topic Re: Bank of America Cash Rewards CLI in Credit Card Approvals

Bank of America Cash Rewards CLI

Gmood1 — Sat, 03 Sep 2016 20:58:40 GMT

90 days after my last CLI, I was met with a red tile on my BofA Rewards account today instructing me to apply for another CLI. Of course I couldn't refuse the luv button!

Last limit was $17,200. New limit $24,200. The limit has increased $14,000 since Jan 2016. They pulled TU 772.

Re: Bank of America Cash Rewards CLI

Anonymous — Sat, 03 Sep 2016 21:21:23 GMT

@Gmood1 wrote:
90 days after my last CLI, I was met with a red tile on my BofA Rewards account today instructing me to apply for another CLI. Of course I couldn't refuse the luv button!
Last limit was $17,200. New limit $24,200. The limit has increased $14,000 since Jan 2016. They pulled TU 772.

Congrats GMood! That's a great CLI! Had mine a few months ago with about $9,000 CLI. BoA of generous of you treat them right. I'm Waiting for the next CLI button that hopefully will show up .

Re: Bank of America Cash Rewards CLI

Gmood1 — Sat, 03 Sep 2016 21:28:51 GMT

Thanks Dendom!
I was trying every 6 months, but noticed the wording much earlier than that today. BofA is generous! I like that they pull the CB that has the least inqs and highest of my scores.😉
They've been offering me 3 of their other cards the last couple of months. I've resisted the temptation... waiting on my CLI.

Re: Bank of America Cash Rewards CLI

Anonymous — Sat, 03 Sep 2016 21:37:37 GMT

Congratulations OP!! BofA is generous on CLIs.

Re: Bank of America Cash Rewards CLI

Gmood1 — Sat, 03 Sep 2016 21:39:56 GMT

Thanks maestro!!

Re: Bank of America Cash Rewards CLI

AverageJoesCredit — Sat, 03 Sep 2016 22:57:43 GMT

Just think Gmood, add your gf to this and you'll be married by sundown lol! Nice work

Re: Bank of America Cash Rewards CLI

Gmood1 — Sun, 04 Sep 2016 00:25:32 GMT

Thanks Avgjoe!! Lol

Re: Bank of America Cash Rewards CLI

Anonymous — Sun, 04 Sep 2016 00:33:54 GMT

Congrats! That an awesome increase!

Re: Bank of America Cash Rewards CLI

Gmood1 — Sun, 04 Sep 2016 00:35:22 GMT

Thanks Smc4getnot!!

Re: Bank of America Cash Rewards CLI

Anonymous — Sun, 04 Sep 2016 14:54:00 GMT

Congratz!

Great Achievement

Re: Bank of America Cash Rewards CLI

Anonymous — Sun, 04 Sep 2016 14:57:25 GMT

Wow!!! That's amazing. I wish they would show me some luv. The luv button showed up a few months ago for me but the denied my request. My CL is at $5k.... would love for it to be at least double that.

Re: Bank of America Cash Rewards CLI

Gmood1 — Sun, 04 Sep 2016 15:10:17 GMT

Thanks Sebastian and Gdanzy!!
Dont feel bad Gdanzy. You're receiving the kind of love I get from Discover.
Discover doesn't show me much love and by far my slowest growing major player!

All of the cards I acquired around the same time as the Discover are all over or near $20,000 now.

Discover still bringing up the rear at $7500. Lol

Re: Bank of America Cash Rewards CLI

12njoy — Sun, 04 Sep 2016 16:27:49 GMT

@Gmood1 wrote:
90 days after my last CLI, I was met with a red tile on my BofA Rewards account today instructing me to apply for another CLI. Of course I couldn't refuse the luv button!
Last limit was $17,200. New limit $24,200. The limit has increased $14,000 since Jan 2016. They pulled TU 772.

Congrats Gmood. I don't think on system reviewed cli's that BofA looks at inq's from TU. I have 80+ on TU and my Bankamericard has steadily risen to $55.5k from 35k since January 2016. I think it's more of the FICO score. One thing I will say is whenever requesting a cli from BofA, shoot for the moon because they will counter if eligible. They do monitor the number of times that you ask for a cli within a certain period of time which I believe is 3 months. My little luv button should be showing up later this month for Alaska airlines which is at 21k. I'm going to ask to go to 40k. If I'm able to get to 100k with BofA, I'll probably cool my jets with them. That'll be a lot with one lender on only two cards.

Re: Bank of America Cash Rewards CLI

Gmood1 — Sun, 04 Sep 2016 16:37:41 GMT

Thanks 12njoy! That's good to know! I was mainly concerned with the number of inqs I had on TU compared to my other CRs. I'm glad I could spread the inquiry love a little.

$55k is a whopper of a limit..wow!
One day maybe I'll get there..😀
I'll hit up USAA, Navy Fed and Amex in November for CLI's.

Re: Bank of America Cash Rewards CLI

12njoy — Sun, 04 Sep 2016 16:41:15 GMT

@Gmood1 wrote:
Thanks 12njoy! That's good to know! I was mainly concerned with the number of inqs I had on TU compared to my other CRs. I'm glad I could spread the inquiry love a little.

$55k is a whopper of a limit..wow!
One day maybe I'll get there..😀
I'll hit up USAA, Navy Fed and Amex in November for CLI's.

Thanks Gmood. Definitely doable with BofA. No POI was required which I was surprised.

Re: Bank of America Cash Rewards CLI

morgacj2004 — Mon, 05 Sep 2016 02:41:27 GMT

Well Done!

Re: Bank of America Cash Rewards CLI

Gmood1 — Mon, 05 Sep 2016 02:42:58 GMT

Thank you morgacj2004!