elite status through 2018, so the 100k points will be a nice complement to that! I'm excited!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I also apped for the JPMorgan Ritz-Carlton card about 3.5 weeks ago and FINALLY got approved a few days ago. I got a nice (albeit random) inital CL of $17,400. Chase has been very generous with me in the last couple months despite that they won't give me a CSP (thanks, 5/24), but I'm very happy with them as well!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The recent bumps in available credit have already gotten my credit scores up about 10 points on EX in less than a month, so I'm excited to see when a couple more new accounts hit, my util will go down again and I'm hoping it'll level my score out from the hit of new accounts or maybe even help it a bit. I'm shooting for 750 across the board by the end of the year &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; Very happy and couldn't do it without these forums. Weeee!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I now have IHG Platinum Ambassador status, Hilton Diamond, Marriott Gold, and SPG Gold all thanks to CCs and these forums. I LOVE IT&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;img id="heart" class="emoticon emoticon-heart" src="https://ficoforums.myfico.com/i/smilies/16x16_heart.gif" alt="Heart" title="Heart" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 16 May 2016 21:31:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596747#M416820</guid>
      <dc:creator>nitrov</dc:creator>
      <dc:date>2016-05-16T21:31:14Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596751#M416822</link>
      <description>&lt;P&gt;Congrats!!&lt;/P&gt;</description>
      <pubDate>Mon, 16 May 2016 21:34:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596751#M416822</guid>
      <dc:creator>JustBPatient</dc:creator>
      <dc:date>2016-05-16T21:34:00Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596843#M416860</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Mon, 16 May 2016 22:45:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596843#M416860</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-16T22:45:38Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596855#M416870</link>
      <description>&lt;P&gt;&lt;EM&gt;Congratulations!!&lt;/EM&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 16 May 2016 22:51:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596855#M416870</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-16T22:51:49Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596934#M416912</link>
      <description>Congrats</description>
      <pubDate>Mon, 16 May 2016 23:35:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596934#M416912</guid>
      <dc:creator>RonM21</dc:creator>
      <dc:date>2016-05-16T23:35:54Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596973#M416933</link>
      <description>&lt;P&gt;congrats!&lt;/P&gt;</description>
      <pubDate>Mon, 16 May 2016 23:53:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4596973#M416933</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-16T23:53:20Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597049#M416975</link>
      <description>&lt;P&gt;Sweet! Love the ritz.&lt;/P&gt;</description>
      <pubDate>Tue, 17 May 2016 00:25:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597049#M416975</guid>
      <dc:creator>Discover2016</dc:creator>
      <dc:date>2016-05-17T00:25:12Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597118#M416997</link>
      <description>&lt;P&gt;Very nice....Congrats !&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 17 May 2016 01:11:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597118#M416997</guid>
      <dc:creator>SisterGirl</dc:creator>
      <dc:date>2016-05-17T01:11:10Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597276#M417057</link>
      <description>&lt;P&gt;congrats!! &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 17 May 2016 02:25:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597276#M417057</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-17T02:25:10Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597300#M417063</link>
      <description>Congrats!</description>
      <pubDate>Tue, 17 May 2016 02:32:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597300#M417063</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-17T02:32:37Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597456#M417094</link>
      <description>Congrats! I would love to have a ritz myself. Mabye one of these days.</description>
      <pubDate>Tue, 17 May 2016 04:50:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597456#M417094</guid>
      <dc:creator>thummel</dc:creator>
      <dc:date>2016-05-17T04:50:44Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597463#M417096</link>
      <description>&lt;P&gt;Congrats on those 2 awesome approvals and great SL's!! &amp;nbsp;&lt;img id="womanvery-happy" class="emoticon emoticon-womanvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_woman-very-happy.gif" alt="Woman Very Happy" title="Woman Very Happy" /&gt; &amp;nbsp; I wouldn't worry, I'm still waiting to app for the CSP myself. &amp;nbsp;Just counting the months! &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 17 May 2016 04:58:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597463#M417096</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-05-17T04:58:17Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597548#M417127</link>
      <description>&lt;P&gt;&lt;EM&gt;&lt;FONT face="comic sans ms,sans-serif"&gt;Congrats &lt;/FONT&gt;&lt;/EM&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 17 May 2016 07:21:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4597548#M417127</guid>
      <dc:creator>alextercero</dc:creator>
      <dc:date>2016-05-17T07:21:31Z</dc:date>
    </item>
    <item>
      <title>Re: Amex Hilton &amp; JPMorgan Ritz Approvals!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4598218#M417333</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Congrats on those 2 awesome approvals and great SL's!! &amp;nbsp;&lt;img id="womanvery-happy" class="emoticon emoticon-womanvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_woman-very-happy.gif" alt="Woman Very Happy" title="Woman Very Happy" /&gt; &amp;nbsp; I wouldn't worry, I'm still waiting to app for the CSP myself. &amp;nbsp;Just counting the months! &amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I wish it were only a matter of me waiting a few months&amp;nbsp;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt; more like 2 years for me lol unless they get rid of the 5/24 rule or start making exceptions for it. So silly. It's fine though, if I REALLY REALLY wanted to I could PC Freedom to CSP but I don't think it's worth it. I have more than enough awesome CCs to hold me over for a while. I'm sure I'll eventually have to start closing some to avoid getting "too much available credit" responses but I'm not too worried about that yet&amp;nbsp;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 17 May 2016 18:30:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Amex-Hilton-amp-JPMorgan-Ritz-Approvals/m-p/4598218#M417333</guid>
      <dc:creator>nitrov</dc:creator>
      <dc:date>2016-05-17T18:30:12Z</dc:date>
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