topic Re: John Deere Credit Card Approved in Credit Card Approvals

John Deere Credit Card Approved

Anonymous — Mon, 25 Jul 2016 23:44:18 GMT

Has anyone else out there applied and used a John Deere credit card on the resident level? I know there are many different style cards they offer.

Also, If people have, what is the typical limit they start with. Mine was 15k and I thought that was outstanding seeing no other cc I have goes above 2k. And is there CLI often even if it is not used? My Fico 8 at the time I appled were Eq-692, Trans-654, Ex675, with a income aorund 56k/year. Only 1690ish charged on the cc's with limits being 7100 between them.

I only applied for this so when I get a house in the next year or two, I wanted to have the ablitiy to get a sub compact tractor with a few add on toys to go with it,*evil laugh* as I do small gardening and such.

Any feed back would be great. I take it that this is a very rare card people apply for vs the typical store, visa, AmEx, ecs.

Re: John Deere Credit Card Approved

gdale6 — Tue, 26 Jul 2016 00:03:28 GMT

Welcome to myFico

There are several people on here who have this card, hopefully they will come along shortly to help you.

Re: John Deere Credit Card Approved

woodyman100 — Tue, 26 Jul 2016 00:57:37 GMT

Congrats! That's a great line. If you need more, you can recon. They even tell you that on the approval email.

Mine was $10,000 and I maxed it out on a UTV!

Paid half of it off already.

its a hidden trade line so it was stress free buying that thing.

when it's paid off, I'm going for a zero turn mower.

Go Green!

Re: John Deere Credit Card Approved

Anonymous — Tue, 26 Jul 2016 01:50:52 GMT

It actually is a line of credit. Most of us were approved for the initial $15,000. So that seems like that is the standard approval amount. I never requested more, because that seems like that was more than enough. Most tractors I was looking at ranged between $3000-$4000.

Re: John Deere Credit Card Approved

Vegas4Play — Tue, 26 Jul 2016 05:36:40 GMT

Congrats on your approval.

Re: John Deere Credit Card Approved

CreditMagic7 — Tue, 26 Jul 2016 14:50:00 GMT

@woodyman100 wrote:
Congrats! That's a great line. If you need more, you can recon. They even tell you that on the approval email.
Mine was $10,000 and I maxed it out on a UTV!
Paid half of it off already.
its a hidden trade line so it was stress free buying that thing.
when it's paid off, I'm going for a zero turn mower.
Go Green!

This account is a no-brainer and relatively simple to get approved with.

Especially if you are rural located like yours truly it's a MUST!

Excellent financing options abound.

Re: John Deere Credit Card Approved

Anonymous — Tue, 26 Jul 2016 19:14:21 GMT

@Anonymous wrote:
Has anyone else out there applied and used a John Deere credit card on the resident level? I know there are many different style cards they offer.
Also, If people have, what is the typical limit they start with. Mine was 15k and I thought that was outstanding seeing no other cc I have goes above 2k. And is there CLI often even if it is not used? My Fico 8 at the time I appled were Eq-692, Trans-654, Ex675, with a income aorund 56k/year. Only 1690ish charged on the cc's with limits being 7100 between them.
I only applied for this so when I get a house in the next year or two, I wanted to have the ablitiy to get a sub compact tractor with a few add on toys to go with it,*evil laugh* as I do small gardening and such.
Any feed back would be great. I take it that this is a very rare card people apply for vs the typical store, visa, AmEx, ecs.

Congratulations to you!...Thanks for sharing.

Re: John Deere Credit Card Approved

CreditMagic7 — Tue, 26 Jul 2016 20:36:45 GMT

@Anonymous wrote:
It actually is a line of credit. Most of us were approved for the initial $15,000. So that seems like that is the standard approval amount. I never requested more, because that seems like that was more than enough. Most tractors I was looking at ranged between $3000-$4000.

Re: John Deere Credit Card Approved

althes — Wed, 27 Jul 2016 01:45:49 GMT

What is the average FICO TU score to be approved.

Re: John Deere Credit Card Approved

Anonymous — Wed, 27 Jul 2016 02:34:03 GMT

Congrats on the approval! A few years back it seemed that 5k was the norm on this one but earlier this year it seems the SL jumped to 15k and after seeing approvals earlier this year I went for it and got 15k as well. It's also a hidden TL so carrying a big balance to take advantage of some of their sweet financing promos won't hurt you in terms of util. One of these days I'm going to take advantage of it and pick up a Gator RSX860i.

Re: John Deere Credit Card Approved

Anonymous — Wed, 27 Jul 2016 02:35:19 GMT

@althes wrote:
What is the average FICO TU score to be approved.

Here in VA they actually pulled EQ and mine was at 689 for the 15k approval.

Re: John Deere Credit Card Approved

Anonymous — Wed, 27 Jul 2016 15:55:32 GMT

Is this a hidden across all bureaus? with wonderful limits like that it would be nice for an authorized user in the family

Re: John Deere Credit Card Approved

Anonymous — Wed, 27 Jul 2016 15:57:00 GMT

If John Deere dealers sold dirt bikes that would be killer

Re: John Deere Credit Card Approved

Anonymous — Tue, 02 Aug 2016 06:01:31 GMT

Ty for the replies and input. Honestly I was going to ask for a cli but turns out the 1 Family tractors and up cannot be put on the credit line (makes sence seeing that u could defult on the card n keep it while the instalment protects the dealer.) But the attachments n such can go on the card.
Also have u guys gotten your card in the mail? I was told I have to go to a dealer n show id n they call JD finance n then the card is sent. But when I got to the dealer they said I had to buy something first before it was set up. (Sounded like a sales pitch to me)

Re: John Deere Credit Card Approved

Anonymous — Tue, 02 Aug 2016 07:29:00 GMT

That's awesome! Welcome to the forum and congrats on your approval!

Re: John Deere Credit Card Approved

Vegas4Play — Tue, 02 Aug 2016 07:56:16 GMT

Congrats to you !!!