topic Re: Macy's Credit Card Application in Credit Card Approvals

Macy's Credit Card Application

Anonymous — Mon, 29 Aug 2016 05:55:10 GMT

Hey everyone!

I joined FICO around a month ago, but check these forums daily!

So much useful information to be found...

Anyway, i have a question.

I applied for a Macy's store credit card (which after extensive researching, I read that Macy's can be difficult) and received the "We Need a Little More Information" statement in order to receive a decision... I'll be calling later today.

In your experience, does this result in an acceptance?

My credit scores are:

Equi: 687

Trans:702

Exp:697

I'm 20, but next month will mark my oldest card being two years old.

I have a BOA card with a 1200 limit.

Jared's with 800.

Amazon with 1400.

Synchrony with 800.

This is the final card I planned on applying for another 2 years! The only thing I would consider otherwise doing would be CLI's as long as they're soft pulls.

Thanks for the advice!

Re: Macy's Credit Card Application

AverageJoesCredit — Mon, 29 Aug 2016 12:02:02 GMT

I hope it will be an approval as your scores look good!. It could be verification so heres hoping you get it and wellcome to the forum

Re: Macy's Credit Card Application

Anonymous — Mon, 29 Aug 2016 13:05:07 GMT

Lets hope it is! I'll call later today and then get back to this thread....

If anyone has any other thoughts, feel free!

Re: Macy's Credit Card Application

ddemari — Mon, 29 Aug 2016 14:10:56 GMT

My macys app was instant but bloomingdales gave me a similar message a long time ago, i called in and it was approved. I think you have a good chance. Just give them a call and i think you will get it!

Re: Macy's Credit Card Application

Anonymous — Mon, 29 Aug 2016 14:13:15 GMT

Thanks! I'll see soon...

Re: Macy's Credit Card Application

Anonymous — Mon, 29 Aug 2016 16:20:20 GMT

I called customer service and the lady verfiied questions on my statement...

She asked if I wanted to change my income # on my statement (including money accessible to me from others) & I tweaked it a bit.

Approved for 500!

Not much, but enough for me to play with it a bit and then gradually increase.

Thanks everyone!

Re: Macy's Credit Card Application

UncleB — Mon, 29 Aug 2016 17:12:38 GMT

@Anonymous wrote:
I called customer service and the lady verfiied questions on my statement...

She asked if I wanted to change my income # on my statement (including money accessible to me from others) & I tweaked it a bit.

Approved for 500!

Not much, but enough for me to play with it a bit and then gradually increase.

Thanks everyone!

Congratulations on your new Macy's card!

Re: Macy's Credit Card Application

Pway — Mon, 29 Aug 2016 19:14:14 GMT

Enjoy your new Macy's card.