topic Re: Update: Decided to go with Chase Freedom Unlimited in Credit Card Approvals

Update: Decided to go with Chase Freedom Unlimited

BirchBarlow — Tue, 16 Aug 2016 21:29:13 GMT

I decided to go with Chase Freedom Unlimited over Chase Amazon or Discover. Chase Freedom Unlimited seems to have the benefits of both plus a $150 sign-up bonus when you spend $500 within the first three months (seems pretty generous). Once I was approved for CFU, I went ahead and closed my legacy BoA AMEX, as I have little use for it anymore. Don't worry, my CFU initial credit limit is quadruple the credit limit I had on the BoA AMEX, so zero negative impact from closing the account. I'll probably garden for a while, but if I go for one more card in the near future, it will probably be the Discover.

Re: Update: Decided to go with Chase Freedom Unlimited

Anonymous — Tue, 16 Aug 2016 22:01:59 GMT

congrats !! what was your SL ?

Re: Update: Decided to go with Chase Freedom Unlimited

Vegas4Play — Wed, 17 Aug 2016 06:44:54 GMT

Congrats on your approval !!!

Re: Update: Decided to go with Chase Freedom Unlimited

Anonymous — Wed, 17 Aug 2016 09:51:58 GMT

@BirchBarlow wrote:
I decided to go with Chase Freedom Unlimited over Chase Amazon or Discover. Chase Freedom Unlimited seems to have the benefits of both plus a $150 sign-up bonus when you spend $500 within the first three months (seems pretty generous). Once I was approved for CFU, I went ahead and closed my legacy BoA AMEX, as I have little use for it anymore. Don't worry, my CFU initial credit limit is quadruple the credit limit I had on the BoA AMEX, so zero negative impact from closing the account. I'll probably garden for a while, but if I go for one more card in the near future, it will probably be the Discover.

Congratulations to you!...Thanks for sharing.

Re: Update: Decided to go with Chase Freedom Unlimited

Anonymous — Wed, 17 Aug 2016 17:20:30 GMT

I've really enjoyed having the Freedom Unlimited. I hit the $500 spend in one transaction when I had to go to the ER a few months ago and pay my ER copay. Unfortunately, I had to use my $150 bonus on the subsequent hospital bill but it was definitely helpful. Don't be alarmed when they say "we'll credit your account in 6-8 weeks;" for me it took only a week or two. It comes in the form of 15,000 UR points that you can use however you'd like. I chose a statement credit.