topic Re: AMEX Blue Sky Approval! in Credit Card Approvals

AMEX Blue Sky Approval!

Weather88 — Wed, 31 Jul 2013 03:04:24 GMT

So I've been lurking around here for a little while and finally decided to make my first post (and get my first "real" credit card!). Before I started reading these forums, I really didn't have much experience with credit cards or the terminology. I'm 25, I only have 1 debit card and one Visa through my bank with only a $1,000 credit limit, and a bunch of student loans (about $40k worth).

I decided I wanted to enter the rewards card market, and I was saving all of the pre-approval offers I was receiving in the mail so I could pick the best one. After a lot of thought, I decided to choose AMEX Blue Sky as I thought it would be the best fit for me. My EQ score is 737, nothing negative at all on my credit report, never been late on a payment, and only the one Visa credit card with a $1k limit.

The AMEX Blue Sky offer I got in the mail was for 30,000 points ($400) if I make $500 in purchases in the first 3 months. For me it was a no brainer.. I'll definitely be meeting that goal and its a free $400! I used the code from the mail on the online application and about 30 seconds after I got to another screen that told me I was approved! After that, I called the number and come to find out I have a $10,000 credit limit! Way more than I was expecting! I'm really happy and I just wanted to share it here! Thanks for all you guys do here, you really helped me make a decision on this!

Re: AMEX Blue Sky Approval!

Anonymous — Wed, 31 Jul 2013 03:06:11 GMT

Welcome to the forum! Congrats on your approval and joining the Amex Family.

Re: AMEX Blue Sky Approval!

TNTransplant — Wed, 31 Jul 2013 03:07:47 GMT

Great starting credit line! Congrats on your approval.

Re: AMEX Blue Sky Approval!

daybreakgonesXe — Wed, 31 Jul 2013 03:08:19 GMT

@Weather88 wrote:
So I've been lurking around here for a little while and finally decided to make my first post (and get my first "real" credit card!). Before I started reading these forums, I really didn't have much experience with credit cards or the terminology. I'm 25, I only have 1 debit card and one Visa through my bank with only a $1,000 credit limit, and a bunch of student loans (about $40k worth).

I decided I wanted to enter the rewards card market, and I was saving all of the pre-approval offers I was receiving in the mail so I could pick the best one. After a lot of thought, I decided to choose AMEX Blue Sky as I thought it would be the best fit for me. My EQ score is 737, nothing negative at all on my credit report, never been late on a payment, and only the one Visa credit card with a $1k limit.

The AMEX Blue Sky offer I got in the mail was for 30,000 points ($400) if I make $500 in purchases in the first 3 months. For me it was a no brainer.. I'll definitely be meeting that goal and its a free $400! I used the code from the mail on the online application and about 30 seconds after I got to another screen that told me I was approved! After that, I called the number and come to find out I have a $10,000 credit limit! Way more than I was expecting! I'm really happy and I just wanted to share it here! Thanks for all you guys do here, you really helped me make a decision on this!

Congrats, weather!! What an accomplishment i'm actually planning on applying August 7th, when my credit report and score is better optimized still waiting on some lagging balances to report, as well as some inquiries to age.

Did they pull EQ for you? AMEX seems like they'll play Russian Roulette with me and pick a random bureau, but if it's EX it's best for me to wait!

Also, are you a meteorologist too or just like the weather? XD

Re: AMEX Blue Sky Approval!

Weather88 — Wed, 31 Jul 2013 03:16:46 GMT

Thanks all!

Not a meteorologist, I just love the weather. I was extremely close to going to school for meteorology, however, way too much math involved which is not my strong suit!

I'm not sure which one they pulled. Is there a way to find that out immediately?

Re: AMEX Blue Sky Approval!

daybreakgonesXe — Wed, 31 Jul 2013 03:18:56 GMT

@Weather88 wrote:
Thanks all!

Not a meteorologist, I just love the weather. I was extremely close to going to school for meteorology, however, way too much math involved which is not my strong suit!

I'm not sure which one they pulled. Is there a way to find that out immediately?

Well, weather weenies are still always welcomed tell me about the math...i'm currently going to school for it and had to take up to Calc 4...blech!

Have you pulled your annual reports recently? If not, go to annualcreditreport.com and save your report numbers. It'll let you view your credit reports and check your hard inquiries!

Re: AMEX Blue Sky Approval!

TNTransplant — Wed, 31 Jul 2013 03:23:59 GMT

@Weather88 wrote:
Thanks all!

Not a meteorologist, I just love the weather. I was extremely close to going to school for meteorology, however, way too much math involved which is not my strong suit!

I'm not sure which one they pulled. Is there a way to find that out immediately?

Amex almost exclusively pulls Experian - my money is on it to show up there.

Re: AMEX Blue Sky Approval!

myjourney — Wed, 31 Jul 2013 03:28:08 GMT

@Weather88 wrote:
So I've been lurking around here for a little while and finally decided to make my first post (and get my first "real" credit card!). Before I started reading these forums, I really didn't have much experience with credit cards or the terminology. I'm 25, I only have 1 debit card and one Visa through my bank with only a $1,000 credit limit, and a bunch of student loans (about $40k worth).

