topic Re: Cap 1 CLI !!! in Credit Card Approvals

Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 02:33:35 GMT

Hi guys,

Just wanted to share my recent experience with capital ones luv button. I requested a CLI last week and was approved for a $2k increase, I declined it and figured I'd try again later. Well I tried again today and was approved for a $3k increase! Score!

FYI--I have a quicksilver one card. I've tried to get a PC to regular quicksilver for a year now with no luck

So hang in there, and keep trying and you might luck up! 😊

Re: Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 02:45:17 GMT

Congrats. I see a lot of people upgrading their cap cards. Personally I would just app for the Quicksilver Visa Sig when you think you're ready and then combine the cards and get an even higher limit rather than upgrading.

Re: Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 03:09:07 GMT

Congrats!!! I love Capital One. They gave me a chance when nobody else would, and because of their 250$ secured card 1 year ago, I have now been able to build my credit score into a decent range and build multiple accounts.

Re: Cap 1 CLI !!!

credit_endurance — Tue, 14 Jun 2016 03:21:03 GMT

@Anonymous wrote:
Hi guys,
Just wanted to share my recent experience with capital ones luv button. I requested a CLI last week and was approved for a $2k increase, I declined it and figured I'd try again later. Well I tried again today and was approved for a $3k increase! Score!
FYI--I have a quicksilver one card. I've tried to get a PC to regular quicksilver for a year now with no luck

So hang in there, and keep trying and you might luck up! 😊

How long have you had your card?

Re: Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 04:13:54 GMT

I've had my card for 6 yrs now. Never asked for an increase in the past. So maybe I would have a higher limit by now? Starting credit line was $750 and started as a platinum card. I got a PC to quicksilver one, but no luck upgrading this one. Current limit is $10k.

Re: Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 05:09:02 GMT

Congratulations on an outstanding CLI. I'm hoping to go for another CLI myself within two months. I PCed my Visa Platinum (former Orchard Bank card) to a QS1 last month. It is possible and I hope you get yours to a QS. Best of luck!

Re: Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 07:09:13 GMT

Congrats on your CLI!!!

Re: Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 07:18:35 GMT

@Anonymous wrote:
Hi guys,

FYI--I have a quicksilver one card. I've tried to get a PC to regular quicksilver for a year now with no luck

So hang in there, and keep trying and you might luck up! 😊

I'm in the same boat. I've been with Capital One for one year and have a QS and QS1, they been upgraded from other inferior products during the first 6 months, but yeah, Capital One has been really difficult to budge to upgrade QS1 to QS no AF. Next month will be an AF. I guess if they don't upgrade than I might combine it with my QS. They're both at 0 balance since I PIF these cards. I only carry a balance with cards with 0% interest 12-15 months.

Re: Cap 1 CLI !!!

RonM21 — Tue, 14 Jun 2016 09:52:44 GMT

I experienced the same thing. They offered me $2K last week and I declined. This week $3k. I still declined lol. I need to PC this QS1 also, but haven't tried yet.

Re: Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 14:14:58 GMT

Very nice increase, dreambig! Congratulations!

Re: Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 14:40:19 GMT

My 3rd statement cut yesterday on my QS One so I decided to see what they would offer. Prior to today they offered a $250 increase. I declined. Today they offered a $5000 increase. Accepted! Pretty happy about going from $3k to $8k in 3 months. Should still get credit steps in a few months as well.

Re: Cap 1 CLI !!!

Anonymous — Tue, 14 Jun 2016 14:45:53 GMT

If Capital One gives an early CLI, do they still always give the credit steps increase at the 6 month mark? Obviously if account is in good standing and all payments made on time.

Re: Cap 1 CLI !!!

Jerry45 — Tue, 14 Jun 2016 15:08:23 GMT

A 1k profit? LOL. Congrats

Re: Cap 1 CLI !!!

Anonymous — Wed, 15 Jun 2016 03:21:11 GMT

@Anonymous wrote:
My 3rd statement cut yesterday on my QS One so I decided to see what they would offer. Prior to today they offered a $250 increase. I declined. Today they offered a $5000 increase. Accepted! Pretty happy about going from $3k to $8k in 3 months. Should still get credit steps in a few months as well.

That's awesome!

Re: Cap 1 CLI !!!

Anonymous — Wed, 15 Jun 2016 04:40:07 GMT

Congrats!