topic Cabelas and Saks MC CLI in Credit Card Approvals

Cabelas and Saks MC CLI

mattmyFIC0 — Fri, 22 Jul 2016 23:46:33 GMT

Cabelas 3K -> 10K and Saks MC 2K -> 3.5K

Interesting that Saks MC did a HP on EQ for the CLI even though when I called the rep assured me it was a SP. HP on EQ for Cabelas as well, which shows as Cabelas instead of Worlds Formost Bank like the initial HP to open the account. Both cards are about 10 months old. It was about 24hrs to hear back on the Cabelas increase.

Re: Cabelas and Saks MC CLI

CreditMagic7 — Sat, 23 Jul 2016 01:22:35 GMT

Congratulations in spite of the HP's in getting those limits moved up.

Interesting discovery on the Cabela's but there is current reports that a deal is almost complete on sale of that card division.

Re: Cabelas and Saks MC CLI

mattmyFIC0 — Sat, 23 Jul 2016 01:25:40 GMT

@CreditMagic7 wrote:
Congratulations in spite of the HP's in getting those limits moved up.

Interesting discovery on the Cabela's but there is current reports that a deal is almost complete on sale of that card division.

I knew Cabelas would be a HP but the Capital One inq was surprising but it's ok. Part of the reason I wanted the increase on Cabelas was because the card division is going to be sold. Might be a nice in with a different creditor or something along those lines.

I forgot to mention with Cabelas I asked for 15K and was granted 10K.

Re: Cabelas and Saks MC CLI

CreditMagic7 — Sat, 23 Jul 2016 01:34:41 GMT

@mattmyFIC0 wrote:
@CreditMagic7 wrote:
Congratulations in spite of the HP's in getting those limits moved up.

Interesting discovery on the Cabela's but there is current reports that a deal is almost complete on sale of that card division.
I knew Cabelas would be a HP but the Capital One inq was surprising but it's ok. Part of the reason I wanted the increase on Cabelas was because the card division is going to be sold. Might be a nice in with a different creditor or something along those lines.

I forgot to mention with Cabelas I asked for 15K and was granted 10K.

I almost kept my Cabela's card just in case that they did switch to a different one but the long wait with holding a $3K limit from them pushed me to close it.

I'll be curious to find out who ends up with it though.

Re: Cabelas and Saks MC CLI

B335is — Sat, 23 Jul 2016 01:51:38 GMT

Congrats! Nice increases especially the Cabellas

Re: Cabelas and Saks MC CLI

fltireguy — Sat, 23 Jul 2016 02:29:20 GMT

@CreditMagic7 wrote:
@mattmyFIC0 wrote:
@CreditMagic7 wrote:
Congratulations in spite of the HP's in getting those limits moved up.

Interesting discovery on the Cabela's but there is current reports that a deal is almost complete on sale of that card division.
I knew Cabelas would be a HP but the Capital One inq was surprising but it's ok. Part of the reason I wanted the increase on Cabelas was because the card division is going to be sold. Might be a nice in with a different creditor or something along those lines.

I forgot to mention with Cabelas I asked for 15K and was granted 10K.
I almost kept my Cabela's card just in case that they did switch to a different one but the long wait with holding a $3K limit from them pushed me to close it.

I'll be curious to find out who ends up with it though.

Hopefully, its NOT Sychrony

Re: Cabelas and Saks MC CLI

Anonymous — Sat, 23 Jul 2016 03:18:05 GMT

Congrats!

Re: Cabelas and Saks MC CLI

Anonymous — Sat, 23 Jul 2016 10:17:44 GMT

Congrats

Re: Cabelas and Saks MC CLI

Anonymous — Sat, 23 Jul 2016 10:28:13 GMT

@mattmyFIC0 wrote:
Cabelas 3K -> 10K and Saks MC 2K -> 3.5K

Interesting that Saks MC did a HP on EQ for the CLI even though when I called the rep assured me it was a SP. HP on EQ for Cabelas as well, which shows as Cabelas instead of Worlds Formost Bank like the initial HP to open the account. Both cards are about 10 months old. It was about 24hrs to hear back on the Cabelas increase.

Congratulations to you!...Thanks for sharing.

Re: Cabelas and Saks MC CLI

Anonymous — Sat, 23 Jul 2016 19:30:10 GMT

@mattmyFIC0 wrote:
Cabelas 3K -> 10K and Saks MC 2K -> 3.5K

Interesting that Saks MC did a HP on EQ for the CLI even though when I called the rep assured me it was a SP. HP on EQ for Cabelas as well, which shows as Cabelas instead of Worlds Formost Bank like the initial HP to open the account. Both cards are about 10 months old. It was about 24hrs to hear back on the Cabelas increase.

That's a nice CLI on Cabelas. I hope new changes will come next month... congrats

Re: Cabelas and Saks MC CLI

alextercero — Sat, 23 Jul 2016 23:17:26 GMT

Congrats

Re: Cabelas and Saks MC CLI

Anonymous — Sat, 23 Jul 2016 23:20:24 GMT

Congratulations!

Re: Cabelas and Saks MC CLI

Vegas4Play — Sun, 24 Jul 2016 05:12:28 GMT

Congrats on yourCLI!!!

Re: Cabelas and Saks MC CLI

12njoy — Mon, 25 Jul 2016 20:28:01 GMT

congrats on cli's. I asked for a 2nd cabela's cli after 4 months and was denied. Apparently, cabela's looks at your credit score/income (according to denial letter) to determine a higher limit. It was an instant denial so there was no human eyes involved. It didn't state that my income or score was too low. It said something like based on my score and income, I'm at the maximum amount 12k.

Re: Cabelas and Saks MC CLI

mattmyFIC0 — Mon, 25 Jul 2016 22:53:07 GMT

@12njoy wrote:
congrats on cli's. I asked for a 2nd cabela's cli after 4 months and was denied. Apparently, cabela's looks at your credit score/income (according to denial letter) to determine a higher limit. It was an instant denial so there was no human eyes involved. It didn't state that my income or score was too low. It said something like based on my score and income, I'm at the maximum amount 12k.

Interesting, this card only goes to 12K then?

Re: Cabelas and Saks MC CLI

12njoy — Tue, 26 Jul 2016 01:12:00 GMT

@mattmyFIC0 wrote:
@12njoy wrote:
congrats on cli's. I asked for a 2nd cabela's cli after 4 months and was denied. Apparently, cabela's looks at your credit score/income (according to denial letter) to determine a higher limit. It was an instant denial so there was no human eyes involved. It didn't state that my income or score was too low. It said something like based on my score and income, I'm at the maximum amount 12k.
Interesting, this card only goes to 12K then?

No it goes beyond that but they use some crest algorithm for cli's apparently

Re: Cabelas and Saks MC CLI

mattmyFIC0 — Tue, 16 Aug 2016 15:49:48 GMT

They sent me a new card yesterday which is a visa sig card (original wasn't). Kind of cool