topic Cap One CLI 1yr Anniversary in Credit Card Approvals

Cap One CLI 1yr Anniversary

credit_endurance — Sun, 12 Jun 2016 20:30:06 GMT

Just reached my 1 year anniversary on my cap 1 qc. Started off $500 sl then hit the luv button around Oct 2015 for another $500 then credit steps kicked in Dec 2015 for another $500 bring my total to $1500. Fast fwd to now my 6th statement just cut from my last CLI so my question would be, do I initiate a CLI or do I hold out for an auto CLI?

Re: Cap One CLI 1yr Anniversary

coldnmn — Mon, 13 Jun 2016 00:37:01 GMT

At 1 year they gave me an auto CLI. I don't use it and it doesn't see any CLIs now. I would give it at least a couple more statements. Good Luck!

Re: Cap One CLI 1yr Anniversary

credit_endurance — Mon, 13 Jun 2016 01:22:25 GMT

@coldnmn wrote:
At 1 year they gave me an auto CLI. I don't use it and it doesn't see any CLIs now. I would give it at least a couple more statements. Good Luck!

How much did did you recieve at your 1 year anniversay?

Re: Cap One CLI 1yr Anniversary

coldnmn — Mon, 13 Jun 2016 01:36:11 GMT

$1,500 at the time I got the card $300 credit steps it went to $500 and at a year $2,000. Cap1 was considered Crap1 back then because of low limits.

Re: Cap One CLI 1yr Anniversary

Anonymous — Mon, 13 Jun 2016 04:03:26 GMT

It won't hurt to initiate an increase but they'll still give you an auto cli. I received 2,000 at my year mark

Re: Cap One CLI 1yr Anniversary

6speed8 — Mon, 13 Jun 2016 14:23:31 GMT

I posed the same question and I'm waiting to see if at the one year point - June 25th - they do an automatic increase. May 2015 I got the Platinum for $500 and June the Quick Silver for $750. In November they raised the Platinum to $2500 and December the Quick Silver up to $3000. I combined the Platinum into the Quick Silver in January to a total of $5500. So I was wondering if they'll do an automatic increase after June 25th. If they don't, I'll wait a month or two before I decide to inquire about it.

Re: Cap One CLI 1yr Anniversary

RonM21 — Mon, 13 Jun 2016 22:16:27 GMT

I'd wait at first to see if they give you the auto increase, then try it if they don't.

Re: Cap One CLI 1yr Anniversary

credit_endurance — Mon, 13 Jun 2016 23:26:29 GMT

@6speed8 wrote:
I posed the same question and I'm waiting to see if at the one year point - June 25th - they do an automatic increase. May 2015 I got the Platinum for $500 and June the Quick Silver for $750. In November they raised the Platinum to $2500 and December the Quick Silver up to $3000. I combined the Platinum into the Quick Silver in January to a total of $5500. So I was wondering if they'll do an automatic increase after June 25th. If they don't, I'll wait a month or two before I decide to inquire about it.

I am kicking myself now for closing my secured cp one platinum last year because it was stuck on a $200 limit. They would have probably given me a CLI on it

and would be combing my platinum with my Quicksiver as well. But, looking through my emails from cap one looks like they cut the statement first then a day or 2 aftewards they will offer auto cli so hang in there and see what happens.

Re: Cap One CLI 1yr Anniversary

credit_endurance — Mon, 13 Jun 2016 23:28:10 GMT

@RM21 wrote:
I'd wait at first to see if they give you the auto increase, then try it if they don't.

Wil do, and I will report back with any changes.

Re: Cap One CLI 1yr Anniversary

credit_endurance — Tue, 14 Jun 2016 19:31:07 GMT

Well, It's day 3 since 6th consecutive statement cut and still no auto Luv from cap one, should I intiate a CLI?

Re: Cap One CLI 1yr Anniversary

credit_endurance — Tue, 14 Jun 2016 21:09:22 GMT

Just took the incentitive and hit the Luv button and to my suprise recieved a $3,000!!! increase. Pretty proud of that. Thanks guys!

Re: Cap One CLI 1yr Anniversary

gdale6 — Wed, 15 Jun 2016 03:40:53 GMT

Grats on your CLI