topic Re: FNBO (First Bankcard) CLI's like clockwork in Credit Card Approvals

FNBO (First Bankcard) CLI's like clockwork

12njoy — Tue, 21 Jun 2016 22:18:11 GMT

3 of my 4 First Bankcard's consecutive 4th statements closed this month so I called them right up and asked for a SP CLI on each of the 3 accounts (4th account was just opened last month so I didn't even ask). Overstock went from $9,000 to $11,500 - Rakuten went from $7,000 to $9,500 - Sun Country went from $12,500 to $15,000. Not bad at all if I do say so myself. Just got denied a 5th card from FNBO a couple of weeks ago for too many inquiries. Somehow I think the system dictates that and UW falls in line. It also seems that my CLI was in tune with my updated EX FICO from FNBO.

Re: FNBO (First Bankcard) CLI's like clockwork

gdale6 — Tue, 21 Jun 2016 02:33:13 GMT

Sweet, grats on all. I love this bank they have been giving me auto CLI at pretty regular intervals so I have not called in for a while now.

Re: FNBO (First Bankcard) CLI's like clockwork

Saleen099 — Tue, 21 Jun 2016 02:35:45 GMT

Nice Congrats!!!!!

Re: FNBO (First Bankcard) CLI's like clockwork

pizza1 — Tue, 21 Jun 2016 04:32:38 GMT

Not too shabby!! Congrats there 12njoy!!

Re: FNBO (First Bankcard) CLI's like clockwork

B335is — Tue, 21 Jun 2016 05:41:32 GMT

Congrats 12!! I love FNBO, they've treated me well.

Re: FNBO (First Bankcard) CLI's like clockwork

RonM21 — Tue, 21 Jun 2016 09:58:48 GMT

Congrats!

Re: FNBO (First Bankcard) CLI's like clockwork

Anonymous — Tue, 21 Jun 2016 10:26:48 GMT

congrats 12!

Re: FNBO (First Bankcard) CLI's like clockwork

12njoy — Tue, 21 Jun 2016 11:08:58 GMT

@gdale6 wrote:
Sweet, grats on all. I love this bank they have been giving me auto CLI at pretty regular intervals so I have not called in for a while now.

Thanks gdale. Other than when I first opened my GE (now Synchrony) accounts, I've nevet gotten any auto CLI's from anyone. I always have to ask

Re: FNBO (First Bankcard) CLI's like clockwork

12njoy — Tue, 21 Jun 2016 11:09:39 GMT

Thanks all. Appreciate the grats

Re: FNBO (First Bankcard) CLI's like clockwork

Loquat — Tue, 21 Jun 2016 11:13:16 GMT

Nicely done!! Congrats!

Re: FNBO (First Bankcard) CLI's like clockwork

Anonymous — Tue, 21 Jun 2016 20:02:39 GMT

Rock on! Only $21,750 to go!

Re: FNBO (First Bankcard) CLI's like clockwork

alextercero — Tue, 21 Jun 2016 21:10:20 GMT

Congrats

Re: FNBO (First Bankcard) CLI's like clockwork

CreditMagic7 — Tue, 21 Jun 2016 21:15:37 GMT

@Anonymous wrote:
Rock on! Only $21,750 to go!

Piece of cake and a walk in the park.

12njoy will reply with the usual modesty of course but in reality NOW in the HEAT of lenders at their peak of driving new accounts so aggressively it might only take one or two to cross the mark

Re: FNBO (First Bankcard) CLI's like clockwork

Anonymous — Tue, 21 Jun 2016 21:20:41 GMT

Very Nice, 12njoy, congrats

Re: FNBO (First Bankcard) CLI's like clockwork

12njoy — Tue, 21 Jun 2016 21:36:22 GMT

@CreditMagic7 wrote:
@Anonymous wrote:
Rock on! Only $21,750 to go!
~~Piece of cake and a walk in the park~~.

12njoy will reply with the usual modesty of course but in reality NOW in the HEAT of lenders at their peak of driving new accounts so aggressively it might only take one or two to cross the mark

Ahhhhh, you know me so well CM7. That's a major obstacle for me right now. I have no idea where that's going to come from. None of my existing lenders are even prime to give me any increases and new accounts are out of the question. Sure I could open a couple store cards and hit that mark, but I have no store only cards now and they are a scurge to me (only applies to me). There is however two possible accounts - Bank of America and Penfed. I'm not holding out on hope on either of those, but if any, those two would be the one's.

Re: FNBO (First Bankcard) CLI's like clockwork

12njoy — Tue, 21 Jun 2016 21:37:31 GMT

@Anonymous wrote:
Rock on! Only $21,750 to go!

Where are with our equation (your available in comparison to mine)? I haven't gotten an update in forever.

Re: FNBO (First Bankcard) CLI's like clockwork

12njoy — Tue, 21 Jun 2016 21:37:55 GMT

@alextercero wrote:
Congrats

Thanks

Re: FNBO (First Bankcard) CLI's like clockwork

12njoy — Tue, 21 Jun 2016 21:38:24 GMT

@Anonymous wrote:
Very Nice, 12njoy, congrats

Thanks Mia

Re: FNBO (First Bankcard) CLI's like clockwork

12njoy — Tue, 21 Jun 2016 21:39:26 GMT

@Loquat wrote:
Nicely done!! Congrats!

Thank you

Re: FNBO (First Bankcard) CLI's like clockwork

myjourney — Tue, 21 Jun 2016 22:04:01 GMT

Nice job

Gota luv FNBO