topic Re: Ritz Approved in Credit Card Approvals

Ritz Approved

Appleman — Wed, 10 Aug 2016 19:01:31 GMT

Been reading about the new changes to the Ritz card and have been travelling more lately.

I currently have the Marriott Visa and got that card for the miles and the fact I stay at Marriotts for travel a lot. Getting into gold level with Marriott is a great side benefit that will get lots of use and can use 3 nights at the Ritz in the future. When I was approved for the Marriott card I received a $12K SL.

I am far beyond 5/24 but after looking at the boards thought would go ahead and apply. Instant approval (OK took 3 minutes) for $34K with the lowest advertised rate. Scores 797 to 814 with 4% utiization and income over $100K. Highest previous CL was $30K so I was a pleasantly surprised.

Now to knock out $5,000 in spend......

Re: Ritz Approved

Anonymous — Wed, 10 Aug 2016 19:49:01 GMT

congrats !!! awesome SL

Re: Ritz Approved

CreditCuriosity — Wed, 10 Aug 2016 20:55:27 GMT

Congrats. Nice approval limit

Re: Ritz Approved

Anonymous — Wed, 10 Aug 2016 22:23:52 GMT

Very nice SL with Chase, congrats on the RITZ approval

Re: Ritz Approved

CreditMagic7 — Wed, 10 Aug 2016 22:43:05 GMT

Congratulations on your new RITZ approval!

Re: Ritz Approved

woodyman100 — Wed, 10 Aug 2016 23:33:13 GMT

Congrats! Kind of a dinky limit, but if you're alright with it...

Re: Ritz Approved

mystikal1 — Wed, 10 Aug 2016 23:55:13 GMT

Congrats.

Re: Ritz Approved

elim — Thu, 11 Aug 2016 02:12:12 GMT

@woodyman100 wrote:
Congrats! Kind of a dinky limit, but if you're alright with it...

lol, congrats OP, great card

Re: Ritz Approved

Anonymous — Thu, 11 Aug 2016 02:31:00 GMT

Congrats!!!! That's an awesome starting CL....

I thought the spend requirement is $4k..... I just checked the Chase website.

Re: Ritz Approved

Appleman — Thu, 11 Aug 2016 03:24:53 GMT

There is a new link to get the three nights at a Ritz versus the two nights. Higher AF as well.

Re: Ritz Approved

elim — Thu, 11 Aug 2016 03:35:07 GMT

@Appleman wrote:
There is a new link to get the three nights at a Ritz versus the two nights. Higher AF as well.

3 nights = yummy

I think you lose the club level certs now. I hope we keep ours every year.

Re: Ritz Approved

Anonymous — Thu, 11 Aug 2016 04:05:53 GMT

Do you know if your card will be a Visa Signature or a Visa Infinite?

Re: Ritz Approved

Anonymous — Thu, 11 Aug 2016 04:18:13 GMT

Congrats on the Ritz approval and a great sl!

Re: Ritz Approved

Anonymous — Thu, 11 Aug 2016 05:15:49 GMT

@Appleman wrote:
Been reading about the new changes to the Ritz card and have been travelling more lately.

I currently have the Marriott Visa and got that card for the miles and the fact I stay at Marriotts for travel a lot. Getting into gold level with Marriott is a great side benefit that will get lots of use and can use 3 nights at the Ritz in the future. When I was approved for the Marriott card I received a $12K SL.

I am far beyond 5/24 but after looking at the boards thought would go ahead and apply. Instant approval (OK took 3 minutes) for $34K with the lowest advertised rate. Scores 797 to 814 with 4% utiization and income over $100K. Highest previous CL was $30K so I was a pleasantly surprised.

Now to knock out $5,000 in spend......

Congratulations to you!...Thanks for sharing.

Re: Ritz Approved

Appleman — Thu, 11 Aug 2016 19:18:51 GMT

I hope it is the Infinite...

My last score popped up to 800 on the same day as a revolving store card went from 21% to 20% Utilization (utilizing for years worth of 0%).

Re: Ritz Approved

Anonymous — Thu, 11 Aug 2016 20:59:23 GMT

@Appleman wrote:
I hope it is the Infinite...

My last score popped up to 800 on the same day as a revolving store card went from 21% to 20% Utilization (utilizing for years worth of 0%).

I called to find out and was told my card will be a Visa Signature for now. It will be upgraded to the Infinite as they work on upgrading all existing cards.

Re: Ritz Approved

Vegas4Play — Fri, 12 Aug 2016 08:18:41 GMT

Congrats to you !!!