topic Re: Yea! Barclays Cash Forward approved in Credit Card Approvals

Yea! Barclays Cash Forward approved

DaveInAZ — Tue, 02 Aug 2016 23:13:55 GMT

I've been very happy with Barclays, they approved me for the Rewards MC back in April 2012, 1 yr 3 mos post BK7 discharge; I don't recall the SL, but I got it up to $5700 CL. These days I just use it for the 2% rewards categories, electric bill (no surcharge for CC payment), groceries & gas, so the rewards add up fast! Approved for NFL card in March, frankly just for the 18 month 0% BT, to pay off a Prosper 11% APR loan. They gave me a $5k SL, and I moved $2700 from Rewards. They gave me a $1k auto CLI last winter, so up to $8700 CL.

I finally paid off the BT in July, the 0% BT was due to expire this month. So today I app'd for Cash Forward, and got the 10 day review response. I wasn't surpised, I already have 2 cards w/them with $11,700 total CL. So I called a credit analyst from the Backdoor numbers in the CC Applications forum. Took 5 minutes, re-confirmed my government employment with the local county since March 2012 & asked about BK7 discharged in Jan 2011 - uninsured $80k medical expenses. Approved for $2500 SL. I then told her I wanted to close NFL & move the CL to Cash Forward. That took another minute or so, and now I have a Cash Forward MC with $11,200 CL! $100 spend bonus for charging $500 within 3 months, and 12 months 0% on charges, and 1.5% cashback rewards on all purchases. .

Now off to book that 6 week vacation to Tahiti! Just kidding

Edit: Logged into my Barclays account, Cash Forward already shows up with the $11,200 CL. I don't know the APR; I don't care, I don't carry a balance on a CC unless it's a 0% intro promo or BT.

Re: Yea! Barclays Cash Forward approved

Anonymous — Tue, 02 Aug 2016 23:20:04 GMT

Congrats!!!!!!!!!!!!

I have 3 accounts with Barclay! I want the Arrival+.

Re: Yea! Barclays Cash Forward approved

DaveInAZ — Tue, 02 Aug 2016 23:29:46 GMT

@Anonymous wrote:
Congrats!!!!!!!!!!!!

I have 3 accounts with Barclay! I want the Arrival+.

Thanks! While I do like football I don't spend my $$$ on over priced NFL merchandise, just got it for the 0% BT and save alot of interest on that Prosper loan. I'd rather have the nice big CL on Cash Forward then 3 cards w/Barclays. I rarely travel, so Arrival or Cap One's Venture have no appeal to me. I do like chash back statement credit though!

Re: Yea! Barclays Cash Forward approved

Anonymous — Tue, 02 Aug 2016 23:38:23 GMT

Very nice, congrats on the approval

Re: Yea! Barclays Cash Forward approved

Anonymous — Wed, 03 Aug 2016 03:54:37 GMT

@DaveInAZ wrote:
I've been very happy with Barclays, they approved me for the Rewards MC back in April 2012, 1 yr 3 mos post BK7 discharge; I don't recall the SL, but I got it up to $5700 CL. These days I just use it for the 2% rewards categories, electric bill (no surcharge for CC payment), groceries & gas, so the rewards add up fast! Approved for NFL card in March, frankly just for the 18 month 0% BT, to pay off a Prosper 11% APR loan. They gave me a $5k SL, and I moved $2700 from Rewards. They gave me a $1k auto CLI last winter, so up to $8700 CL.

I finally paid off the BT in July, the 0% BT was due to expire this month. So today I app'd for Cash Forward, and got the 10 day review response. I wasn't surpised, I already have 2 cards w/them with $11,700 total CL. So I called a credit analyst from the Backdoor numbers in the CC Applications forum. Took 5 minutes, re-confirmed my government employment with the local county since March 2012 & asked about BK7 discharged in Jan 2011 - uninsured $80k medical expenses. Approved for $2500 SL. I then told her I wanted to close NFL & move the CL to Cash Forward. That took another minute or so, and now I have a Cash Forward MC with $11,200 CL! $100 spend bonus for charging $500 within 3 months, and 12 months 0% on charges, and 1.5% cashback rewards on all purchases. .

Now off to book that 6 week vacation to Tahiti! Just kidding

Edit: Logged into my Barclays account, Cash Forward already shows up with the $11,200 CL. I don't know the APR; I don't care, I don't carry a balance on a CC unless it's a 0% intro promo or BT.

Congratulations to you!...Thanks for sharing.

Re: Yea! Barclays Cash Forward approved

mystikal1 — Wed, 03 Aug 2016 04:21:26 GMT

Congrats

Re: Yea! Barclays Cash Forward approved

Vegas4Play — Wed, 03 Aug 2016 06:39:45 GMT

Congrats to you !!!

Re: Yea! Barclays Cash Forward approved

Anonymous — Wed, 03 Aug 2016 07:57:51 GMT

Great approach to getting you where you can use the accounts and rewards!

Re: Yea! Barclays Cash Forward approved

MissMoni223 — Wed, 03 Aug 2016 16:42:52 GMT

CONGRATS on your success with Barclays!!!

Re: Yea! Barclays Cash Forward approved

Anonymous — Wed, 03 Aug 2016 17:31:27 GMT

@DaveInAZ wrote:

Now off to book that 6 week vacation to Tahiti! Just kidding

Congrats! 🙆💃🎊

Re: Yea! Barclays Cash Forward approved

thisladyz — Wed, 03 Aug 2016 19:49:28 GMT

@DaveInAZ wrote:
I've been very happy with Barclays, they approved me for the Rewards MC back in April 2012, 1 yr 3 mos post BK7 discharge; I don't recall the SL, but I got it up to $5700 CL. These days I just use it for the 2% rewards categories, electric bill (no surcharge for CC payment), groceries & gas, so the rewards add up fast! Approved for NFL card in March, frankly just for the 18 month 0% BT, to pay off a Prosper 11% APR loan. They gave me a $5k SL, and I moved $2700 from Rewards. They gave me a $1k auto CLI last winter, so up to $8700 CL.

I finally paid off the BT in July, the 0% BT was due to expire this month. So today I app'd for Cash Forward, and got the 10 day review response. I wasn't surpised, I already have 2 cards w/them with $11,700 total CL. So I called a credit analyst from the Backdoor numbers in the CC Applications forum. Took 5 minutes, re-confirmed my government employment with the local county since March 2012 & asked about BK7 discharged in Jan 2011 - uninsured $80k medical expenses. Approved for $2500 SL. I then told her I wanted to close NFL & move the CL to Cash Forward. That took another minute or so, and now I have a Cash Forward MC with $11,200 CL! $100 spend bonus for charging $500 within 3 months, and 12 months 0% on charges, and 1.5% cashback rewards on all purchases. .

Now off to book that 6 week vacation to Tahiti! Just kidding

Edit: Logged into my Barclays account, Cash Forward already shows up with the $11,200 CL. I don't know the APR; I don't care, I don't carry a balance on a CC unless it's a 0% intro promo or BT.

Congrats!!! I just got the Cash Forward like a week or so ago too!