I decided I wanted to enter the rewards card market, and I was saving all of the pre-approval offers I was receiving in the mail so I could pick the best one. After a lot of thought, I decided to choose AMEX Blue Sky as I thought it would be the best fit for me. My EQ score is 737, nothing negative at all on my credit report, never been late on a payment, and only the one Visa credit card with a $1k limit.

The AMEX Blue Sky offer I got in the mail was for 30,000 points ($400) if I make $500 in purchases in the first 3 months. For me it was a no brainer.. I'll definitely be meeting that goal and its a free $400! I used the code from the mail on the online application and about 30 seconds after I got to another screen that told me I was approved! After that, I called the number and come to find out I have a $10,000 credit limit! Way more than I was expecting! I'm really happy and I just wanted to share it here! Thanks for all you guys do here, you really helped me make a decision on this!

Welcome to the forum

We love to see people go from lurker to forum member and even better when they have success.

Congrats on your card and the nice limit

Re: AMEX Blue Sky Approval!

Luscher — Wed, 31 Jul 2013 05:19:03 GMT

if you dont mind could you say your income? or ball park it. im looking into the blue cards and you got a 10k CL so im trying to see were id be with it.

Re: AMEX Blue Sky Approval!

Weather88 — Wed, 31 Jul 2013 05:38:02 GMT

@Luscher wrote:
if you dont mind could you say your income? or ball park it. im looking into the blue cards and you got a 10k CL so im trying to see were id be with it.

Roughly $45-50k/year

Re: AMEX Blue Sky Approval!

Anonymous — Wed, 31 Jul 2013 14:15:41 GMT

That 30,000 bonus points is such a juicy bonus!!!!

AMEX only spams me with the typical 7,500 bonus after 1,000 spent in 3 months. I think I'll pass until I get one of those offers you got

Re: AMEX Blue Sky Approval!

migliogiorni — Wed, 31 Jul 2013 15:08:59 GMT

congrats awesome start CL with Amex.

Re: AMEX Blue Sky Approval!

knoregs — Wed, 31 Jul 2013 16:21:33 GMT

Congrats!

~kn

Re: AMEX Blue Sky Approval!

ltspongebob — Thu, 01 Aug 2013 06:20:22 GMT

I got the 30000 point with $500 spend in 3 months targeted mailing last month. I did the $500 in 1 week, now just waiting for the points to post. Been 3 weeks...

Re: AMEX Blue Sky Approval!

Networth — Thu, 01 Aug 2013 07:08:11 GMT

Congrats! Love my Blue Sky it was my first "real" card too back in 08' when I got it as well.

follow ups

spydergto — Mon, 09 Dec 2013 08:25:10 GMT

I too am looking heavily at this card. if you get the info could you post which CBA was pulled on you ?

alot of my info is very similar to what you said ... cept EX and TU are my best by far, if its predominatly EX i will have the greatest chance at sucess so am looking to see by far who was pulled on EX , have heard many times over that EX is who they use the most

Re: AMEX Blue Sky Approval!

alvon123 — Mon, 09 Dec 2013 11:15:27 GMT

congrats

Re: follow ups

Burned2manybridgesB4 — Mon, 09 Dec 2013 16:01:39 GMT

Spydergto, it's an older thread you're replying to, so usually it's better for you to just start a new thread with your questions/comments, as some may not be around to reply any longer (from the original conversation).

FYI, Amex is 99% partial to Experian, and pulls others on top, if borderline.

Sky is a good card to have, and the online pic doesn't to it justice. It's really a clear card, with the blue dot/reflector. Just don't make the mistake I did, and sign the back of the card with a sharpie...lol. Goofed up the front appearance.

@spydergto wrote:
I too am looking heavily at this card. if you get the info could you post which CBA was pulled on you ?

alot of my info is very similar to what you said ... cept EX and TU are my best by far, if its predominatly EX i will have the greatest chance at sucess so am looking to see by far who was pulled on EX , have heard many times over that EX is who they use the most

follow up

spydergto — Wed, 11 Dec 2013 03:31:01 GMT

I have two or three threads already and never got a response , i even replyed on the offical amex 3x cli inquiring to info , i have only had 2 responses so far to any posts one of those being yours. i am curious to know what the "boardline" is on this card, i have been watching my credit heavily , and working non stop gardening. Im trying to figure out what the best course of action for my current situation would be to get a sky miles earning card large enough that i can pump all my bills through it and PIF every month and keep my bills at 10% of card. my credit is decent , except my Equifax. i have looked at it and keep trying to get it fixed but i have 6 accounts not listed on my EQ that are old, these are however listed on ex and tu , these 6 accounts are 12 years old. this has caused my AAOA on EQ to be alot less than on ex and tu. also i have a secured CC that doesnt report to eq which frustrates the hell outta me . im sure if these two items were ever to resolve my average score of the three would be above 720 ...

but , what is the boardline on this card ? the more info i can aquire while waiting and continung to do the extra leg work will help ...

im a member of alot of forums , people pop in every now and then all it takes is that random email or spam box check hehehe

Re: follow up

Burned2manybridgesB4 — Wed, 11 Dec 2013 03:35:48 GMT

From what I've read, a minimum of 650 is preached by one of the older mods, a few other active cards in your wallet with "beyond starter" limits, an AAOA close to the 2 year mark, a low number of inquiries on your CRs, and a decent income/investment portfolio (that can be proven, just in case they ask). These are guestimates. YMMV.