topic Re: Amex Everyday Card approval in Credit Card Approvals

Amex Everyday Card approval

Anonymous — Wed, 13 Jul 2016 14:23:55 GMT

Heck, nevermind. Just saw the post about waiting 60 days.

Well, was approved for this card yesterday, was only given a 1K limit.

I am already in with Amex as I already have an old (2008) Clear card with a 4K limit, a newly approved Platinum card, and a brand new PRG Gold card. My question is I wonder why I got such a low SL? How soon should I request a CLI?

Thanks

Re: Amex Everyday Card approval

CreditCuriosity — Wed, 13 Jul 2016 14:29:27 GMT

Congrats..

You have a few options.. Either you can move some of your limit from your 4k CC to your new Everday card or if you haven't requested and granted a CLI in the last 180 days w/amex you can request 3x CLI on your new everyday card or if denied recently for a 3x CLI on the "clear" card you must wait 91 days to try again. All Soft Pulls.. Hope this helps.

Re: Amex Everyday Card approval

Anonymous — Wed, 13 Jul 2016 16:55:12 GMT

OK thanks for that. Tried to move from my Clear card to the EveryDay card, got the 7-10 day message.

Re: Amex Everyday Card approval

CreditCuriosity — Wed, 13 Jul 2016 18:57:21 GMT

@Anonymous wrote:
OK thanks for that. Tried to move from my Clear card to the EveryDay card, got the 7-10 day message.

weird.. let me know what the letter says when you get it as to move limits with Amex the Donor card must be 13 months old (which yours is) and no real restriction on the receiving card that I know of use to be 60 days old it had to be, but I believe they have removed that restriction

Re: Amex Everyday Card approval

Anonymous — Wed, 13 Jul 2016 20:41:30 GMT

@Anonymous wrote:
Heck, nevermind. Just saw the post about waiting 60 days.

Well, was approved for this card yesterday, was only given a 1K limit.

I am already in with Amex as I already have an old (2008) Clear card with a 4K limit, a newly approved Platinum card, and a brand new PRG Gold card. My question is I wonder why I got such a low SL? How soon should I request a CLI?

Thanks

Congratulations On Your Approval!...Thanks For Sharing.

Re: Amex Everyday Card approval

Vegas4Play — Thu, 14 Jul 2016 07:08:56 GMT

Congrats to you on the approval, 1K may seem small but you are approved.

Re: Amex Everyday Card approval

Anonymous — Thu, 14 Jul 2016 09:25:44 GMT

That's what I was approved for last year, 1k. Congrats!

Re: Amex Everyday Card approval

Anonymous — Thu, 14 Jul 2016 09:27:29 GMT

Congratulations!

Re: Amex Everyday Card approval

RonM21 — Thu, 14 Jul 2016 09:49:16 GMT

Congrats!

Re: Amex Everyday Card approval

Anonymous — Thu, 14 Jul 2016 13:01:41 GMT

Don't know if it matters or not, but this was done via chat. The donor card is 8 years old and was my first Amex card...

Re: Amex Everyday Card approval

Anonymous — Thu, 14 Jul 2016 14:26:59 GMT

congrats! hoping to get my own Everyday approval today

Which offer did you get btw? It seems there are 4 of them for the ED card right now...

Re: Amex Everyday Card approval

Anonymous — Thu, 14 Jul 2016 15:19:01 GMT

Congrats! Any data points you'd like to share?

Re: Amex Everyday Card approval

Anonymous — Fri, 15 Jul 2016 13:41:14 GMT

@Anonymous wrote:
Congrats! Any data points you'd like to share?

FICO 8 EQ727, TU663, EXP 682

Re: Amex Everyday Card approval

Anonymous — Fri, 15 Jul 2016 13:43:58 GMT

@Anonymous wrote:
congrats! hoping to get my own Everyday approval today

Which offer did you get btw? It seems there are 4 of them for the ED card right now...

1K spend in 3 months, 10K MR. Thanks

Re: Amex Everyday Card approval

Anonymous — Wed, 20 Jul 2016 16:50:20 GMT

Meh, kinda regretting getting this card, shoulda thought it through better. Already have the PRG Gold for the 2X gas, rest. and grocery stores. This is only grocery stores. Also not sure if the 20% bonus is that big of a deal, especially since I'd probably never get it. Haven't used it yet, so will probably just close it.

Thoughts?

Re: Amex Everyday Card approval

Anonymous — Wed, 20 Jul 2016 21:52:15 GMT

@CreditCuriousity wrote:
Congrats..

You have a few options.. Either you can move some of your limit from your 4k CC to your new Everday card or if you haven't requested and granted a CLI in the last 180 days w/amex you can request 3x CLI on your new everyday card or if denied recently for a 3x CLI on the "clear" card you must wait 91 days to try again. All Soft Pulls.. Hope this helps.

+ 2 , please follow CC advise

Re: Amex Everyday Card approval

Anonymous — Fri, 22 Jul 2016 14:16:14 GMT

Yeah, got denied on this. Will probably just close it anyway.

Re: Amex Everyday Card approval

Anonymous — Mon, 26 Sep 2016 14:46:14 GMT

Ended up closing the card, just gonna put my spending on my PRG instead.

ope

Anonymous — Mon, 26 Sep 2016 15:31:08 GMT

hope Amex doesn't end up not liking you

Re: ope

Anonymous — Mon, 26 Sep 2016 16:04:57 GMT

Nope, just got my approval for the SPG card with a $2,300 SL, the EveryDay only had a 1K SL.