topic Re: Big hearted Synchrony... in Credit Card Approvals

Big hearted Synchrony...

Anonymous — Thu, 26 May 2016 03:13:12 GMT

it's been six months since my Amazon Store and Walmart Store cards gave me CLI..after the statement cut, hit the CLI button and got 1K in Amazon (4K total) and 300 in Walmart (3.3K total).

Didn't expect Synchrony to be this kind hearted but I'll take anything that comes...

Anyone gotten big CLIs from Sync?

Re: Big hearted Synchrony...

creditguy — Thu, 26 May 2016 03:44:45 GMT

That's pretty good especially considering that CLI button is usually worthless, I always thought it was just a button that generated a generic denial letter disguised as a CLI button, Congrats on the CLI's.

Re: Big hearted Synchrony...

Anonymous — Thu, 26 May 2016 03:49:00 GMT

@creditguy wrote:
That's pretty good especially considering that CLI button is usually worthless, I always thought it was just a button that generated a generic denial letter disguised as a CLI button, Congrats on the CLI's.

I too have been regularly wasting their paper ! probably this time got lucky.

May be the 6 months factor?

Re: Big hearted Synchrony...

Anonymous — Thu, 26 May 2016 06:29:35 GMT

@creditguy wrote:
That's pretty good especially considering that CLI button is usually worthless, I always thought it was just a button that generated a generic denial letter disguised as a CLI button, Congrats on the CLI's.

I've actually had decent luck with the LUV button. All but one of my CLIs has come via that. It seems that 4-6 months is the sweet spot. Coming up on 4 months on my Sams MC, so I am going to wait a bit longer and try again before calling their backdoor number.

But, yeah, I have definitely killed off an obscene amount of trees with Synch sending out "not enough experience at current credit levels" letters.

Re: Big hearted Synchrony...

takeshi74 — Thu, 26 May 2016 12:47:14 GMT

Don't attribute risk assessment to "heart". These are not charities. They are businesses and they evaluate risk by reviewing your credit profile. If you got a CLI it's because your profile and income qualified for one.

@Anonymous wrote:
Anyone gotten big CLIs from Sync?

Currently working on one. It has been submitted for review.

Re: Big hearted Synchrony...

MyLoFICO — Thu, 26 May 2016 13:18:23 GMT

I would use chat or call CS. The results are typically much better. The LUV buttons on my accounts don't work at all. They just say I can't do this online for this account.

Re: Big hearted Synchrony...

Anonymous — Thu, 26 May 2016 18:10:10 GMT

I have not been able to get a CLI using the luv button. My first CLI was an auto CLI from $800 to $1,500. Next CLI I received came fromantic calling Credit Solutions. It went from $1,500 to $6k.

Re: Big hearted Synchrony...

Anonymous — Thu, 26 May 2016 18:24:48 GMT

I've been really lucky on the Amazon card from them. In 6 months went from 500-5k

Re: Big hearted Synchrony...

datrucking210 — Thu, 26 May 2016 21:02:41 GMT

Congrats on the increases!

I don't mess with the luv button. Calling has always yielded the biggest increases. My ebates got an increase of $16,800. I would suggest the OP calling instead.

Re: Big hearted Synchrony...

pizza1 — Thu, 26 May 2016 23:29:24 GMT

why are you wasting your time with the worthless CLI button, Don't you know to call Credit solutions, lol? Call them, not regular customer service, and ask for $10k each. I bet you get or a counter to 7-8k....

btw, congrats

Re: Big hearted Synchrony...

Anonymous — Thu, 26 May 2016 23:49:14 GMT

Congrats on the approvals !!

Re: Big hearted Synchrony...

Lava791 — Fri, 27 May 2016 01:03:28 GMT

Luv button didn't work for me either. I called in and went from $800 to $5000

Re: Big hearted Synchrony...

RonM21 — Fri, 27 May 2016 16:24:44 GMT

Congrats on the increases!

Re: Big hearted Synchrony...

surferchris — Sat, 28 May 2016 02:57:00 GMT

Congrats

Re: Big hearted Synchrony...

MaraBlue — Sun, 05 Jun 2016 08:57:10 GMT

@Anonymous wrote:
I've been really lucky on the Amazon card from them. In 6 months went from 500-5k

Whoa, that's outstanding!
My best luck with the luv buttons came right after I had paid them off. That zero balance must be magical.

Re: Big hearted Synchrony...

CreditMagic7 — Sun, 05 Jun 2016 19:45:56 GMT

Congratulations! and remember that Synchrony ROCKS!

Re: Big hearted Synchrony...

MaraBlue — Mon, 06 Jun 2016 03:12:53 GMT

@CreditMagic7 wrote:
Congratulations! and remember that Synchrony ROCKS!

Until you transpose account numbers when adding a payment source... and they close your account. Or they hold a payment as pending for 6 days after it's cleared the bank.

Re: Big hearted Synchrony...

Anonymous — Mon, 06 Jun 2016 03:57:44 GMT

Congrats on your success!