topic Re: Cap 1 auto CLI in Credit Card Approvals

Cap 1 auto CLI

coldnmn — Sun, 13 Oct 2013 23:37:42 GMT

After reading how people were getting CLI with a soft pull on account page I tried twice. The first time a few months ago and about a month ago. I was turned down both times. I just got a $1500 auto increase go figure. I have had the card 3yrs next month. Thought I would share I have carried at least a $800 + balance on 2000 for months. Went from 40% to 20% utilization.

Re: Cap 1 auto CLI

OptimalCS — Sun, 13 Oct 2013 23:39:23 GMT

Congrats!

Re: Cap 1 auto CLI

myjourney — Sun, 13 Oct 2013 23:39:41 GMT

@coldnmn wrote:
After reading how people were getting CLI with a soft pull on account page I tried twice. The first time a few months ago and about a month ago. I was turned down both times. I just got a $1500 auto increase go figure. I have had the card 3yrs next month. Thought I would share I have carried at least a $800 + balance on 2000 for months. Went from 40% to 20% utilization.

Congrats on the luv

Re: Cap 1 auto CLI

OptimalCS — Sun, 13 Oct 2013 23:45:46 GMT

I gave up on cap one. Good job hanging in there.

Re: Cap 1 auto CLI

audia4 — Mon, 14 Oct 2013 00:15:59 GMT

I have about given up on them too. I've been stuck at $300 for over a year now and just recently denied again. Seriously? I have better things to do than pull weeds for them.

Re: Cap 1 auto CLI

B335is — Mon, 14 Oct 2013 00:33:29 GMT

@OptimalCS wrote:
I gave up on cap one. Good job hanging in there.

I'm glad to see they're loosening up the purse strings a bit lately. Congrats OP.

Re: Cap 1 auto CLI

coldnmn — Mon, 14 Oct 2013 00:38:35 GMT

I started at $300 7th month $500 at 1year went to $2000. When Facebook was doing product change through EO switched to Quicksilver from platinum no annual fee. Now $3500 just showing there is hope to those that care.

Re: Cap 1 auto CLI

Anonymous — Mon, 14 Oct 2013 01:45:23 GMT

@audia4 wrote:
I have about given up on them too. I've been stuck at $300 for over a year now and just recently denied again. Seriously? I have better things to do than pull weeds for them.

You should definitely EO.

Re: Cap 1 auto CLI

ac921ol — Mon, 14 Oct 2013 02:07:13 GMT

I went on Facebook no go, tried twitter that worked. I got a CLI of 3200 to 5k. Had about 1200 of 1800 used on it and told them I wanted an increase for home improvement. Lucy helped me in the EO. Keep trying I did the luv button and they said no then went the other routes

Re: Cap 1 auto CLI

audia4 — Fri, 06 Dec 2013 18:34:24 GMT

I FINALLY got an increase with them. I used the love button and they approved another $500. Man was I shocked! But only $500 with my credit history with them, no baddies and my scores??? Laughing....

Re: Cap 1 auto CLI

Platinum — Fri, 06 Dec 2013 18:37:06 GMT

@coldnmn wrote:
After reading how people were getting CLI with a soft pull on account page I tried twice. The first time a few months ago and about a month ago. I was turned down both times. I just got a $1500 auto increase go figure. I have had the card 3yrs next month. Thought I would share I have carried at least a $800 + balance on 2000 for months. Went from 40% to 20% utilization.

Congrats !!!

Thanks for sharing.

Re: Cap 1 auto CLI

alvon123 — Fri, 06 Dec 2013 20:24:46 GMT

congrats!!! That really helped your util.