topic BofA BBR & Travel Rewards in less than 10 mins in Credit Card Approvals

BofA BBR & Travel Rewards in less than 10 mins

kmr8 — Sun, 22 May 2016 14:45:29 GMT

Was looking for some cards in the no fee lineup.

Already have Citi DC, Discover It miles (just got the 1st year mile match) & It card, 3 Chase cards (Amazon.com Sig, Freedom Sig & Slate), Cap One Quicksilver, Amex Costco & Blue Cash and 3 more.

Have a $25k car loan 75% paid in <2 yrs

First card: Jan, 2014

Total credit limit before this app: $70k

Highest limit: $21k

Reported usage: 7%

EX 780 5/7/16

TU 791 5/6/16

EQ Bankcard 8 (250-900): 801 4/26/16

With 10 inquiries in Experian and 5-8 in EQ and TU, last one around a year ago, applied for two credit cards with BofA (never a customer before).

Got approved for both instantly within 5 minutes:

Better Balance - $5k limit

Travel Rewards - $12k (Not a great card vs Quicksilver but applied for the $200 signup - probably the highest currently of any no fee, non-CU card)

Just opened a Regular Savings with BofA ($300 avg daily balance) for the addl $5/quarter with BBR.

Could have done better w/ signup bonus if gone for a fee card (CSP etc.) but don't like paying fee on a credit card.

Re: BofA BBR & Travel Rewards in less than 10 mins

Anonymous — Sun, 22 May 2016 14:52:25 GMT

Congrats on the double approvals with BoA! Nice SL's on both and they should grow for you over time.

Re: BofA BBR & Travel Rewards in less than 10 mins

Bowzer — Sun, 22 May 2016 21:16:35 GMT

@kmr8 wrote:
Was looking for some cards in the no fee lineup.

Already have Citi DC, Discover It miles (just got the 1st year mile match) & It card, 3 Chase cards (Amazon.com Sig, Freedom Sig & Slate), Cap One Quicksilver, Amex Costco & Blue Cash and 3 more.
Have a $25k car loan 75% paid in <2 yrs
First card: Jan, 2014
Total credit limit before this app: $70k
Highest limit: $21k
Reported usage: 7%

EX 780 5/7/16
TU 791 5/6/16
EQ Bankcard 8 (250-900): 801 4/26/16
With 10 inquiries in Experian and 5-8 in EQ and TU, last one around a year ago, applied for two credit cards with BofA (never a customer before).

Got approved for both instantly within 5 minutes:
Better Balance - $5k limit
Travel Rewards - $12k (Not a great card vs Quicksilver but applied for the $200 signup - probably the highest currently of any no fee, non-CU card)

Just opened a Regular Savings with BofA ($300 avg daily balance) for the addl $5/quarter with BBR.

Could have done better w/ signup bonus if gone for a fee card (CSP etc.) but don't like paying fee on a credit card.

Very Well Done! Congrats on the approvals! BofA has treated me well, the either love you or hate you, no grey area with these guys.

Re: BofA BBR & Travel Rewards in less than 10 mins

CatOfSpades — Sun, 22 May 2016 21:32:01 GMT

Congrats on the instant approvals! Instant decisions are the best.

Re: BofA BBR & Travel Rewards in less than 10 mins

B335is — Sun, 22 May 2016 21:32:35 GMT

Congrats!!

Re: BofA BBR & Travel Rewards in less than 10 mins

Anonymous — Sun, 22 May 2016 21:38:38 GMT

congrats! After a year or so I want to join you in the BofA club

Re: BofA BBR & Travel Rewards in less than 10 mins

kmr8 — Sun, 22 May 2016 21:46:53 GMT

Thanks all!

Bracing for the impact of the two HPs and the reduction in AAoA

Re: BofA BBR & Travel Rewards in less than 10 mins

Loquat — Mon, 23 May 2016 00:17:21 GMT

Congrats x 2!

Re: BofA BBR & Travel Rewards in less than 10 mins

Anonymous — Mon, 23 May 2016 01:24:51 GMT

Congratulations! Well done!

Re: BofA BBR & Travel Rewards in less than 10 mins

alextercero — Mon, 23 May 2016 01:30:39 GMT

Congrats

Re: BofA BBR & Travel Rewards in less than 10 mins

Anonymous — Mon, 23 May 2016 01:38:17 GMT

Congrats ont he approvals! The BBR seems like a fun card to have and just earn free money...lol Hopefully it is still around in a few years

Re: BofA BBR & Travel Rewards in less than 10 mins

RonM21 — Mon, 23 May 2016 03:25:26 GMT

Congrats on the BoA approvals