topic Re: Credit Steps on Capital One in Credit Card Approvals

Credit Steps on Capital One

TimeLBK — Sun, 09 Oct 2016 00:12:16 GMT

Today was my 6th month statements on both of my Capital One cards-Platinum and QS1. Received a CLI of $500 on both. Opened both in April 2016..$500 each...July 2016 double CLI to $1,500 each and today went to $2,000 each..

Happy.

Now do I wait 6 months from today to ask for a CLI or from July?

Re: Credit Steps on Capital One

undrtkr65 — Sun, 09 Oct 2016 00:31:38 GMT

congrats on your credit steps. You will need to wait 6 months before you will be able to get another increase. You can always put in the request early but most likely it will be denied. I just got my credit steps last month but I asked for a increase before my credit steps and got 1k increase and then another 500 credit steps. Thanks

Re: Credit Steps on Capital One

Anonymous — Mon, 10 Oct 2016 00:55:12 GMT

Congratulations on the increases! I'm close to getting my Credit Steps too. I can't wait! Best of luck on your rebuilding!

Re: Credit Steps on Capital One

fltireguy — Mon, 10 Oct 2016 01:30:17 GMT

Congrats

Re: Credit Steps on Capital One

Anonymous — Mon, 10 Oct 2016 17:11:15 GMT

I got my first increase on my Cap1 right at my 3rd month, $500 increase. I did a chat to ask about credit steps and was told even though I got my $500 increase, I should get another increase at the 6 month mark. I do use it frequently and make multiple payments per a month. My util. is usually right around 65% at any given time but I think the frequent use and multiple payments help.

Re: Credit Steps on Capital One

Pway — Mon, 10 Oct 2016 18:15:54 GMT

Congrats on the increase of credit steps. Yes you will need to wait six months from the last increase.

Congrats! Credit steps is an awesome program!

grillandwinemaster — Mon, 10 Oct 2016 22:24:27 GMT

Congrats! Credit steps is an awesome program!